Weekend Roundup Roadtrip Edition

Ginger — Mon, 04 Aug 2008 01:24:19 +0000

This was an unusually busy weekend, but I don’t think we could have asked for a better one.

Friday night, the Girls Just Wanna Have Funds Meetup had their first happy hour in DC at Zengos. Unfortunately, it will our last trip there as the customer service was horrible and many members have vowed never to go back. Still, we had a great time, I almost want to say we didn’t want to leave. I like being able to connect with new people in DC who share the same goals and ideals. We laughed through the nonsense going on with the staff there at Zengos, but I’ve written a letter to their Corporate offices in hopes that they will be able to get a handle on how the staff there treats paying customers. Here are some pictures:

We then traveled to NYC early Saturday morning to hang out with family and my husband’s fraternity annual BBQ. For those familiar with BGLO’s, Omega Psi Phi. As usual they put on a great show for us GDI’s and we took pictures for them and uploaded video. They get together like this once a year so when they ALL converge, you might as well sit back and watch the show.

We then drove back to DC for the annual Jamaican concert down on Constitution Avenue today. We ate, hung out and listened to the band play and carry on with the usual antics. I’m surprised we weren’t too tired after driving six hours but hey, fun times!

Einstein and I hung out for a bit, great minds think alike, what can I say

Now we’re home relaxing on the sofa, vegging out in front of the TV. Don’t worry, it’s lights out for me pretty soon. Scotch missed his daddywaddy

In the mean time, please check out some of the posts from my fellow PF Bloggers:

$4 ice cream cone - frugal or not? @ Living Almost Large

*snicker* I will confess that I have a serious love affair going on with Maggie Moos and their Mooberry flavor. At least once a week I head over th Pentagon Row and treat myself to sushi and ice-cream with my girlfriend. Not sure Im ready to let that go either because, well, I like it. It’s one of the few things that gets me through the week. So sushi and ice-cream it is. I realize it’s not frugal though because as LAL puts it, you can really buy a tu of ice cream from t he supermarket for the same money. But there’s something about hanging out with the girls, chatting it up over sushi knowing that a large double scoop of Maggie Moos Mooberry is coming up. I know I know :-) The first step is admitting you have a problem and I know I do

What does your bank statement say about you? @ Wide Open Wallet

Interesting take as I’ve never quite thought of it from this angle. Ours would probably say that we need to trim the summer fat! Maggie Moos, $650 grocery bill (thanks to Yodlee for showing that on the monthly report!), Nine West…ZipCar…well you get the point… But we’re back on track as of August.

We’re On a Rollercoaster Ride!

When I read this I kept nodding my head because I can totally relate. Our property taxes went up which increased our overall mortgage payment, the bank screwed up on the escrow so they took the extra payment due to them unexpectedly, car repairs, Zipcar rental, random trips to the grocery store totaling $600+, travelling to NYC to meet with Meetup HQ and the list goes on and on. Thankfully, we weathered that storm and now have a budgt back in place.

Can you really help someone?

Sometimes I think it’s best to show someone how to “fish” and then leave them to sink or swim. Most recently I learned that it’s best to let people work out their own financial situations because in the end, they are the only ones who can fix it. You can lend money, you can give advice and you can even try to help them out directly by retooling their budget, but if they are more concerned with keeping up appearances then there’s nothing you can do.

7 Ways Students Ruin Their Credit @ Master Your Card

Good information for those just getting started in the real of credit. Boy do I wish this information was around when I started college.

How was your weekend?

Memorial Weekend Roundup @ PF Bloggers

Ginger — Sat, 24 May 2008 01:49:55 +0000

photo credit: maxedaperture

I took a bit of a hiatus this week to attend to some personal issues but my fellow PF Bloggers have been busy cranking out great articles. Here are a few snippets for you to check out, read the rest at PF Bloggers or via the links provided.

Creating a Financial Emergency Plan @ MasterYourCard

1) Figure out where you can make money.

2) Figure out where to make money if you are not able bodied.

3) Start saving – a lot.

4) Pay down those debts.

5) Get some Credit – just in case.

6) Work it out on paper.

To Pre-Nup or Not? @ Get Rich Or Die Trying

First, because of the staggering amounts of student loans people are borrowing.

Second, to protect any assets you might have before marriage.

Third, in case you have a large inheritance.

Fourth, with the delay in marriage, perhaps you had children with someone else before and now are a single parent.

To see if the person you’re with would really sign it and is with you for more than the money.

Dreaming Big: The Luxury Credit Cards @ Master Your Card

The American Express Centurion card has a nickname — the black card – and it is currently the hottest status symbol in plastic. The titanium it’s made out of gives it a nice heft and makes a satisfying noise when it hits the counter at the checkout. The big deal is that cardholders are not subject to credit limits –

The Bank of America APR Accolades card promises similar luxury to the black card. There is a credit limit - a mere $500,000 – but the annual fee of $295 can be refunded for VIP cardholders….

The Citigroup Chairman American Express card also has a personal concierge service…

The Merrill Lynch + card has limits of up to $250,000….

The Stratus Rewards Visa

The Coutts & Co.’s World card

Are credit cards the next financial crisis? @ Pinching Chopper

Minimum payments bring maximum pain

….Simply put, there is no way you can pay off a credit card balance just by making minimum payments. Which leads us to our next problem.

Mounting balances
….Many Americans are finding themselves struggling to even make the minimum payments on their cards each month. And the balance on those cards grows each and every month with bill payments, gas purchases, and finance charges.

Maxed out credit

…With their credit cards maxed out, and their home equity lines of credit cut off, their easy credit is gone.

Have a safe and party harty Memorial Day Weekend!!!

Girls Just Wanna Have Funds » Weekly Round Up

Weekend Roundup Roadtrip Edition

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Memorial Weekend Roundup @ PF Bloggers

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