Category Archive for: ‘Credit & Debt’
Need Debt Relief? SpringCoin Giveaway: Free 3 Month Membership To Our Readers!
Do you need a debt management and reduction plan? If so, stick around and check out this awesome giveaway! SpringCoin uses automated negotiations, personalized payment plans, and expert advice to help you escape debt faster – and save you money in the process. [...]
Read More →
Devil’s Advocate: 5 Reasons Why You Should Love Credit Cards
While credit cards are fairly ubiquitous, they are from time to time criticized for being conduits to debt and blamed for tough economic times. It’s true, you shouldn’t use a credit card if it will lead you to spend beyond your means, and a [...]
Read More →
5 Reasons To Stop Scrambling To Feed Your Creditors Before You Feed Yourself
If you’re currently in “safe mode”, then this article is for you. This article continues the “Save Yourself Series” where we examine financial tactics that should be taken when in dire financial straits. What exactly is safe mode? Safe Mode describes anyone who has recently [...]
Read More →
21 Days to Rock Your Finances: Day 10- Dispute Credit Report Errors
Once you’ve obtained a copy of your report and reviewed for errors, highlight each error and get ready to contact each bureau in order to dispute the information. Some of he errors may include listing a credit account twice, reporting an account as late [...]
Read More →-
9 Tips: Jumpstart Your Financial Resolutions Before The New Year
It’s that time of year again and we’re in the mindset where we begin to think about the things we’d like to do better next year. Financial resolutions are often high on the list with much “spend less, save more” promises that never seem to [...]
Read More → 
Credit Monitoring: Identity Guard Vs My Fico -Who Wins?
Earlier this year I started using Identity Guard to track both mine and my husband’s credit profiles. Why? Being that I manage all the money in our household, he had 1 very old issue pop up on his credit profile that we would have been [...]
Read More →
The Fairytale of “Good Debt”: Like Santa Claus, It Doesnt Exist
That’s right, there’s no such thing as good debt. Yet, just 5 years ago, this is the toxic drool that financial aid administrators and mortgage brokers fed borrowers in hopes of sealing the deal on a new loan. Yesterday’s post surrounding 5 Myths About Student [...]
Read More →
5 Myths About Student Loan Forgiveness: Debunked (+ Sign The Petition!)
The Washington Post published an article this morning which centered on the myths around student loan forgiveness. Admittedly I was irritated because I find the writer’s statements intellectually insulting and disingenuous. Before I go in on this article, yes, I am well aware that many [...]
Read More →
Considering Bad Credit Debt Consolidation? Check Out These Pros and Cons
Financial independence is at the core of the American Dream. No one sets out fresh out of college with aspirations and hopes of being dead broke at the end of their life! But the unfortunate reality is that scores of people find themselves in significant [...]
Read More →
Credit Repair 101: Obtain And Inspect Your Credit Report
This week we will be reviewing how to repair your credit. Today we’ll start with the basics: obtaining and reviewing a copy of your credit report. First, you should know that there are 3 credit reporting agencies: Experian, Transunion and Equifax. Once you get a [...]
Read More →
Discussion: Do We Need Credit To Survive?
Do you believe we need credit to survive? After the events over the last 3-4 years my assumption is that many have been forced to reduce or increase the reliance on credit depending on individual situations. I am a bit torn on the answer to [...]
Read More →
Unemployed + Bad Credit? New Bills Ban Credit and Employment Status Discrimination
Being unemployed with bad credit is often a death sentence when searching for a new job. Why? Some employers have taken to adding the following to job postings: “Must be currently employed” In this economy, that doesn’t make any sense! The argument is that people [...]
Read More →
Hi, My Name Is Teresa and I’m $11m in Debt: Here’s How I Did It + 4 Lessons
If you haven’t heard about Teresa Guidice by now, where have you been? She’s only the latest reality TV star to get caught up in trying to keep up with her rich friends by amassing 11 million in debt. I generally like Teresa’s bad a$$ [...]
Read More →
Read This: Unemployment + Bad Credit = No Job
Yes you read right! If you are unemployed and have bad credit then you have another hurdle to get past: employers unwilling to higher you because of bad credit. It’s important to note that this is the kind of bad credit where the potential employee [...]
Read More →-
Borrowers vs. Savers: Who Wins?
photo credit: Mariano Kamp Borrowers may seem like the victims in the recent financial crisis, but low interest rates and higher FDIC premiums mean savers are paying for it. Based on all the news of mortgage foreclosures and credit card defaults, you might think this [...]
Read More →
Join 6000+ Amazing Subscribers!
