Girls Just Wanna Have Funds Women's Personal Finance Blog

If this offends someone. Good.  That means you’re doing something wrong and should read the rest to make sure you’re not making dumb money moves that typically lead us to Judge Mathis’ or Judge Judy’s court room. Seriously, I can’t tell you how many women show up on a judge show begging to be compensated for something they should have never done with a recent paramour.  Read on to find out if you’re one of them:   Please Don’t Buy Him Furniture If you’re not engaged to be married then you have no business buying a guy furniture that you ... Read More »

The feeling of meeting your perfect match and falling in love is a feeling like no other.  But what happens when differences in your financial approach puts a little strain on your everlasting love? Money management, budgeting and savings strategies are subjects that may not be a priority for couples when they start dating, but as you merge your lives and take the next step in your relationship, money is an important subject that has to be discussed.  Here are a few topics to address with your significant other as you progress towards making things permanent: How do you manage ... Read More »

Our debate about women stashing “mad money” in the event of a relationship emergency continues.  Regardless of the motive, do you think women should stash “mad money”?  Some men find this unsettling while some women find a sense of comfort in being able to do so: VictoryByDesignwrote, in response to Ginger: Ginger, you are correct in that there are no biblical mandates to endure financial abuse. The biblical mandate is to become united in all areas of your life including the spiritual, physical, parental, and financial aspects. If a woman is being abused and needs to take care of herself, ... Read More »

“You’re a non-muthaf*cking factor BITCH!” This is probably what Evelyn Lozada is most known for on Basketball Wives along with slapping a b*tch upside her head if she even looked at her the wrong way.  Yea, that’s her. Before her appearance on Iyanla Vanzant’s show, I did not like Evelyn’s personality.  Still, I loved her confidence, swag and all around bad girl attitude.  It’s the attitude that if you don’t like me, who cares with an added beat down for good measure. She took it one step further commencing to beat the tart, literally, out of anyone who dared to ... Read More »

The significant other of an acquaintance passed away and while I sent my condolences I couldn’t help but wonder how she would move through financially this year.  I kept thinking did he have life insurance?  Were they a two income household?  Did she depend on him to help her with paying the bills?  Of course these things run trough MY mind right?  I am praying that in this economy that she will be OK. I turned to hubby and asked about our life insurance and I feel we should have more.  We don’t have children or any significant responsibilities so ... Read More »

Before you read and comment, catch up on previous episodes here: Full Episode 1 Full Episode 2 Full Episode 3 I rarely discuss the drama that surrounds reality TV shows here but since the internet is a buzz with the latest Love and Hip Hop episodes, I can’t help but chime in with the obvious lessons in love and money for women.  I caught up on the full episodes after reading Luvvie’s post on Stevie J and his Groupon peen.  I just had to see what this was all about since I decided not to watch after seeing the trailer. ... Read More »

The honeymoon is over and you’re officially newlyweds!  Even if you lived together prior to getting married, there are still some things that change when you legally tie the knot.  You may have a new name and of course there’s your new in-law family.  On the business side, you’ll be doing taxes differently and soon you’ll need to think about insurance and estate planning decisions. More imminent, however, is the question of whether you’ll get a joint checking account or maintain your two separate existing ones.  (This, of course, assumes both parties are income earners in the household.)  It comes ... Read More »

Yes, I know we’ve discussed this topic ad nauseum here and where the post first went live as a guest post at Consumerism Commentary. In my defense of bringing this up again, I was contacted by ABCNews to discuss my views on marriage and money as it relates to the book: Smart Girls Marry Money: How Women Have Been Duped Into the Romantic Dream–And How They’re Paying For It. And, while I think certain phrases are used mainly for shock value to pull the reader in, I generally agree with the premise.  Don’t let sensationalized romanticism be your sole guide ... Read More »

(image: momlogic) Is there a perceived loss of equity and partnership because a stay at home wife/mom isn’t “pulling her financial weight”?  Given the feminist fight for equality, should women make the choice to stay at home?  Will our daughters revolt when all is said and done? Let’s rehash this debate shall we? Historically on this blog, and I’m sure many other sites-the stay at home mom vs stay at home wife vs working mom/wife debate has been heated and at times unbearable to watch or read.  It’s one of those debates that stirs the ire of many women who ... Read More »

Given that many around us are experiencing financial hardships, it’s not uncommon that a romantic partner would ask to borrow money.  Today’s issue centers on whether or not you should lend or borrow money from a significant other. This can be tempting but before reach for your wallet, take these tips into consideration: Decide:  Should You Lend?  Is this a necessity or a luxury?  Listen to the reasons as to why your partner wants the money and determine should you be the one to lend it.  A good rule of thumb is if the bank won’t lend them money then ... Read More »

  According to TMZ.com, Kim Kardashian will file for divorce today citing irreconcilable differences. Ladies, are we surprised?  I hope not since it’s well known that Kris was actually scouted by E reps to be Kim’s love interest in which they would eventually “marry”.  The happily ever after part, I’m not too sure about! But that brings us to the touchy subject of  prenuptial agreements.  Kim and Kris reportedly hammered one out prior to walking down the aisle. Should fairly well to do woman get a prenup when getting married?  Or what if you’re just a regular Jane who has ... Read More »

Financial abuse is something that we rarely hear about since it is often insidious and wrapped up in the confines of an abusive relationship.  Very rarely do the women in these relationships speak of the issue because of the shame attached to having to account for every penny spent or even ask for money just to purchase the very basic necessities in life. So what are the signs and what can be done about it? Forced Career Choices Women in financially abusive relationships are often forced to take career paths they would not have chosen on their own.  This keeps ... Read More »

One of the things that always strikes me over the course of my discussions with women is how comfortable some women are with leaving the work force voluntarily which some of us know as off-ramping.  …“Off-ramping” is when someone decides to take a ”time-out” from work, often for the purpose of childcare. -GoGirlFinance Today’s off-ramping may be unintentional and I am not addressing women who are simply out of work due to the recession.  I am addressing women who choose to leave the work place for the above-mentioned reasons:  to have and care for children. Research shows that women face a myriad of difficulties when deciding ... Read More »

If you know me then you know I enjoy watching “Judge” shows.  My favorites being Judge Mathis, People’s Court with Judge Marilyn Milian and even that wench Judge Judy.  Even though Judge Judy grinds my nerves at times but she’s often right. The latter 2 of the 3 always have piercing advice for women shacking up with men when things go sour and now sitting in front of them hoping for a favorable judgement. My favorites: Stop allowing  these men to shack up with you while mingling your finances with no concrete agreement about who pays for what! If the ... Read More »

We’ve all see the same Judge Joe Brown or Judge Judy case where the ex takes the other to court about financial disputes including but not limited to bank fees, credit card bills, rent, personal loans and the like. So what’s a newly shacked couple to do? Do they discuss the possible breakup now or do they jump in head first? According to MSN Money: The No. 1 hazard of living together is that it offers almost none of the financial or legal protection that marriage does… As unromantic as it sounds, most experts on the unmarried state advise those ... Read More »