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	<title>Girls Just Wanna Have Funds &#187; Carnivals</title>
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	<description>Breaking Financial Ceilings One Stiletto At A Time!</description>
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		<title>Blog Action Day:  Women and Poverty in 2008 (Plus: How You Can Take Action)</title>
		<link>http://www.girlsjustwannahavefunds.com/2008/10/women-and-poverty-in-2008-plus-how-you-can-take-action/</link>
		<comments>http://www.girlsjustwannahavefunds.com/2008/10/women-and-poverty-in-2008-plus-how-you-can-take-action/#comments</comments>
		<pubDate>Wed, 15 Oct 2008 06:06:20 +0000</pubDate>
		<dc:creator>Ginger</dc:creator>
		
		<category><![CDATA[Carnivals]]></category>

		<category><![CDATA[Blog Action Day]]></category>

		<category><![CDATA[Kiva]]></category>

		<category><![CDATA[poverty]]></category>

		<category><![CDATA[women and money]]></category>

		<category><![CDATA[women and personal finance]]></category>

		<category><![CDATA[Women and poverty]]></category>

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		<description><![CDATA[
 photo credit: Franco Folini
Girls Just Wanna Have Funds is participating in Blog Action Day which is today October 15, 2008.  Our collective topic this year is Poverty.  Being that this site is geared towards women and personal finance, I thought it fitting to discuss women and poverty in 2008.  After all, we still face [...]]]></description>
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<small><a title="creative commons" href="http://www.photodropper.com/creative-commons/" target="_blank"><img src="http://www.girlsjustwannahavefunds.com/wp-content/plugins/photo_dropper//images/cc.png" border="0" alt="Creative Commons License" width="16" height="16" align="absmiddle" /></a> <a href="http://www.photodropper.com/photos/" target="_blank">photo</a> credit: <a title="Franco Folini" href="http://www.flickr.com/people/Franco Folini/" target="_blank">Franco Folini</a></small></p>
<p><em>Girls Just Wanna Have Funds is participating in <strong>Blog Action Day which is today October 15, 2008</strong>.  Our collective topic this year is Poverty.  Being that this site is geared towards women and personal finance, I thought it fitting to discuss women and poverty in 2008.  After all, we still face significant uphill battles in this area given all the challenges we will face in our collective lifetimes. </em></p>
<p><strong>1. </strong> <strong>Women battling poverty continues to be a major global issue</strong> as it affects women across racial lines and is not only an issue in third world countries, but here in the United States as well.</p>
<p style="text-align: center;"><img class="aligncenter" src="http://www.americanprogress.org/issues/2008/10/img/women_poverty1.jpg" alt="Chart One" /></p>
<p><strong>2. </strong> <strong>Women continue to earn less, live longer </strong>and suffer the consequences of raising children on a single income due to divorce or death of a partner.</p>
<p><strong>3. </strong><a href="http://millionairemommynextdoor.blogspot.com/2008/08/why-women-need-more-money-than-men-and.html">MMND writes</a>: <em><strong>Women comprise 87% of the impoverished elderly</strong>. A woman who works full-time for 40 years will earn $523,000 less than her male counterpart. At age 65, that extra half a million dollars could keep her from becoming one of the elderly poor</em>.</p>
<p><strong>4. </strong>The Center for Maerican Progress writes: &#8220;<em><strong>Women are paid less than men, even when they have the same qualifications and work the same hours.</strong> Women who work full time earn only 77 percent of what men make—a <strong><a href="http://www.iwpr.org/pdf/C350.pdf">22 percent gap</a></strong> in average annual wages. Discrimination, not lack of training or education, is largely the cause of the wage gap. Even with the same qualifications, women earn less than men. In 2007, full time, year round female workers aged 25 to 32 with a bachelor&#8217;s degree were paid <strong><a href="http://www.legalmomentum.org/site/DocServer/LMReportYoungWomen_26Men.pdf?docID=3381">14 percent less</a></strong> than men</em>.&#8221;</p>
