Category Archive for: ‘Personal finance’

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  37 Actionable Tips For a Better Financial Life

  The new year is around the corner and we’re all thinking about how to make better decisions so that we come out of top financially.  Take a look at the list below and incorporate a few, if not all into your daily financial life.  Commit [...]

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  Want Financial Freedom? Create A Solid 5 Year Financial Plan That Would Make Oprah Proud

  With the new year upon us in a few weeks, you may be thinking about jump starting your finances.  This is pretty common as people tend to engage in a review of their financial life around this time of year in an effort to make [...]

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  5 ‘Holy Grails’ Of Personal Finance You Need To Stop Worrying About

  There was a time when I cared about these things we tend to call holy grails of personal finance.  You know, obsessing about checking your credit score, buying a home – those things that cause you to rack your brain at night if you’re one [...]

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  Why Extreme Couponing is For Suckers: 6 Better Money Saving Ideas

    The art of shopping has become quite a complicated affair. It has become an art form because on one side you have the business owner who has to keep selling or he or she doesn’t make a living, and the consumers on the other [...]

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• Living On The Edge? Checkout 3 Lifelines

  Given the state of the economy, job losses which can result in significant life changes and the inevitable struggle to pay bills are expected.  However, the biggest culprit seems to be overspending and the lack of a financial plan. Every time someone says: I’m broke… [...]

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  “Personal Finance Experts” vs “Personal Finance Bloggers”: Who Are you Listening To?

  Did you catch CNN Money this afternoon?  Or what about the latest financial expert featured on Oprah?  Did their advice speak to your situation, personally? Good, I didn’t think so either. One of the issues I take with some of the “personal finance experts” out [...]

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  Advice: Should You Lend Money To A Significant Other?

  Given that many around us are experiencing financial hardships, it’s not uncommon that a romantic partner would ask to borrow money.  Today’s issue centers on whether or not you should lend or borrow money from a significant other. This can be tempting but before reach [...]

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  Save Money Series: Chopping Down Wedding Expenses

  Over the last few weeks, several friends, family members and acquaintances have gotten engaged which of course has prompted discussions around wedding planning and the inevitable, how much will all of this cost?  Your wedding should be memorable, but it shouldn’t break the bank.  Check [...]

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  13 Ways To Save Money On Auto Insurance

  For quite some time I’ve enjoyed pretty low rates from my auto insurance company.  Like you, I’m sure you don’t want your hard earned money going to something that you hope you’ll rarely use.  Still, it is one of life’s necessities that you can’t live [...]

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  Cold Weather= High Energy Bills: 5 Money Saving Tips!

  Last week I got my gas and electric bills only to be surprised that the utility companies owed me money in the form of a credit on my account.  I set up my bank’s bill pay system to pay all of my bills so I [...]

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  Credit Repair 101: Obtain And Inspect Your Credit Report

  This week we will be reviewing how to repair your credit.  Today we’ll start with the basics:  obtaining and reviewing a copy of your credit report. First, you should know that there are 3 credit reporting agencies: Experian, Transunion and Equifax.  Once you get a [...]

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• Safe Mode Essentials: How To Operate On Low/No Income

  With the threat of a double dip recession on the horizon I’ve had many friends ask how to function in a financially efficient manner due to the recent loss of a job.  I often refer to this as “Safe Mode”.  The Windows PC types probably [...]

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• Financial Coaching For The Rest Of Us!

  Hi ladies! I’ve discussed my financial coach Ahmad Davis (from Victory By Design) before and I’d like to let you know that he is offering a discount for those of us who need a little help with getting our finances on track.  He is not selling [...]

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  Why I Hate TD Bank: Fraudulent Charges and Deceptive Practices

  I have had it with TD Bank after only signing up 3 months ago I am closing out my account and keeping my money else where. Never have I dealt with a bank that has been so incredibly rude, deceptive and fraudulent in my dealings [...]

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• Victory By Design: Our First Financial Planning Consultation

  photo credit: alancleaver_2000 Over the last 12-18 months I’ve been on the hunt for a financial coach to help focus and fine tune our goals.  Not someone who cares mostly about investments and retirement planning, but someone well versed in the area of debt reduction [...]

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