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Emergency Funds vs. Savings Accounts: Navigating the Grey Area

Chances are, if you’re reading this blog, you know about emergency funds and savings accounts. But do you know the differences between the two and when to use them?
Let’s start out by defining specific uses:
Emergency Fund: Usually consists of unplanned expenses, the ones that pop up with no warning such as unexpected [...]

2008 Financial Goals

Ive struggled with this for a few days now and I’m still figuring it out. Every book I’ve read and Podcast I listened to all say to write it down. So this is what I’m doing. I need to be accountable in 2008 so this is my plan starting in February. [...]

ACORN changes


Rate Chasers

We are on the hunt once again for a new high yield interest savings account. Over the last few years we’ve remained loyal to ING with one defect to Emmigrant Direct. However with planning the wedding last year we fell off and stayed with ING. So we’ve decided that we would start [...]