<p><strong>5.</strong> <strong>Unplanned and untimely pregnancies are often the driving force behind pushing a woman over poverty&#8217;s edge.</strong> With pregnancy comes time off from work and the risk of losing one&#8217;s job should complications from the pregnancy or childcare become an issue.</p>
<p><strong>What You Can Do To Take Action</strong></p>
<p><strong>1.</strong> <strong>Teach young girls and women the value of demanding what they are worth</strong> at the salary negotiations table.  Women are often overlooked for promotions and/or believe their worth will be apparent and thus are less likely to ask for their truth worth and as a result be paid less than a man with equal or less education and experience.</p>
<p><strong>2.</strong> <strong>Volunteer with a local nonprofit organization</strong> and join them in their crusade against poverty.  Poverty can be eliminated through education, policy and legislation crafted to push more women towards financial independence</p>
<p><strong>3. </strong><strong>Join and donate just 20% or today&#8217;s blog earnings to Kiva.org</strong>.  Kiva makes loans to struggling entrepreneurs in developing nations so that they may start, build or expand a business.</p>
<table class="kvDataGrid" border="0">
<tbody>
<tr class="odd">
<td><a href="http://www.kiva.org/app.php?page=businesses&amp;action=about&amp;id=68148&amp;_tpos=15&amp;_tpg=1"><img class="thumb" src="http://kiva.s3.amazonaws.com/img/w200h200/210574.jpg" border="0" alt="" align="left" /></a></td>
<td><span style="font-size: 14px;"><a href="http://www.kiva.org/app.php?page=businesses&amp;action=about&amp;id=68148&amp;_tpos=15&amp;_tpg=1">Zubayda Hakimova</a></span></p>
<p>Clothing Sales</td>
<td>
<div class="bizLoanInfo">
<div><span style="font-size: 14px;">$1,175</span></div>
<p>21% raised</p></div>
</td>
<td><span style="font-size: 14px;">Tajikistan</span></p>
<p>International MicroLoan Fund (IMON), a partner of Mercy Corps</td>
<td class="about"><em>Problems and money shortages never defeated Zubayda, who has always looked for a way to get past obstacles and continue to improve her situation. </em></td>
</tr>
</tbody>
</table>
<p><strong>4.</strong> <strong>Promote tolerance and an environment of equality</strong>.  Eradicating poverty starts with each and every one of us.  We will all be in a position to &#8220;pay it forward&#8221; by giving someone a chance to move forward in life.  Do it with grace and the knowledge that you are helping another young women gain parity so that she may be one more step ahead of poverty.</p>
<p><strong>5.</strong> <strong>Educate young women and girls on the value of making good decisions around their bodies</strong>.  As previously mentioned, an untimed pregnancy can be the cause of a woman living below the poverty lines due to increased childcare costs and the time off needed after pregnancy and childbirth, especially if there are complications.</p>
<p><strong>6.  Personal finance education is key to women learning how to manage their finances</strong>.  Women are often socialized to use money to create a lifestyle, while men are taught to use money to invest for the long term.  See a difference?  Are these stereotypes alive today?  Instead of buying the young woman in your life a $500 shopping spree to her favorite store, get her a subscription to Barrons instead or introduce her to Sharebuilder.  Buy her a book on saving and investing wisely or engage her around topics related to business and personal finance.  A change in steretypical perspectives is all that&#8217;s needed to change a woman&#8217;s course in life.</p>
<p><strong>Questions:  How will you participate in eradicating poverty?  What steps will you take today?</strong></p>
<p><script src="http://blogactionday.org/js/15b4247945477daa9279bcbc450f0e915faf2e2a"></script><br />
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		<title>Carnival of Personal Finance - 173rd Edition</title>
		<link>http://www.girlsjustwannahavefunds.com/2008/10/carnival-of-personal-finance-173rd-edition/</link>
		<comments>http://www.girlsjustwannahavefunds.com/2008/10/carnival-of-personal-finance-173rd-edition/#comments</comments>
		<pubDate>Tue, 14 Oct 2008 04:45:46 +0000</pubDate>
		<dc:creator>Ginger</dc:creator>
		
