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First-Time Homeowner Regrets and Resolutions

photo credit: Nieve44/La Luz
I finally admitted to myself that I don’t really like our new neighborhood. The house is great, so are my neighbors, the community etc. But I hate where we are located. While we were sure to choose a home near the metro and 495/95 and got more house [...]

House Lust and our Marriage

photo credit: Hamed Saber
I got it bad! Everyday I search real estate listings looking at McMansions. I know that we don’t plan to be here for very long, but, my husband wants to be in Upstate NY upon our next move. I on the other hand wouldn’t mind staying here in [...]

Weekend Budget Busters and Lessons Learned

It’s my fault, I totally didn’t budget for any off these expenses. I knew that my hair appointment was coming up but didnt factor that in, didnt think the cat would get sick again so soon, and decided on a whim that we needed to get the carpet cleaned in the whole house. [...]

American Dream Reloaded

I came across this article Dispelling The Myth That Home Ownership Is Your Best Investment over at Millionaire Mommy Next Door. Already, I can tell that this blog will be a favorite! She’s challenging some well established views about the road to wealth in America. One of those being that buying [...]

ACORN changes

I talked with our former ACORN representative today to get up to date information on how the housing crunch has affected their program. Prior to the recent sub prime issues ACORN had a pretty decent program, here are the details in a snapshot:

Now the program has been stripped to:

3% down
620 credit score (Wasn’t credit [...]

Let me upgrade you!

Lifestyle Upgrade: Making more money brings added expenses you didn’t previously consider.
When I moved to the DC metro area in 2003, I barely made enough to pay all of my bills, let alone shop a little or even go to a happy hour every now and again. I lived in a not so great [...]

The House

I guess I should mention that we are closing on Tuesday huh!?
Yes, indeed we are closing on our first home this Tuesday. Our Realtor was a tad worried because we didn’t seem so excited. Well, we are, but a bit nervous at the same time. We have already been to [...]