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Financial Coaching For The Rest Of Us!

Financial Coaching For The Rest Of Us!

Hi ladies!
I’ve discussed my financial coach Ahmad Davis (from Victory By Design) before and I’d like to let you know that he is offering a discount for those of us who need a little help with getting our finances on track.  He is not selling you anything but his time and efforts in helping you become financially stable while reaching all of your goals.
I’ve been looking for someone like this for a while now and I just happened to come across his website by happenstance.  So far it’s been great!  I’m gaining more insight into my spending habits which is helpful because you have to know thyself before you make the necessary changes.  He has been helpful in keeping me accountable because historically I struggle in this area.
That said, please review the email below and contact him if you’d like to get started.  I don’t get anything from this at all, just the satisfaction of sharing a wonderful resource that we all need from time to time.  I will be posting about my 2nd meeting with him next week so be on the lookout. If you want to talk to me about my experience so far email me via the contact page.
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During our 15 minute discussion, I will ask questions to get an understanding of your circumstances. I will offer practical solutions to help improve your situation with no obligation for a commitment to a program.

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TESTIMONIES

“Over the last 12-18 months I’ve been on the hunt for a financial coach to help focus and fine tune our goals.  Not someone who cares mostly about investments and retirement planning, but someone well versed in the area of debt reduction and budgeting as we have several related goals for 2011 and 2012.

Now, even though I’ve blogged about personal finance for the last 3 years, my interest in managing my own money has waned at times and I wanted to find someone who could help us get focused on our goals.  These goals involve emergency, baby and house down payment funds but first paying down consumer debt.  I admit to being really unfocused and understand the need for someone to help get me back on track since I manage the money in our household.

Since the search began I’ve come across a few folks but could never quite find someone who really had everything I need in a coach.  I’ve come to the conclusion that tele-coaching doesn’t really work well for me in this area as I need more one on one in person hand holding.

Through a series of serendipitous events, my husband and I finally met with Ahmad Davis of Victory By Design over the weekend.  After the meeting I felt more purposed with regards to our plan to be debt free by the end of the year.  We reviewed our priorities, debt, income, goals and developed a spending and debt snowball plan.   Over the last few days, we’ve fine tuned the spending plan while getting a bit more specific with what we will do with each paycheck and other income that comes into our hands……Read More

K.Ann

“Ahmad Davis has my highest recommendation for strategic financial planning and coaching. I continue to be blown away by his expert knowledge, professionalism, track record of results and integrity. I cannot thank him enough for the time he spent with me and the direct impact he has had on so many occassions.”
Top qualities: Great Results, Good Value
Katherine M. F,

 

“We are so thankful to Ahmad for his dedication, wisdom and compassion. He helped guide my retired mother-in-law to a financial plan that helped her reduce her monthly expenditures and reduce her debt. She now has reduced her monthly out-take, increased her monthly income, and is working towards total debt reduction. Thanks so much, Ahmad. You have been a real blessing to our family.”
Top qualities: Personable, Expert
Steve A,

“This was a life-changing experience”

Randy and Ami

“My wife and I were living paycheck to paycheck and I was looking for a part time job.
We had a Visa with a $14k balance and were struggling to pay the minimum payment.
We called Ahmad and he began helping us with our budget and providing guidance for
other things such as life insurance, will, 401k, etc.
We now are paying an EXTRA $1400 per month towards our credit card. We also are
putting aside $400 per month for non monthly expenses.
We have used a budget in the past but, Ahmad helped us refine our budget and
make it possible to pay off our debts earlier that we hoped.”
Kevin and Shannon

“…I wanted to tell you why your services were so effective for me. First, you kept using the work perspective and that you would help me change my perspective. Well, I didn’t know what you meant by that. But after that session I would say the number one effect is that you have changed my whole perspective about my situation, my options, the possibilities for achieving my goals — especially, the goal of creating additional cash flow! That is a biggie for me right now and the reason, I sought coaching. Secondly, you speak in clear English. There is no jargon, no acronyms or alphabet soup to wade through. Everything made perfect sense. There’s no learning curb to “catch up” with where you are and what you were proposing as options. I knew I had to get out of the box — do something differently to have different results. But, I never expected to “see” so clearly all these out-of-the-box solutions I could bring to my situation. And they are all things that I can do … starting today to change my current reality and build a future where I will not have to face cash flow problems again. What a gift!!…… Another excellent skill you have is listening and really hearing. I said I was planning to relocate and I spoke about the inexpensive housing where I planned to go. You showed me how to pay off all my mortgage debt in 3-5 years — on 3 properties!! If I choose this strategy, I can stay in the local area and live well. It is so empowering to have choices!!”
Gwendolyn

“My wife and I have taken a financial class, and Ahmad has been the teacher. The course is a pretty intense course, teaching some very disciplined ways for how to manage money. Ahmad does an excellent job of teaching the class, and it is because he truly lives what he teaches. He is a very ethical and disciplined person, and it really shows. I have a PhD in Physics, and I have worked prefessionally for over 15 years. But I could stand to learn a lot from Ahmad about discipline, character, and detail orientation.”