		<category><![CDATA[Carnivals]]></category>

		<guid isPermaLink="false">http://www.girlsjustwannahavefunds.com/?p=751</guid>
		<description><![CDATA[
(October 13: I had to do a backup but lost everything after October 4 so this is a Google cache of the page that I was able to recover.  If you commented previously, my apologies but please comment again or feel free to reload the post linking here so that your trackback will show up.)
Welcome [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://farm3.static.flickr.com/2099/2918789958_c7f8a99373_o.jpg" alt="" /></p>
<p>(<strong><em>October 13: I had to do a backup but lost everything after October 4 so this is a Google cache of the page that I was able to recover.  If you commented previously, my apologies but please comment again or feel free to reload the post linking here so that your trackback will show up</em></strong>.)</p>
<p>Welcome to the <strong style="color: black; background-color: #ff9999;">173rd</strong> <strong style="color: black; background-color: #ff66ff;">edition</strong> of <strong><a href="http://carnivalofpersonalfinance.com/"><span style="color: blue;"><strong style="color: black; background-color: #ffff66;">Carnival</strong> of <strong style="color: black; background-color: #a0ffff;">Personal</strong> Financ</span></a>e</strong>. The <strong style="color: black; background-color: #ffff66;">Carnival</strong> of <strong style="color: black; background-color: #a0ffff;">Personal</strong> <strong style="color: black; background-color: #99ff99;">Finance</strong> is a traveling blog <strong style="color: black; background-color: #ffff66;">carnival</strong> selection of the best articles about <strong style="color: black; background-color: #a0ffff;">personal</strong> <strong style="color: black; background-color: #99ff99;">finance</strong>.<br />
<strong></strong></p>
<p><strong>Editor’s Picks</strong></p>
<p>SVB from The Smarter Wallet presents<br />
<a href="http://thesmarterwallet.com/2008/ways-to-save-on-seasonal-purchases-time-to-shop-for-halloween/%3E%3Cspan%20style=">Ways To Save on Seasonal Purchases: Time To Shop For Halloween!</a></p>
<p>Silicon Valley Blogger from The Digerati Life presents <a href="http://www.thedigeratilife.com/blog/index.php/2008/09/19/best-places-to-put-your-money-when-the-stock-market-tanks/"><span style="color: blue;">Best Places For Your Money When The </span></a><br />
<a href="http://www.thedigeratilife.com/blog/index.php/2008/09/19/best-places-to-put-your-money-when-the-stock-market-tanks/"><span style="color: blue;">Stock Market Tanks</span></a></p>
<p>LAL from LivingAlmostLarge presents <a href="http://www.livingalmostlarge.com/2008/10/01/walking-away-from-foreclosures/"><span style="color: blue;">Walking away from foreclosures</span></a>, and says,<br />
“Not everyone walking away from foreclosures<br />
do so because they can’t afford it. Some people do it because they want to.</p>
<p>Scott from The Passive Dad presents <a href="http://thepassivedad.com/2008/09/free-creative-ideas-to-help-friends-facing-foreclosure-or-bankruptcy/"><span style="color: blue;">Free Creative Ideas to Help Friends Facing Foreclosure or </span></a><br />
<a href="http://thepassivedad.com/2008/09/free-creative-ideas-to-help-friends-facing-foreclosure-or-bankruptcy/"><span style="color: blue;">Bankruptcy<br />
</span></a><br />
<strong>Savings</strong></p>
<p>Orange from Orange Dealing with Money presents <a href="http://orange4money.blogspot.com/2008/10/women-and-retirement.html" target="_blank"><span style="color: blue;">Women and Retirement</span></a>, and says,<br />
“Importance of saving for retirement for women”</p>
<p>NCN from No Credit Needed presents <a title="Permanent Link to Savings Account Allocation Breakdown" href="http://www.ncnblog.com/2008/10/04/savings-account-allocation-breakdown/"><span style="color: blue;">Savings Account Allocation Breakdown</span></a></p>
<p>Laura from Dollars and Dreams presents <a href="http://dollarsanddreams.blogspot.com/2008/10/bailing-ourselves-out-part-1-savings.html"><span style="color: blue;">Bailing Ourselves Out, Part 1: Savings</span></a></p>
<p><strong>Money Management </strong></p>
<p>Terence Gillespie from Your Optimal presents <a href="http://www.youroptimal.com/blog/2008/07/31/your-optimal-bailout-plan/" target="_blank"><span style="color: blue;">Your Optimal Bailout Plan</span></a>, and says,<br />
“As congress is drafting their bailout plan perhaps we should be drafting our own.<br />
Here is a 5-step plan that will put you and your family out of harms way during the hyperinflationary<br />
depression that is now inevitable.”</p>
