photo credit: Mariano Kamp
Borrowers may seem like the victims in the recent financial crisis, but low interest rates and higher FDIC premiums mean savers are paying for it.
Based on all the news of mortgage foreclosures and credit card defaults, you might think this is an especially tough time to be a borrower. Indeed, lending [...]
This is a guest post by Yolanda Shoshana. Yolanda Shoshana “Shoshi” is a personality, lifestyle expert, life coach, and speaker living in New York City known as the “Luscious Lifestyle Diva”. Her blog is “The Luscious Life” which gives the 411 on lifestyle, motivation, food, health, and entertainment for single women who want to leave [...]
Chances are, if you’re reading this blog, you know about emergency funds and savings accounts. But do you know the differences between the two and when to use them?
Let’s start out by defining specific uses:
Emergency Fund: Usually consists of unplanned expenses, the ones that pop up with no warning such as unexpected [...]
Ive struggled with this for a few days now and I’m still figuring it out. Every book I’ve read and Podcast I listened to all say to write it down. So this is what I’m doing. I need to be accountable in 2008 so this is my plan starting in February. [...]
I talked with our former ACORN representative today to get up to date information on how the housing crunch has affected their program. Prior to the recent sub prime issues ACORN had a pretty decent program, here are the details in a snapshot:
Now the program has been stripped to:
3% down
620 credit score (Wasn’t credit [...]
We are on the hunt once again for a new high yield interest savings account. Over the last few years we’ve remained loyal to ING with one defect to Emmigrant Direct. However with planning the wedding last year we fell off and stayed with ING. So we’ve decided that we would start [...]