Tom S.

 

Where

Fairfax Office
11325 Random Hills Road
Fairfax, VA 22030


Driving Directions

Girls Just Wanna Have Funds Clients/Subscribers

LIMITED TIME OFFER

UP TO 25 % OFF

FREE 15 MINUTE NO RISK CONSULTATION

During our 15 minute discussion, I will ask questions to get an understanding of your circumstances. I will offer practical solutions to help improve your situation with no obligation for a commitment to a program.

Register Now!Register to sign up for the FREE 15 minute consultation.

ALL SERVICES AVAILABLE VIA FACE TO FACE, TELECONFERENCE, OR WEBCAST VIA SKYPE.

Offer Expires 9/03/2011:

  • 20% Off Power Coaching Session
  • 20% Off Hope Coaching Session
  • 15% Off Breakthrough Coaching Session
  • 15% Off A-La-Carte Service

An Additional 5% Off by subscribing to my “Money Matters” newsletter.

_________________________________________________________

What is a Financial Coach?

We are not Financial Planners; we do not sell any financial products such as investments, insurance, or any other financial product. Our Financial Coaches coach on a flat fee basis.  Most of our clients state that they save more than the price of the service over the first 30-90 days. We guarantee that if you apply the principles we teach, the cost of the service will more than pay for itself in your finances and in your relationship.

Financial Coaching is about teaching, mentoring, and giving hope. Our job is not complete until you have a clear perspective of your current situation and the opportunities ahead of you. We give clear and practical guidance to help you move towards your goals.

Immediate Benefits of Financial Coaching:

  • Get out of debt (everything but your home) usually within 24 months
  • Save for emergencies with a rainy day fund (most save $3000 within that same 24 months)
  • Develop a cash flow plan(budget) for your income each month (we make this process easy to do for anyone)
  • I will help you determine your insurance needs: home owners, auto, life, disability, health, etc.
  • Having problems making your mortgage payment or you want to purchase a home? We will assess your situation and develop a plan with you based on your specific needs.
  • Nervous about retirement? You will receive retirement projections based on your goals for the future, developed with our help.
  • Are you making the right decisions now in order to live in retirement like you want?

____________________________________________________________

Breakthrough Coaching:

Is Breakthrough Coaching right for you? Ask yourself these questions:

  1. Are you looking for a solution to an immediate issue, but not a long term commitment to a coaching program?
  2. Have you already been taught the basics of a financial plan, and need a refreshing?
  3. Are you just looking for a tune-up, not an overhaul?

If you can answer yes to any of those questions, then the Breakthrough Coaching is right for you. You receive insightful and creative solutions to your financial concerns plus:

GREAT BENEFITS:

  • 90 days of support
  • One Face to Face coaching sessions (Face to Face also means teleconferencing if applicable)
  • Unlimited support via email
  • One scheduled teleconference
  • Have your immediate financial issue resolved, and build a plan for the future
  • Start saving for emergencies (Most save $1000 within 60 days)
  • Systematically learn how to eliminate your debts (typically within 24 months)
  • Learn how to plan for upcoming financial events and major expenses(Learn how to save effectively)

All of this and more with this life changing coaching program.

Cost: $200-One time flat fee

COST AFTER 15% DISCOUNT:$170

COST AFTER 20% DISCOUNT: $160

REGISTER  to schedule your FREE 15 minute consultation.

___________________________________________________________

Hope Coach:

What makes the Hope Session right for you?

  1. If you need more of an accountability partner!
  2. Is face to face the best method of learning for you?
  3. Is your situation a little more complex than  1 visit can solve?

All of the benefits of the Breakthrough Session plus;

  • Two additional face to face meetings for a total of 3 face to face meetings,(Face to Face also means teleconferencing if applicable)
  • Unlimited email support
  • Two scheduled teleconferences
  • Learn how to save for major purchases if applicable
  • Understand your insurance needs and how to fulfill them if applicable
  • And more..