<p>Money from Moneymonk presents <a href="http://www.moneymonk.net/2008/10/different-money-values.html" target="_blank"><span style="color: blue;">Different Money Values</span></a><br />
Shelley Elmblad from About.com Financial Software Blog presents <a href="http://financialsoft.about.com/b/2008/09/26/from-the-forum-quicken-picks.htm" target="_blank"><span style="color: blue;">Shopping In Your <strong style="color: black; background-color: #a0ffff;">Personal</strong> <strong style="color: black; background-color: #99ff99;">Finance</strong> Software?</span></a>, and says, “Have you ever been working in your <strong style="color: black; background-color: #a0ffff;">personal</strong> <strong style="color: black; background-color: #99ff99;">finance</strong> software, only to have the sudden desire to go shopping? This article explains Quicken Picks and tells you how to turn the feature off if you want to.”</p>
<p>Clint from Accumulating Money presents <a href="http://www.accumulatingmoney.com/use-budget-software-and-avoid-a-crisis/" target="_blank"><span style="color: blue;">Use Budget Software and Avoid a Crisis</span></a><br />
jim from Blueprint for Financial Prosperity presents <a href="http://www.bargaineering.com/articles/mintcom-review-beautiful-money-management-tool.html" target="_blank"><span style="color: blue;">Mint.com Review: Beautiful Money Management Tool</span></a></p>
<p>Madison from My Dollar Plan presents <a href="http://www.mydollarplan.com/7-moves-you-havent-made-in-your-401k/" target="_blank"><span style="color: blue;">7 Moves You Haven’t Made in Your 401k</span></a></p>
<p>Luke from Money &amp; Fitness Blog presents <a href="http://moneyandfitnessblog.com/the-rich-may-be-poorer-than-you-think/"><span style="color: blue;">The rich may be poorer than you think</span></a></p>
<p>R from Retired At 47 presents <a href="http://retiredat47.com/2008/10/selling-on-ebay-the-hidden-benefit/"><span style="color: blue;">Selling on eBay: the Hidden Benefit</span></a></p>
<p>Junger from Online Savings Blog presents<span style="color: #444444;"> <a href="http://www.onlinesavingsblog.com/2008/10/04/bank-of-america-giving-away-hybrid-for-paperless-banking/"><span style="color: #444444;">Bank of America Giving Away Hybrid for Paperless Banking</span></a><br />
Tisha from American Consumer News presents<a title="Permanent Link to Bad Economy Brings Phishing to the Forefront" href="http://www.americanconsumernews.com/2008/09/bad-economy-brings-phishing-to-the-forefront.html"><span style="color: blue;"> Bad Economy Brings Phishing to the Forefront</span></a><br />
Debbie Dragon from Destroy Debt presents <a href="http://www.destroydebt.com/articles/free-college-education-without-winning-a-scholarship.html"><span style="color: blue;">Free College Education Exists</span></a><br />
RC from Think Your Way To Wealth presents <a href="http://www.thinkyourwaytowealth.com/2008/09/16/teaching-kids-the-true-value-of-money/"><span style="color: blue;">Teaching Kids the True Value of Money</span></a></span></p>
<p>Squawkfox from Squawkfox presents <a href="http://www.squawkfox.com/2008/10/03/printable-moving-checklist-and-planner/"><span style="color: blue;">Printable Moving Checklist and Planner</span></a>, and says,<br />
“Use this definitive 4-page moving checklist and planning guide to save big bucks the next time you move! (Reduce some stress too!)</p>
<p>PT from Prime Time Money presents <a href="http://ptmoney.com/2008/09/23/ways-to-get-intense-about-your-finances/"><span style="color: blue;">Six Ways to Get Intense About Your Money and Finances</span></a>,<br />
and says, “How to get motivated and passionate about your money and finances”</p>
<p>Super Saver from My Wealth Builder presents <a href="http://my-wealth-builder.blogspot.com/2008/10/weapons-of-wealth-destruction.html"><span style="color: blue;">Weapons of Wealth Destruction</span></a></p>
<p><strong>Economy<br />
</strong><br />
SC from See My Money presents <a href="http://www.seemymoney.net/2008/10/i-support-bailout.html" target="_blank"><span style="color: blue;">I Support The Bailout</span></a></p>
<p>FFB from Free From Broke presents <a href="http://freefrombroke.com/2008/09/new-economic-stimulus-package-the-700-billion-bailout.html" target="_blank"><span style="color: blue;">New Economic Stimulus Package - The $700 Billion Bailout</span></a>, and says,<br />
“Remember the economic stimulus package? Well the new one has a different name!”</p>
<p>SoCal Savvy from SoCal Savvy presents <a href="http://socalsavvy.blogspot.com/2008/09/i-am-young-and-im-buying-stocks-on-sale.html" target="_blank"><span style="color: blue;">I am young, and I’m buying stocks on sale</span></a></p>
