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Category Archive for: ‘Retirement’

Emergency Withdrawal 401k

She Who Manages the ‘Gold’, Makes the Rules – Join Us For The Smart Women Finish Rich Seminars

Women live longer than men.  This is fact.  So it makes sense that we need a few more coins in the bank to make it through our golden years without going broke. We face many more challenges which prevent us from saving enough for retirement.  Our careers are often interrupted to care for the little ones and/or elderly parents resulting …

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Emergency Withdrawal 401k

401k Investment Alternatives To Consider When Planning For Retirement

In the 1980′s, employer offered pension plans went the way of the Dodo bird, and were replaced in large part by a 401(k). The 401(k), which is unimaginatively named after the section of code that lays out the rules for them, is a retirement plan that both the employee and employer pay into. But one of the things that makes …

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Retirement

Are You Leaving Cash On The Table At Work?

Many employers offer benefit packages in order to appear more attractive to workers. Good benefits draw in and retain high-quality employees. Qualified retirement plans are one important part of these programs, and most people who have a day job are familiar with them. Private companies typically have a 401(k), government employers or non-profits may offer the equivalent 403(b). In this …

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Retirement

5 Ways To Simplify Your Retirement Planning With Social Media

Worried about your retirement plans? Get on track with social media, and meet your financial objectives quickly and efficiently.  Gathering information and educating yourself about retirement planning was an arduous chore before the internet and social media made it easier. After all, who wants to read thick books filled with financial geek-speak about optimized asset allocation models, Monte Carlo distribution …

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What It Means To Become A Scheme Trustee

Today’s Guest Post is written by Hal Wightman of Pensions Clarity It is a misconception that the role of trustee has to be filled by a finance professional.  While many companies offer a roster of professional trustees, boasting a wealth of expertise and experience in the industry, many trust schemes appoint lay-trustees to oversee their management and guide them through …

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Women And Retirement

5 Easy Ways to Save for Retirement

People who are new in the employment world may think that retirement is way too far away to consider. The truth is that the best time to start saving for retirement is during your 20’s or 30’s. By saving for your retirement early, your savings have more time to grow and will become more valuable after 40 or 50 years. …

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RothIRA Woman

IRA vs 401k – Crucial Differences to Help You Plan Retirement

For some people, retirement years conjures up visions of enjoying the things you have always wanted: driving around the country in an RV, going to see the world and places you’ve always wanted to visit but have never had the time to visit. So, planning your retirement is crucial if you want to enjoy it. So, the question actually is …

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Emergency Withdrawal 401k

Should I Cash Out My 401k For An Emergency?

Life happens. No matter how much we plan and try to control events, things sometimes spiral out of control. And to control the damages or the effects, you often need to turn to sources you never would have considered before. Most people would prefer to leave their retirement funds until they retire. But when there is an emergency and the …

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Women And Retirement

5 Basic Steps for Retirement Planning

I’ve find it remarkable that we have to plan our retirement decades ahead of time. With so much information about women, money, and investing, where should you even start? I decided I would think through the experiences I’ve had with women and investing. And three different women stood out to me because their concerns and questions were innocent, and, yet, …

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21 Days to Rock Your Finances: Day 15 – Roth IRA vs Traditional 401k vs Roth 401k vs 403B vs SEP IRA

Once you’ve tackled debt and saved enough towards at least 3-6 months of living expenses in an emergency fund, then you can start thinking about investing in long term goals. This can include retirement, college education, owning a home or anything that warrants a longer term investment of time and money.  One thing to note which goes against Dave Ramsey’s …

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