Girls Just Wanna Have Funds Women's Personal Finance Blog

The Digital Purse” is a collection of eighteen of the most essential resources on the web designed for women in business. These are resources that were created by women in business for women in business. If you’re looking for key websites to help you along in your journey, check them out! 18 Essential Websites For Women In Business from JHoberman   eWomen Network http://new.ewomennetwork.com/Why It Matters: eWomen Network is the Premier Womens Business Network and rated the #1 resource for connecting and promoting women and their businesses worldwide…but it’s more than that. It is also a place where women experiencing ... Read More »

Women vs. Men in the Pay Department Though work is usually the cause of greatest stress, not many women would go back to being housewives, as in earlier times. Regardless of the negative aspects of working outside of the home and spending long hours away from family, women feel more empowered and liberated knowing they don’t have to depend on anyone. It’s been a very long struggle for women to earn the same rights as men in many different departments: work, education, right to vote, etc. Though human rights movements have considerably improved the general situation concerning women’s rights at ... Read More »

By now you’ve probably heard that women pay less than men for auto insurance. This fact has created something of a micro-stir with some folks wondering out loud about issues like fairness and equality. So we figured we’d leverage our data here at CoverHound to look at the data behind these realities, and help explain the gender dynamics behind car insurance rates. Car insurance quotes are a science, not an art. Rates are spit out based on actuarial data that has accumulated for decades. For example, someone with a DUI citation is much more likely to get into an accident ... Read More »

Worried about your retirement plans? Get on track with social media, and meet your financial objectives quickly and efficiently.  Gathering information and educating yourself about retirement planning was an arduous chore before the internet and social media made it easier. After all, who wants to read thick books filled with financial geek-speak about optimized asset allocation models, Monte Carlo distribution algorithms, and historically derived safe withdrawal rates? Yuck! You need simple answers to hard questions, and fortunately those resources are now just a mouse-click away. With the proliferation of social media, you have access to a world of retirement planning ... Read More »

When people find out that I write about personal finance, the floodgates usually start with them talking about the state of their financial affairs.  And, for the most part I’m OK with it because I love talking about money. As of late I’ve come across some people who are in a financial bind because they are holding out for someone else to pay a delinquent bill.  This can involve a cosigner who hasn’t lived up to their end of the deal by making payments on time.  Or a neighbor who caused damage to your property and instead of paying the ... Read More »

This article is brought to you by Swiftcover Insurance If you are prepared to take control of your financial situation, this article is an ideal starting point. The following tips can assist you to overcome monetary troubles present and future. The recommendations presented below will help you keep your credit history pristine, keep your spending budget within your revenue and to look after your other financial duties. Start saving for the child’s college education as quickly as possible — at birth or perhaps before. University fees are rising and if you wait too long, you could be unable to pay ... Read More »

  Congratulations, you have finally hit a point financially where you are ready to begin investing. Yet you are concerned because you don’t have more than $50 to $100 to invest each month. How will you be able to meet all those “requirements” for investing and still make good investment decisions? Now instead of being excited that you have extra funds you begin to feel like you can’t invest because it still is not enough. Stop, before you blow that $50 it is enough money to invest wisely. The three “requirements” for wise investing that may get in your way ... Read More »

This week, you get a chance to hear from a few other personal finance blogger friends who are eager to share their perspectives with you on various topics.  Stephanie brings up a pretty scary topic for all of us and breaks down what we can do to avoid going over the cliff even if the government can’t get it together in time.         It’s a scary, it’s apocalyptic-sounding and it could be a reality at the end of the year. My fellow Americans, if you hadn’t already heard the news, there’s a chance that we are heading ... Read More »

You have a new job and maybe you got a raise.   10% increase in salary from your last position and already you’re thinking about how you’re going to spend the extra moolah you’ve got coming to your bank account.  Because you know what?  You have arrived and you deserve it! Stop It. If you want to savor the extra money then it is important that you utilize it for something meaningful that works to increase your bottom line.  So let’s look at a few ways you may be sabotaging your financial life with lifestyle inflation.  The following aren’t meant ... Read More »

Let’s cut to the chase.  The score itself isn’t important and here’s why: Your credit score is anyone’s guess because it isn’t something that one can nail down because so many banks, lenders, credit grantors et al use various scoring models to grant you credit of any sort.  The algorithms used to determine the scores are different and always changing.  Not to mention that they aren’t typically available to the public.  So in essence you’re stuck chasing a score that maybe your creditor doesn’t even use! Here are the most popular scoring models and their respective ranges: Equifax BEACON Score: ... Read More »

Private banks have emerged as a reliable platform for those in need of wealth management solutions. If you are a high net-worth individual, then private banking is more likely to suit your needs. You’ll enjoy a number of benefits that are embedded in private banking. Private banks provide their clients with several extra services over regular banking, which include: · Mortgage consulting · Commercial lending · Retirement plan administration · Retail banking The good news is that your bank will tailor these services in line with your needs. Unlike other types of financial institutions, your needs may be satisfied in ... Read More »

People who are new in the employment world may think that retirement is way too far away to consider. The truth is that the best time to start saving for retirement is during your 20’s or 30’s. By saving for your retirement early, your savings have more time to grow and will become more valuable after 40 or 50 years. Most often, young people are on a tight budget. Nevertheless, there are still many ways they can save for retirement. Do away with unnecessary expenses. Young people are more likely to be tempted to buy things that give them pleasure ... Read More »

With the holidays just around the corner, and most people still feeling the pinch from the financial crisis, everyone is looking for ways to get more out of their shopping budgets. Here are some simple tips that can help you get more out of this holiday season so that you can still get great gifts for your family and friends. Find Coupons The first thing you can do to really get more from your shopping budget is find coupons that can help you save money on your holiday gift list (or even your holiday food list). Most retail companies give ... Read More »

The phone rings and it’s a job offer on the line!  You’re so excited that someone is interested in hiring you that all you think of is yes, yes, yes – YES!  Then you get off the phone and review your mental notes.  Suddenly you realize that you’ve been low balled on the salary offered. Crap!  How do you wiggle your way out of a low ball offer? Nothing sucks more than being deliberately paid less than what you know that you’re worth.  However, you don’t get what you work for — you get what you negotiate for.  Remember that.  ... Read More »

Our debate about women stashing “mad money” in the event of a relationship emergency continues.  Regardless of the motive, do you think women should stash “mad money”?  Some men find this unsettling while some women find a sense of comfort in being able to do so: VictoryByDesignwrote, in response to Ginger: Ginger, you are correct in that there are no biblical mandates to endure financial abuse. The biblical mandate is to become united in all areas of your life including the spiritual, physical, parental, and financial aspects. If a woman is being abused and needs to take care of herself, ... Read More »