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Why I Blog: Women and Personal Finance

Why I Blog: Women and Personal Finance

Tonight as I was getting to know my roommate for Blogworld, she asked about my passion for writing about women and personal finance, pretty much where it comes from.

It hit me that I’d never really blogged about it here, at least not in it’s entirety.

I’ll start by saying that I have always loved talking about women and money, the implications, risks and benefits from being empowered when it comes to money.

But, it starts even earlier than that.

My father passed away at the tender age of 11, and, without going into all the sordid details around it, this meant my mother was now a sole parent and not just a single parent.  His will was written in a manner that meant whatever monies I would get would not come until age 21.  However, the guy who was named executor of the will was a thief and pretty much stole all the money.  No dice. No money. Ever.

Watching my mom save her money and amass an emergency fund big enough to get us through 1.5 years when she lost her job during my senior year of high school taught me painful yet promising lessons about money.  No prom, college had to wait a year after I graduated high school and it meant I had to contribute to household expenses from the job I had working in retail for that year.  I was a selfish bish LOL

Still, while going through the motions, I learned the importance of saving for a rainy day, understanding money just as much or more than your partner/husband and learning how to land on your feet in the coldest of life’s storms.  As a result, I ALWAYS have a back up plan while never getting too attached to material things.

This single event, my father passing away and all that ensued as a result, made me resilient and passionate when it comes to women and money.  I want women to understand that just because we aren’t socialized to be the breadwinners, doesn’t mean we can’t WIN when it comes to money: single, married, divorced or widowed.  We don’t have to wait around for prince charming to guarantee financial security.  In this day and age we can make our own money, count it, save it, spend it, invest it and enjoy it.

I love talking to women who have their finances together, I feel like YES, this is it, that’s GREAT!  And yea I get all excited and tingly inside so I know that this is passion, so Im on the right track.  I love when women share with one another ways to get ahead in their careers while teaching each other how to get ahead financially.  Sure, some don’t talk about money because they are embarrassed or they were taught “you just don’t do that”.  But I mean the talking about money where you’re helping someone, not bragging about all the worthless crap you’ve acquired that you can’t take with you when you die.  I mean, real talk, helping each other get to the finish line and running back to give the runners up the baton.  Feel me?  That’s where my passion lies.  Helping women be the best they can be in their financial lives.

In my own marriage, I am the money nazi making sure that I know just as much or more than my husband when it comes to our finances.  So, Im not just preaching without practicing my mantra of know more than and/or just as much as your partner when it comes to your money.  I live it.  And I want you to be just as empowered in your daily lives as it relates to money as well.  But keep in mind, I still have my own struggles.  Still working on becoming debt free while tackling my six figure student debt as I wrestle with flirting with going back to graduate school, putting me further in debt #honestytime.  At this point, my plan is to find a company to pay for it all because I don’t want to borrow another red cent but that’s another blog LOL

So there you have it, that’s why I blog.  Thank you for supporting me thus far in my efforts to share my thoughts and even glimpses of my personal finances with you.  You all make this blog worth while and I am happy Girls Just Wanna Have Funds exists—->Breaking Financial Ceilings One Stiletto At A Time!

About the Author

GingerGirls Just Wanna Have Funds is a personal finance website dedicated to educating and empowering women in the area of personal finance. Our articles center on money management: making it, saving it and growing it which supports our theme: Breaking Financial Ceilings One Stiletto At A Time. We have been featured in Business Insider (contributor), Lifehacker, Consumerist, MSNBC, Essence, Wall Street Journal, Good Morning America and MSN Project Engage Web Series. I believe in a future where women can have financial freedom and choose the life they want to live by taking control of their finances. You only need to want it hard enough while letting go of limiting beliefs around money. Join me as I share tips that will help you light up your financial life and take control.View all posts by Ginger →

  • http://www.mypayday.co.uk/comparison-wonga.aspx Wonga

    Fiance really boosts women confidence ans their efforts.Thansk for such nice posting.

  • http://www.adventuresinmobilehomes.com mobilehomegurl

    Wow, what an inspirational story! I think we all go through experiences that affect our lives and shape who we are as we grow and become adults. Though there are many ups and downs, the good times and the bad times, in the end it's all a learning experience. I find your blog to be very interesting especially since I am also intrigued by the subject of finance. Thanks for sharing, looking forward to reading more!

  • http://www.nomorespending.net Laura@NoMoreSpending

    At first I blogged to gain accountability and if I'm honest get as much support as I could; I firmly believe the joy I felt from my first comment, Krystal at Give Me Back My Five Bucks, was the catalyst for me. Now that I'm debt free I keep blogging because I want to show people it can be done :-)

  • http://www.FabulouslyBroke.com FabulouslyBroke.com

    You blog for the same reasons I do: to empower women to get personal with their finances. But our catalysts for doing it are different… :)

  • http://twitter.com/mipanqueque Meli

    hi
    thanks so much for your blog its so good to have someone talk about money, i was raised where my mother hide finance's from my dad which lead to allot of underhanded money related issues now on my engagement i have found it really hard to communicate about money, i am sick of having my head in the sand when it comes to money and i just want to get organised and just want to thank you for all the advice you give on your blog and sharing your story

    wishing you all the best
    meli

  • http://www.moneymonk.net Moneymonk

    I’m also the money nazi in my marriage. I’m proud to say I am debt free. I am grateful what I have
    And I hope to one day pass my knowledge to my daughter so she will never stress with money

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