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	<title>Girls Just Wanna Have Funds  &#124;&#124;  Personal Finance Advice Blog For Women &#187; Toyota Camry</title>
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		<title>Put On Your Lace Gloves:  Get The Car You Want At A Price You Can Afford</title>
		<link>http://www.girlsjustwannahavefunds.com/put-on-your-lace-gloves-get-the-car-you-want-at-a-price-you-can-afford</link>
		<comments>http://www.girlsjustwannahavefunds.com/put-on-your-lace-gloves-get-the-car-you-want-at-a-price-you-can-afford#comments</comments>
		<pubDate>Tue, 02 Sep 2008 10:00:33 +0000</pubDate>
		<dc:creator>Ginger</dc:creator>
				<category><![CDATA[Cars]]></category>
		<category><![CDATA[Save Money]]></category>
		<category><![CDATA[Toyota Camry]]></category>

		<guid isPermaLink="false">http://www.girlsjustwannahavefunds.com/?p=615</guid>
		<description><![CDATA[How many times have you set out to your local car dealership looking for the car you want but it&#8217;s not quite the price you need it to be.  I&#8217;ve certainly been there with shady car salesmen trying to take advantage because they think I&#8217;m an inexperienced buyer, and, of course, a woman.  I&#8217;ve had my uncle and brother give [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://ecx.images-amazon.com/images/I/41j6dwrSluL._AA280_.jpg" alt="" /></p>
<p>How many times have you set out to your local car dealership looking for the car you want but it&#8217;s not quite the price you need it to be.  I&#8217;ve certainly been there with shady car salesmen trying to take advantage because they think I&#8217;m an inexperienced buyer, and, of course, a woman.  I&#8217;ve had my uncle and brother give me tips on how to haggle, bluff and blow hot air, my husband even tried some of that today.  No dice.</p>
<p>So what works with the slimy car salesmen and how exactly do you get what you want with regards to pricing?</p>
<p>Read on:</p>
<p><em><strong>Secure Financing Before Going To The Dealer</strong></em></p>
<p>It is important that you know exactly how much car you can buy that will fit comfortably within your budget.  Try your local credit union first as they typically have lower rates than mainstream banks and since they are usually smaller, tend to give better customer service in this area.</p>
<p><strong>Advantage:</strong> You know how much car you can buy and control the price negotiations ie, you have the upper hand.  You know that you cant buy more than a certain amount and you&#8217;re not at the mercies of the dealership and their slimy auto financing.</p>
<p><em><strong>Be Firm On Exactly What Year, Make and Model You Want </strong></em></p>
<p>Of course, there&#8217;s some room to be flexible in this area but I know that I want a black 2007-2009 Toyota Camry with a sunroof.  They can keep the navigation system and alloy wheels, the latter means much less to me and frankly need not be on the table which in turn, lowers the price on the vehicle.  So decide what&#8217;s negotiable and what is not before going to the dedalership.  If you&#8217;re too flexible around the must haves then you run the risk of not leaving the dealership with the car you want.</p>
<p><strong>Advantage:</strong> You know what you want and the car salesman does too, less chance of you leaving disappointed with a car you don&#8217;t want or like.</p>
<p><em><strong>Use The Internet To Shop Around.</strong></em></p>
<p>Dealerships are often willing to give their internet customers a lower price than if you walk in off the street with no idea as to where pricing begins on a certain make and model.</p>
<p>For example, I received this internet quote after making an inquiry:</p>
<blockquote><p><a title="car-mpgs-2009-toyota-camry-hybrid" href="http://www.girlsjustwannahavefunds.com/wp-content/uploads/2008/09/car-mpgs-2009-toyota-camry-hybrid.jpg" rel="lightbox[pics615]"><img class="attachment wp-att-616 alignleft" src="http://www.girlsjustwannahavefunds.com/wp-content/uploads/2008/09/car-mpgs-2009-toyota-camry-hybrid.thumbnail.jpg" alt="car-mpgs-2009-toyota-camry-hybrid" width="200" height="104" /></a><br />
<span style="font-size: small; font-family: verdana,geneva;"><span style="font-size: small; color: #000000;"><span style="color: #cc0000;"><span style="color: #000000;"><span style="font-size: small;"><strong><span style="font-size: x-small;"> MSRP: $22,145<br />
Invoice: $20,305</span> </strong></span><br />
<strong><span style="font-size: small;">Special Internet E-Price: <span style="color: #cc0000;"><span style="text-decoration: underline;">$19,105</span></span></span></strong></span></span></span></span></p></blockquote>
<p>Then came this email after the Internet quote:</p>
<blockquote>
<p style="margin-top: 15px; font-size: 12px; margin-bottom: 10px; color: #000000; font-family: Arial,Helvetica,sans-serif;"><em><span style="font-size: x-small; font-family: Verdana;">Dear Ginger,</span></em></p>
<p>&nbsp;</p>
<div style="margin: 0in 0in 0pt;">
<blockquote><p><em>Thank you for your interest in a new or pre-owned vehicle. As token of our appreciation, we like to offer you an <strong>additional $400.00 off our already low ePrice</strong>. (Offer expires September 02, 2008)</em></p></blockquote>
</div>
<p>&nbsp;</p></blockquote>
<div style="margin: 0in 0in 0pt;">However, when I walked on the lot, <strong>the sales man started at $25,315 for the same car.</strong> I pulled up the email on my iPhone along with the coupon and <strong>calmly told him that I wasn&#8217;t willing to pay more than $18,705 for a 2009 Black Toyota Camry</strong>. Some of you who follow me on <a href="http://twitter.com/Gingerlatte">Twinkle/Twitter</a> know that I twittered the following:</div>
<div style="margin: 0in 0in 0pt;"><em>Puttin on my lace gloves at the Toyota dealership.  They must not know about me </em></div>
<div style="margin: 0in 0in 0pt; text-align: center;"><strong><em>*channeling my best Suze Orman*</em></strong></div>
<div style="margin: 0in 0in 0pt;">He then magically found the same car in stock when just a few minutes ago it was sold and the next in line was $25,315.  Well, it was now grey and not black.</div>
<div style="margin: 0in 0in 0pt;"><strong>Advantage:</strong> You know how low the salesman can go and you don&#8217;t need to haggle with them on pricing.</div>
<p>&nbsp;</p>
<p>&nbsp;</p>
<div style="margin: 0in 0in 0pt;"><em><strong>Remain Calm And Put On Your Lace Gloves.</strong></em></div>
<p>&nbsp;</p>
<div style="margin: 0in 0in 0pt;">My husband wanted to go into the dealership and hijack the sales man for the price he wanted, but I had to put my hand on his arm and asked him to calm down.  He was ready to tell the salesman that he would walk out unless he got the price he wanted.  Not so fast.  You get more bees with honey and I put on the charm and got what I came there for.  I told the salesman that in no uncertain terms (calmly with a smile) was I paying more than $18,705 for a black, 2009 Toyota Camry.</div>
<div style="margin: 0in 0in 0pt;">If they needed to ship it in from another dealer OR tell me where to pick it up then that&#8217;s what he needed to do.  I was calm, smiling and had no need to get upset or flustered because Ginger gets what she wants!</div>
<p>&nbsp;</p>
<div style="margin: 0in 0in 0pt;"><em><strong>And I did, we pick it up this Saturday at the Springfield dealership. </strong></em></div>
<p>&nbsp;</p>
<p><strong>Question:  How have you dealt with shady car salesmen in the past?  Do you haggle with them on the lot or do you just accept the sticker price?</strong></p>
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