The Hope program, does just that, you will gain the hope that you need with the tools to get the job done.

Cost: $400-One time flat fee

COST AFTER 20% DISCOUNT:$320

COST AFTER 25% DISCOUNT: $300

REGISTER to schedule your FREE 15 minute consultation.

_____________________________________________________________

Power Coaching:

All of the benefits of the Hope Session plus these key benefits;

  • 90 days of an accountability partner
  • An additional face to face session for a total of 4 face to face meetings(Face to Face also means teleconferencing if applicable)
  • Unlimited email support
  • Three scheduled teleconferences
  • Construct a retirement plan
  • Deal with more complex portfoilios with multiple investment vehicles such as single family homes, commercial real estate, etc.
  • And more..
Plus these FREE benefits:
*1 Free Book
*Free Access to online forum help solve variety of everyday issues

Plus these discounts:

  • Two 50% off discount tickets to a live event

or

  • One 50% off discount ticket to two live events

The Power Coaching is customizable to your situation and needs. You will learn how to manage your money, rather than let it manage you, and your new found financial freedom to reach new heights in your life that you never thought were possible.

  • Lower Stress
  • Receive higher levels of accountability through more face to face meetings
  • Improve self-discipline with your money
  • Improve communication in your marriage
  • Plan for your children’s college without stress
  • Have hope about your retirement instead of fear

 

Power Coaching will provide you the tools to make informed financial decisions, empower you to manage your money, and restore hope to your life and change your family tree forever. This dynamic program builds accountability and responsibility on the part of the client so that your vision of a brighter future becomes a reality.

Cost: $500- One time flat fee

COST AFTER INITIAL 20% DISCOUNT:$400

COST AFTER 25% DISCOUNT: $375

REGISTER to schedule your FREE 15 minute consultation.

____________________________________________________________

A-La-Carte Service:

When you just need a tune-up and not an overhaul, the A-La-Carte service is perfect for you.

  • Pay by the hour
  • No programs or extended stays
  • Get the answers you need to your immediate financial question

Cost $100/hour-Two hours prepaid in advance, actual fee assessed after session and adjustments made to credit check card for any un-used time. Time calculated on a 15-minute basis. Minimum charge will be for a 1 hour session if time used is less than an hour.

COST AFTER INITIAL 15% DISCOUNT:$85

COST AFTER 20% DISCOUNT: $80

REGISTER to schedule your FREE 15 minute consultation.

______________________________________________________

FREE 15 MINUTE NO RISK CONSULTATION

During our 15 minute discussion, I will ask questions to get an understanding of your circumstances. I will offer practical solutions to help improve your situation with no obligation for a commitment to a program.

Register Now!Register to schedule your FREE 15 minute consultation.

ALL SERVICES AVAILABLE FOR FACE TO FACE, TELECONFERENCE, OR WEBCAST VIA SKYPE.

 

 

 

About the Author

GingerGirls Just Wanna Have Funds is a personal finance website dedicated to educating and empowering women in the area of personal finance. Our articles center on money management: making it, saving it and growing it which supports our theme: Breaking Financial Ceilings One Stiletto At A Time. We have been featured in Business Insider (contributor), Lifehacker, Consumerist, MSNBC, Essence, Wall Street Journal, Good Morning America and MSN Project Engage Web Series. I believe in a future where women can have financial freedom and choose the life they want to live by taking control of their finances. You only need to want it hard enough while letting go of limiting beliefs around money. Join me as I share tips that will help you light up your financial life and take control.View all posts by Ginger →

  • Maria

    All – If you're looking for a godly financial planner please check out Victory By Design . Ahmad is the truth! He will get you back on track financially and give you a path to a debt free life. If you're out of the DMV area, he can still work with you. Email him at: ahmaddavis@victory-by-design.com

  • Lisa magruder

    I first want to say thank you to Ginger for the awesome recommendation of Mr. Ahmad Davis. When you first posted his information on the blog it took me all of 5 minutes to decide if I needed this service and boy was I right on target. I called Mr. Davis and right off the top he was very personable and open I let him know our issues and my hesitations and one big one being my husband not really wanting to talk about money or the lack there of and having someone tell him how bad his financial shape was. Mr. Davis encouraged me that it was going to be okay I believed it to be so. So fast forwarding to this past weekend my husband and I met with Mr. Dabvis and to my surprise my husband started the meeting curious and half way through the meeting got a little fidgity and tired from sitting for so long and by the end when he heard the date he could be debt free became so overjoyed and excited. I just really want to thank Mr. Davis for giving us hope and because my husband loves the word and everything put into place was biblically based he is and so am I forever grateful. We are now looking forward to do this together with hard work, communication and dedication we are on our way.

