As Seen On MSNBC, Fox News DC, The Wall Street Journal, and Good Morning America
Saturday, March 13th, 2010

Category: Financial Planning

Stop Being Sad/Angry About What 2009 Wasn’t And Make Plans For What 2010 Will Be!

Stop Being Sad/Angry About What 2009 Wasn’t And Make Plans For What 2010 Will Be!

As of December 31, 2009, 2009 will be the year that was, not what 2010 will be.  I’ve gotten so many messages from readers pouring out their hearts about how horrible 2009 was partnered with the insecurity of what 2010 will bring.
STOP!

Stop being sad/angry/mad/ about what 2009 wasnt and make plans for what 2010 will [...]

Living On $30k In The DC Area-Possible or Far Fetched?

Living On $30k In The DC Area-Possible or Far Fetched?

DC is no stranger to the high cost of living you often see in New York City, Miami and Los Angeles.  But can you live on $30,000 a year there?  This question came up on a listserv I frequent and the responses were equally divided amongst those who felt it would be damn near impossible [...]

Preparing For The Worst:  Losing Your Job

Preparing For The Worst: Losing Your Job

If you were handed the pink slip today, would you know what to do?  Where would you start?  How would you manage?  If you’ve ever thought about this situation happening to you then read on.  CNN offers the following suggestions:
Know What You’re Entitled To
It’s easy to overlook what you’re entitled to while you’re still thinking [...]

2009 Financial Goals and Debt Payoff

2009 Financial Goals and Debt Payoff

We’re in the final stretch of paying off all of our consumer debt!  I can’t begin to tell you how many times we’ve fallen off the wagon but we’re back on board!  Even though I know how to budget and set up a plan, what’s always tripped us up is unplanned expenses and of course [...]

Left Behind in a Layoff: Getting Ready for What’s Next

Left Behind in a Layoff: Getting Ready for What’s Next

This is a guest post by Rebecca Brown via DivineCaroline.com

The pink slips have been handed out, the severance checks cashed, and the farewell drinks consumed. Everyone has offered their condolences to those who were let go, yet you’re still here, reeling in your cubicle, wondering if maybe you’re the one who really deserves the well [...]

Ten Money Lessons from the Great Depression

Ten Money Lessons from the Great Depression

This is a guest post by By Jeffrey Strain of Mainstreet.com via DivineCaroline.com

For most economists it is no longer whether there is going to be a recession, but what type of recession it is going to be—short recessions like the one from 1990 to 1991 and the one from March to November 2001, or something [...]

Emergency Funds vs. Savings Accounts:  Navigating the Grey Area

Emergency Funds vs. Savings Accounts: Navigating the Grey Area

Chances are, if you’re reading this blog, you know about emergency funds and savings accounts. But do you know the differences between the two and when to use them?
Let’s start out by defining specific uses:
Emergency Fund: Usually consists of unplanned expenses, the ones that pop up with no warning such as unexpected [...]

The Talk:  “So When Are We Having Kids?”

The Talk: “So When Are We Having Kids?”

photo credit: Point-Shoot-Edit
I don’t know about you but having kids wasn’t the first thing on my mind when we got married. It’s a goal but not one I thought about achieving until we were both pretty settled in our careers. And, while my husband is on a solid career trajectory, I’ve yet [...]