Girls Just Wanna Have Funds Women's Personal Finance Blog

The significant other of an acquaintance passed away and while I sent my condolences I couldn’t help but wonder how she would move through financially this year.  I kept thinking did he have life insurance?  Were they a two income household?  Did she depend on him to help her with paying the bills?  Of course these things run trough MY mind right?  I am praying that in this economy that she will be OK. I turned to hubby and asked about our life insurance and I feel we should have more.  We don’t have children or any significant responsibilities so ... Read More »

Yes, I know we’ve discussed this topic ad nauseum here and where the post first went live as a guest post at Consumerism Commentary. In my defense of bringing this up again, I was contacted by ABCNews to discuss my views on marriage and money as it relates to the book: Smart Girls Marry Money: How Women Have Been Duped Into the Romantic Dream–And How They’re Paying For It. And, while I think certain phrases are used mainly for shock value to pull the reader in, I generally agree with the premise.  Don’t let sensationalized romanticism be your sole guide ... Read More »

  According to TMZ.com, Kim Kardashian will file for divorce today citing irreconcilable differences. Ladies, are we surprised?  I hope not since it’s well known that Kris was actually scouted by E reps to be Kim’s love interest in which they would eventually “marry”.  The happily ever after part, I’m not too sure about! But that brings us to the touchy subject of  prenuptial agreements.  Kim and Kris reportedly hammered one out prior to walking down the aisle. Should fairly well to do woman get a prenup when getting married?  Or what if you’re just a regular Jane who has ... Read More »

For the last two weeks I’ve been dealing with a situation which required me to intervene with a couple with regard to their finances.  To say that this has been the most frustrating two weeks of my life is an understatement.  Sleepless nights.  Crazy emails back and forth.  One hand not knowing what the other is doing.  Just pure madness if you ask me.  I tend to take on my friends’ emotions so it was hard for me to listen to both sides while helping them manage the emotional and financial impact of their issues. While I understand how difficult ... Read More »

Last night Bravo premiered the newest installation of their Housewives realty series in Beverly Hills.  If you follow the Housewives series then you know there are other locations such as New York, New Jersey, Atlanta, DC and Orange County.  Admittedly, I follow all of them so I was really excited when the Beverly Hills gals stepped on the scene. My first reaction to seeing them is that they have quite possibly drained the US supply of Botox.  Their faces were either pulled back taut or pumped so full of fillers that it looked unnatural, sorta like budding cat ladies. But ... Read More »

I got this question on another blog: Your husband is worth $1 billion dollars a year. You find out that he has cheated on you. He offers you 20 million to stay for 2 years. Do you a. you have morals and you leave him b. you have morals you beat him with a club and then leave him c. renegotiate your prenup agreement and take the 20 million Keep in clean but be honest! Read More »

I usually don’t post celebrity stuff here but for some reason this, this right here just tickles me to no end. Kelis claims estranged hubby Nas has left her high and dry … not offering her a penny in the wake of her impending birth … and she says she’s broke — “I have run out of money.” Kelis filed legal papers claiming Nas isn’t paying her support, pre-natal expenses — nothing, even though she claims he is filthy rich. Kelis is asking the judge to order Nas to pay spousal support, child support, all pregnancy-related expenses, and one-half of ... Read More »

How many times have we thought about this?  Self imposed (sometimes socially) time lines on motherhood, career, education and marriage? I’ve always believed that women can have it all.  Still do, just in staggered moderation.  Lately, I have to admit though, going through my own struggles with this as I want it all and pretty determined t get it. What does having it all mean to you?  Do you have it?  Are you content with where you are now in life? To answer my own questions, I am for the most part content with my life as I’m in a ... Read More »

Totally provocative and tongue in cheek, but you get the underlying message. Choose your partners wisely. [warning_box]I realize that many of you are angry about this article, however I implore you to put aside your feelings to really understand the perspective being shared. I am not asserting that women marry for money. I am asking women to marry men with sound financial values. This applies to anyone entering into the institution of marriage. Demonize me as you may, but this is a universal principle for all. Nothing in this article states that women are to marry for money. It simply ... Read More »

How likely are you to leave a bad marriage if you have no education or poor career prospects? I realize there may be other factors such as children, years put into the marriage and each party’s willingness to work things out. But let’s put that aside for the moment. I have always always said that I wouldn’t want a lack of education or financial viability without my husband to stop me from leaving should things go sour.  While I value the sanctity of marriage, my sanity comes above all else and if it’s bad, I have to go.  God forbid ... Read More »

(image: pro.corbis.com) Who’s career is more important in your household?   Is it yours?  Significant other’s?  Well, according to this CNN article: Career couples fight over who’s the ‘trailing spouse’, more emphasis is usually placed on the man’s career. What do you think about that?  Why does the woman’s career take the back seat? Blame it on socialization, says Noonan. While it may not be true for every relationship, more often than not, she says, “men and women are taught to play very different roles within marriage. Women are socialized to play a homemaking role within the family, whereas men ... Read More »

When talking about women and money, we are often portrayed as financial risks.  This is because of the perception that we we either shop too much or know little when it comes to utilizing money to create long term wealth and security.  So today I’d like to discuss the issue of being a financial asset in your relationship.  No partner wants a woman who shops too much and isn’t financially responsible with bad credit.  You’re as much of a risk as the man with a bankruptcy and continued financial irresponsibility if those are your cards.  So how do we become ... Read More »

By now you’ve seen all the different blogs discussing Tricia Walsh Smith’s revenge served cold online via Youtube. In the video she refers to her soon to be ex as “mean, bad husband” and then refers to herself as “poor vulnerable Tricia” waiting desperately for her husband to “do the right thing”. Do The Right Thing? Let’s take a look at that. Her Mistakes And My Issues With Her Plea for Help She married a wealthy man without combing through her pre-nup to make sure that all of her needs were met to her satisfaction. Should her soon to be ... Read More »

photo credit: Laenulfean This is a guest-post I submitted to Millionaire Mommy Next Door with a few changes. In an earlier post I asked, What do you fight about more? Based on your responses, money and sex are at the top of the list. However, regardless of the issue you should be fighting fair. How do you measure up? Are you calm and logical or is it knock down drag out all night until one of you has the last word? ***********First things first*********** Calm down. According to Real Simple: When you are in an emotional state, access to the ... Read More »

What do Juanita Jordan, Halle Berry and Sheila Johnson all have in common? All three came out on top in their respective divorce proceedings. If you’ve been under a rock and aren’t familiar with the final decisions, Juanita Jordan was paid $168 million dollars when all was said and done. You read right, $168 million dollars. After Sheila Johnson’s divorce was finalized she walked away with $670M after taxes, which several published sources report she has successfully parlayed into a portfolio in excess of one billion dollars. Due to Halle Berry’s iron clad prenup, she avoided having to support Eric ... Read More »