  • Kim

    Greetings Everyone;
    About two (2) weeks ago, I came to my favorite group of women to ask if anyone had any recommendations for a Financial Planner and a few responded with suggestions/recommendations. After reviewing the information that was submitted, I chose to give "Victory By Design" (VBD) a try, as recommended by "Ginger" of "Girls Just Wanna Have Funds", along with one other organization. I went to VBD's website, reviewed their information and sent a request for more information and then called the other recommendation – VBD is the only one that responded, (within 15 minutes of my sending my request).

    I spent a good 15-20 minutes on the phone with AHMAD DAVIS (owner), going over what I was and was not looking for and how he and VBD could assist. We discussed his pricing structure and before I got off the phone with him, had set a date for our initial appointment. He sent me some documents that he needed me to complete and return to him prior to our meeting that helped me to see what was going on with my finances even before he and I met.

    I met with Mr. Davis this past Thursday evening at his office in Fairfax and I have to say that it was the most impressive, enlightening, encouraging, motivating THREE hours I have spent in a very long time. First and foremost, Mr. Davis is NOT a financial planner, but rather a FINANCIAL COACH!, (helps their clients stand in financial reality, understand how money serves wealth – distinct from money defining wealth – helps clients develop and practice healthy financial actions to serve their cash flow longevity, and create a new sense of personal prosperity and well-being.)

    He's not in the business of trying to sell you any services outside of his coaching and doesn't "demand" that you do anything he shares with you. He bases his coaching on Christian values/principals – which was important to me – and what he shares is a "proven" technique, as he indicated that he and his wife have been using it for the past five (5) years and they are now debt free. I left his office Thursday night feeling for the first time, in a long time, that I was going to be able to see myself debt free and able to obtain some of the things that I had always given VOICE to, but could never really see myself obtaining.

    If I stick with the plan that he and I came up with, I should be DEBT FREE, with an established (and growing) EMERGENCY FUND, as well as savings towards some of the goals that I've set forth, (i.e., purchasing a NUSED car; getting WSPG up and running again; a family vacation), without having to take out any loans, utilize credit cards, etc., by OCTOBER 2012! When I realized that after all this time, it was only going to take about a year, I almost cried!

    It's going to take some patience (on my part – I can be my worst enemy at times); some hard work/dedication (especially when it comes to controlling those "impulse" buys), as well as a WHOLE lot of sacrifices (no more "Dinners with the Crew" 3-4 times a month, at least not without some planning), BUT I now feel that it CAN be done….I have something to work towards!

    I cannot say that VBD and AHMAD DAVIS are for EVERYONE, but I would encourage those who are looking for their "way out" to get in touch with him – NOW!

    HAVE A BLESSED EVENING EVERYONE!

  • http://www.victory-by-design.com/askyourcoach victorybydesign

    What the scripture says about gross income versus net income.
    Deuteronomy 14:22-23
    You shall surely tithe all the produce from what you sow, which comes out
    of the field every year. You shall eat in the presence of the Lord your
    God, at the place where He chooses to establish His name, the tithe of
    your grain, your new wine, your oil, and the firstborn of your herd and
    your flock, so that you may learn to fear the Lord your God always.

    2 Chronicles 31:5
    As soon as the order spread, the sons of Israel provided in abundance the
    first fruits of grain, new wine, oil, honey and of all the produce of the
    field; and they brought in abundantly the tithe of all.

    Proverbs 3:9-10
    9Honor the Lord with your capital and sufficiency [from righteous labors] and with the firstfruits of all your income; 10So shall your storage places be filled with plenty, and your vats shall be overflowing with new wine..

    Ezekiel 44:30
    The first of all the first fruits of every kind and every contribution of
    every kind, from all your contributions, shall be for the priests; you
    shall also give to the priest the first of your dough to cause a blessing
    to rest on your house.

    Why to Tithe?
    2 Corinthians 9:10
    Now He who supplies seed to the sower and bread for food will supply and
    multiply your seed for sowing and increase the harvest of your
    righteousness;

    Galatians 6:7
    Do not be deceived, God is not mocked; for whatever a man sows, that he will also reap.

    Leviticus 27:30
    Thus all the tithe of the land, of the seed of the land or of the fruit of
    the tree, is the Lord’s; it is holy to the Lord.

