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Category Archive for: ‘Uncategorized’

Woman Money

How I’m Finally Slaying My Financial Demons

Really, this post should be titled how I got my financial life together after ignoring it for 2 years.  But we’ll go with slaying financial demons since I discuss the critters in depth below. After my divorce I gave up financially.  While my bills were paid, my focus wasn’t on paying down credit card debt, student loan debt or planning …

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Does Homeowners Insurance Cover My Rented Appliances?

Do you own a home but rent certain electronic equipment, like a TV or a DVD player? What would happen if the appliances were damaged in a fall or from a power surge from an electrical storm? Your homeowners insurance policy covers the items in your home that you own, but what about appliances from popular rental centers? Are you …

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SMshopper Bullhorn

5 Ways to Help Others While Helping Yourself

While no one wants to admit to having a “You scratch my back; I’ll scratch yours” mentality, many of us do keep subtle track of whether or not what we’re up to in our relationships, career, hobbies and the like are of any benefit to us. The trouble with wanting to come out ahead in every situation, of course, is …

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Up to Her Eyeballs In Debt: How Cait Killed $21,000 In Debt

Bad day? What do you do?  Spend money.  If you have a great day and want to celebrate what do you do?  Spend money.   Money, like eating, results in a temporary emotional comfort.  And just like over eating, over spending can be damaging over the long term. Overspending based on emotion “Emotional spending is nearly always a mistake” says Woman’s …

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Woman Making Money Online

6 Money-Saving Tips for Freelancers

Working freelance has become an extremely attractive option for many. It presents many advantages, including the freedom to manage your time, the chance to earn more than what you can from a regular job, and choose the projects you work on. But with great freedom comes great responsibility—as we often hear—and freelancing also entails the need for discipline when it …

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Beautiful Woman And Broken Piggy Bank 18jg0022rf

Four Tips to Follow to Survive a Chapter 13 Bankruptcy Financially

Even though it may not be considered as drastic or life-altering as a Chapter 7, filing a Chapter 13 bankruptcy is definitely a rocky stepping stone that many people have to cross each year within the United States. There is an average of more than 340,000 cases of this particular filing each year, according to US Courts, which makes it …

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Make Money Online

Four Key Factors to Consider When Developing a Corporate Marketing Plan

To a prospective or existing business owner a business plan is the same as a blueprint is to an architect. Before you can build the structure of your business, you need to have a well-developed business plan to serve as a blueprint for the overall construction process. One of the most important parts of the plan has to be the …

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Paydayloans Woman

A New Breed of Loan

We’ve all been there, counting down the days till our next payday, frantically calculating every extra dollar spent on lunch and coffee, trying to save every last penny to make it to payday. And at this time of year, the wait until you get to payday can be even longer with all of those parties to attend, holiday dresses to …

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Macys 1

Macy’s Friends and Family Coupon December 2013 – Print here!

Im not sure about you but I am still recovering from my self-inflicted carb coma due to having second and third helpings during Thanksgiving!  It doesn’t help having to drag holiday luggage hoping to get back home unscathed being that so many people are traveling this weekend.   But, I made it home safely and planning my Cyber Monday shopping. …

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In Defense of Working Mothers

One of the most difficult issues debated among women in their twenties and thirties is the ideal time to have children. There are some obvious cons with being a mother with a career, such as potential workplace prejudice, being unable to be around one’s children as much as they’d like, less flexibility in family plans, and dealing with the financial …

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Sick Day

FMLA, Short and Long Term Disability: Your Umbrellas When Disaster Strikes

It’s open enrollment time around these parts and I personally had a lot of questions about FMLA, Short and Long Term Disability.  So I sat down with our HR lady to discuss options and possibilities. In a previous position I did hold short term disability insurance but let it lapse because I had a lot going on at the time …

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Credit Debt

5 Reasons Why You’re In Debt Up To Your Eyeballs

We’ve all seen the Lending Tree commercials where the guy sarcastically says: “I’m in debt up to my eyeballs. I can barely pay my finance charges. Somebody help me!” If that sounds like you, read on. Here are a few reasons why you’re swimming in debt and what you can do about it. No spending plan Without a plan or …

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First Time Home Buyer Tax Credit House

Devil’s Advocate: 3 Reasons Not To Refinance

Should we refinance or not? Should we just pay off the mortgage and forget about refinancing? These are questions homeowners ask a lot; particularly when the interest rates are really low. Still, refinancing can be a bad idea and may harm you in the future. If you’re thinking of refinancing, you may want to consider the following questions before moving …

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Woman Looking At Credit Report

Your Wallet Called: Grey Charges Are Costing You Dearly

Chances are you’re being hit with grey charges and you have no idea. To make matters worse, by the time you realize their presence on your credit card statement, you’ve already been charged for a few months or more. After getting past the initial frustration that your account has been siphoned, you must now spend time trying to reverse or …

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Ways To Make Money Online

4 Websites That Help You Save Time + Money When You Have Little Of Both

If you’re like me then you have very little time on your hands, let alone making time for extra projects that pop up along the way during the day.  For example I had to take care of the following tasks in a short amount of time and I didn’t want to spend a ton of money: Graphic designer to create …

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