Category Archive for: ‘Foreclosures’

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  Mortgage Modification Options: HAMP vs HARP vs HAFA (Avoid Foreclosure!)

  Countless homeowners are underwater with no real understanding of their options for a loan modification or refinance.  In fact, many are facing foreclosure and unsure what their next move should be.  Do I  allow the property to foreclose or get a loan modification?  Do I [...]

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  Dilemma: Balancing Education, Career and Family Planning

  Now that I am finished with my graduate studies everyone’s giving me THE LOOK and THE QUESTIONS.  This has to be the longest running dilemma of my life but I kid you not, with each milestone, the questions begin. “Soooo, when are you guys planning [...]

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• Jingle Mail Revisted: Possible Bank Recourse And Borrower Consequences

  There’s been heavy talk recently around “walking away from foreclosures” and the devastating effect it’s having on banks and homeowners.  Jingle mail occurs when the borrower drops the keys in the mail and sends them back to the bank as final step in walking away [...]

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  Get Your House Together: African-American Women and the Foreclosure Crisis

  photo credit: joelogon If you ever wanted to understand how the recent sub-prime mortgage crisis has affected African-American women, then this post is for you. Chances are you’ve heard about the mass foreclosures across the nation and even the phenomenon known as Jingle Mail. We’ve [...]

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  Worst Hit Foreclosure Zipcodes: Are you on the list?

  CNN’s article Foreclosures: 100 Worst Hit Zip Codes certainly got my attention. I continue to be amazed at the steady increase of foreclosures across the nation. I keep asking myself, didn’t anyone think this would all come back to bite them in the arse later? [...]

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