    Malachi 3:8-10
    8 “Will a man rob God? Yet you have robbed Me! But you say, ‘ In what way have we robbed You?’ In tithes and offerings. 9 You are cursed with a curse, For you have robbed Me, Even this whole nation.10 Bring all the tithes into the storehouse, That there may be food in My house, And try Me now in this,” Says the LORD of hosts,“ If I will not open for you the windows of heaven and pour out for you such blessing that there will not be room enough to receive it.

    Philippians 4:15-17
    And you yourselves also know, Philippians, that at the first preaching of
    the gospel, after I departed from Macedonia, no church shared with me in
    the matter of giving and receiving but you alone; for even in Thessalonica
    you send a gift more than once for my needs. Not that I seek the gift
    itself, but I seek for the profit which increases to your account.
    Tithing Cont.:

    Exodus 34:26
    You shall bring the very first of the first fruits of your soil into the
    house of the Lord your God. You shall not boil a young goat in its
    mother’s milk.

    How Tithes relate to the law.
    Matthew 23:23
    Woe to you, scribes and Pharisees, hypocrites! For you tithe mint and dill
    and cummin, and have neglected the weightier provisions of the law:
    justice and mercy and faithfulness; but these are the things you should
    have done without neglecting the others.

    Matthew 5:17-18
    Do not think that I came to destroy the Law or the Prophets. I did not
    come to destroy but to fulfill. 18 For assuredly, I say to you, till
    heaven and earth pass away, one jot or one tittle will by no means pass
    from the law till all is fulfilled.

    Romans 7:25-8:2
    I thank God—through Jesus Christ our Lord!
    So then, with the mind I myself serve the law of God, but with the flesh
    the law of sin. Romans 8 There is therefore now no condemnation to those
    who are in Christ Jesus,[a] who do not walk according to the flesh, but
    according to the Spirit. 2 For the law of the Spirit of life in Christ
    Jesus has made me free from the law of sin and death.

    Where to bring the Tithe?
    Nehemiah 10:39
    For the children of Israel and the children of Levi shall bring the
    offering of the grain, of the new wine and the oil, to the storerooms
    where the articles of the sanctuary are, where the priests who minister
    and the gatekeepers and the singers are; and we will not neglect the house
    of our God.

    Malachi 3:10
    10 Bring all the tithes into the storehouse, that there may be food in My house, and try Me now in this,” Says the LORD of hosts, “ If I will not open for you the windows of heaven
    and pour out for you such blessing that there will not be room enough to receive it.

    Deuteronomy 26:2
    2 that you shall take some of the first of all the produce of the ground, which you shall bring from your land that the LORD your God is giving you, and put it in a basket and go to the place where the LORD your God chooses to make His name abide.

  • http://www.victory-by-design.com/askyourcoach victorybydesign

    Thanks Ginger,

    I have received a few calls and had a few common questions that I want to address:
    1. I live and teach the principle of tithing based upon several scriptures in the bible from the old and new testament, so below are a few of the scriptures that guide my thoughts on the subject

    2. My office hours are stated below. I do not work on Sundays, but I can help you before or after these allotted times as necessary:
    Sunday closed
    Monday closed
    Tuesday 10am-9pm
    Wednesday 10am-5:30pm
    Thursday 10am-9pm
    Friday 10am-5:30pm
    Saturday 9am-1pm

    Feel free to contact me if you more questions about me or how I may help you.
    Be blessed
    Ahmad Davis

    Stewardship.
    Psalm 50:10-12
    For every beast of the forest is Mine, the cattle on a thousand hills. I
    know every bird of the mountains, and everything that moves in the field
    is Mine. If I were hungry I would not tell you, for the world is Mine, and
    all it contains.

    Luke 12:47-48
    And that slave who knew his master’s will and did not get ready or act in
    accord with his will, will receive many lashes, but the one who did not
    know it, and committed deeds worthy of a flogging, will receive but few.
    From everyone who has been given much, much will be required; and to whom
    they entrusted much, of him they will ask all the more.

    Proverbs 3:9-10
    9. Honor the Lord with your capital and sufficiency [from righteous labors] and with the first fruits of all your income; 10. So shall your storage places be filled with plenty, and your vats shall be overflowing with new wine.

    Luke 6:38
    Give, and it will be given to you. They will pour into your lap a good
    measure, pressed down, shaken together, and running over. For by your
    standard of measure it will be measured to you in return.

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