Investing passes a lot of people by. And it’s not like these folks are sitting around sitting on their hands. If you’re like me, you’ve got a million things to do at all hours of the day. What’s more, this probably didn’t start just recently. You’ve been busy for days, weeks, years! Was there ever a time when you weren’t up to your ear lobes in stuff to do?

Lots of people feel this way. It’s why people don’t have time for investment. So common is this conundrum that 50% of adults don’t invest at all. I’m not here to spook you, but I am hear to give it to you straight. Because our finances (and the lifestyles which depend upon them) get much more vulnerable as we age, clearly being investment-less as an aging person is not a situation you want to put yourself in.

But that doesn’t solve the problem of not having enough time. It takes research to invest properly. It takes time to read some books, have some important conversations, and allocate your funds and budget such that you can carve out a little money to throw towards a first investment. This may be time that you simply don’t have. You may not have enough time to brush your teeth, much less give peruse a book on investment finance.

That’s why I recommend FX trading through CMC Markets to everyone who says they’re too busy to invest. It’s a platform built right into the internet, so you can use it every time you log on or check your email. Investments can be initiated and completed within minutes, and you can go on about your business, but with a little more money in your bank account. Here’s how it works.

FX trading is all about currency. Currency values jump around all the time, due to a million different factors happening in the world. All you have to do is anticipate how a currency value is going to change, relative to another currency with which it is paired. Get it right, get money. Get it wrong, lose money. There’s more to it than that, but at no point does it get very complicated. Where the challenge comes is in the skill it takes to make it happen in a way that results in real profit.

Most great FX traders learn a lot about a specific currency pair. They learn about all the worldwide factors that go into the growth of loss of these currencies’ value, and they invest accordingly. This may sound harder than it is. If you enjoy keeping up on news and world events, you’ll be a natural. Even if you don’t do either of those things, CMC Markets lets you do free tutorial play while you see how your investments would pan out if you have real money invested.

So if you’ve got time to goof around online, even for a few minutes, you’ve got time to try out FX trading. It’s an online time waster which doesn’t waste time at all. In fact, you’ll be building real investment prowess and, eventually, earning money.