Today’s roundup is from yours truly over at   This week’s articles go into detail about hassle free mortgage modifications from the government (no, really!), the value of home warranty companies and tips on how to put some cash back in your pocket after paying your mortgage: 


  • Are home warranty companies worth the money?

    Are warrantycompanies worth the money? This question is most often asked when buying a new home or landlording a rental property. Here are a few tips to help you navigate the decision-making process. Everyone’s needs are different. One home may be older and forecasting several repairs on the horizon, while a newer home may not be in need of any repairs or appliance replacements any time soon. 

Read reviews online: Yelp, online forums.  Had my neighbor read reviews of the contractor that the warranty company sent out (see below), she would have been able to avoid a world of trouble that involved the contractors getting arrested and causing over $6,000 in damages to her floors, ceiling and furniture. To add insult to injury, the owner of the contracting company refused to give up his insurance company information — that is, until I got involved.… More >>


  • 3 ways to get paid back for making mortgage payments

    If you’re one of those people who dreads coughing up a mortgage payment every month, I have a few tips to help you make money when you pay your mortgage! What? Make money on your mortgage? Yes! Totally possible!

    Every month I think about the hefty payment I send to the bank because let’s face it, there are better things I could do with that money but then again I think, I do need housing so I better make this payment! But in true-to-myself fashion, I’ve come up with a few ways to make that payment pay off for me.

    Let’s take a look at a few options that can help you make money by paying your mortgage: More >>


  • Hot off the press! Get your mortgage modifications here!

    If you’re a distressed homeowner desperately seeking relief from your mortgage, then get cozy, this article is dedicated to you.

    Earlier this year, 49 states (except Oklahoma) signed on to the largest mortgage settlement since the Tobacco Settlement in 1998. The settlement provides $25 billion in relief to homeowners struggling to make mortgage payments, specifically those residing in the 49 states who signed on to the settlement. Starting in June 2012, borrowers began receiving letters alerting them to their eligibility status in the settlement…  

    According to, the settlement provides assistance in the following areas:

    • Immediate aid to homeowners needing loan modifications now, including first and second lien principal reduction
    • Immediate aid to borrowers who are current, but whose mortgages currently exceed their home’s value
    • Payments to borrowers who lost their homes to foreclosure with no requirement to prove financial harm and without having to release private claims against the servicers or the right to participate in the OCC review process

    More >>