<p>Dave from Money Under 30 presents <a href="http://www.moneyunder30.com/four-lessons-from-the-2008-financial-crisis" target="_blank"><span style="color: blue;">Four Lessons from the 2008 Financial Crisis</span></a></p>
<p>Andrea from Fools and Sages presents <a href="http://www.foolsandsages.com/?p=1025" target="_blank"><span style="color: blue;">Why Did Gas Prices Drop?</span></a>, and says, “This post covers a partial input regarding the recent drop in oil prices. ” Mr. ToughMoneyLove from Tough Money Love presents <a href="http://toughmoneylove.com/2008/10/02/how-to-get-free-education-in-economics/"><span style="color: blue;">How to Get a Free Education in Economics</span></a>, and says, “Everyone can and should be educated in economics and you can do it for free.”</p>
<p>Ben from Money Smart Life presents <a href="http://moneysmartlife.com/fnbo-direct-online-savings-bank-safe-secure-fdic-insured/"><span style="color: blue;">FNBO Direct Online Savings Bank - Safe, Secure, &amp; FDIC Insured</span></a><br />
and says, “With banks failing left and right, people are looking for a safe place to put their money that earns a decent interest rate. Rajive Johri, president of the First National Bank of Omaha, talks about what makes First National Bank and FNBO Direct different than other banks in these bad economic times.”</p>
<p>JS from Smart Money Daily presents <a href="http://www.smartmoneydaily.com/personalfinance/is-the-media-to-blame-for-our-tough-economic-times.aspx"><span style="color: blue;">Media to Blame for Our Tough Economic Times?</span></a> and says, “Okay,<br />
this is an easy one, right? Of course the media is somewhat to blame for our tough economic<br />
times. At least a decent portion of the economy is based on consumer confidence. And what<br />
is biggest factor that contributes to consumer confidence (or lack thereof)… the<br />
media.”</p>
<p>Ryan Suenaga from Uncommon Cents presents <a href="../2008/10/carnival-of-personal-finance-173rd-edition/Ryan%20Suenaga%20from%20Uncommon%20Cents%20presents%20%3Ca%20href=%22http:/www.uncommon-cents.net/2008/09/30/if-the-federal-government-was-a-friend-looking-for-financial-advice/%22%3EIf%20the%20Federal%20Government%20was%20a%20Friend%20Looking%20for%20Financial%20Advice"><span style="color: blue;">If the Federal Government was a Friend </span></a><br />
<a href="../2008/10/carnival-of-personal-finance-173rd-edition/Ryan%20Suenaga%20from%20Uncommon%20Cents%20presents%20%3Ca%20href=%22http:/www.uncommon-cents.net/2008/09/30/if-the-federal-government-was-a-friend-looking-for-financial-advice/%22%3EIf%20the%20Federal%20Government%20was%20a%20Friend%20Looking%20for%20Financial%20Advice"><span style="color: blue;">Looking for Financial Advice</span></a></p>
<p>Curt from PennyJobs.com presents <a href="http://www.pennyjobs.com/pp/public/Articles.aspx?aid=195"><span style="color: blue;">Why We Should Put Our Hope Back In Capitalism, Not Socialism </span></a><br />
<a href="http://www.pennyjobs.com/pp/public/Articles.aspx?aid=195"><span style="color: blue;">or Government Intervention</span></a></p>
<p>BTG from Bridging The Gap presents <a href="http://www.btgnow.net/2008/10/btg-explains-what-is-the-credit-crisis-what-is-the-credit-crunch/"><span style="color: blue;">BTG Explains: What Is The Credit Crisis?</span></a><a href="http://www.btgnow.net/2008/10/btg-explains-what-is-the-credit-crisis-what-is-the-credit-crunch/"><span style="color: blue;"> / What Is The Credit Crunch? - Part 1</span></a>, and<br />
says, “I could never find a very good, complete account of the how, the who, the<br />
where, the what and the why of the current credit crisis/credit crunch, so I<br />
gathered all the high quality sources I could find and MADE one!</p>
<p>Glblguy from Gather Little by Little presents <a href="http://www.gatherlittlebylittle.com/2008/09/30/government-bail-out-fails-thats-a-good-thing/"><span style="color: blue;">Government Bail out fails - That’s a good thin<br />
</span></a><br />
<strong><strong style="color: black; background-color: #99ff99;">Finance</strong></strong><br />
Joe Manausa from Tallahassee Real Estate Blog presents <a href="http://www.manausa.com/blog/29/government-bank-bailout/" target="_blank"><span style="color: blue;">Bailing Out Banks? Actually Bailing Out America!</span></a>, and says, “While mainstream media refers to this as the “fat cat” bailout for Wall Street, you might be surprised who really needs this bailout to occur. What would happen to your job if the credit market stopped for even 1 week?”</p>
<p>Todd from Harvesting Dollars presents <a href="http://harvestingdollars.com/2008/09/29/beginner-advice-for-someone-new-to-personal-finance-part-1/"><span style="color: blue;">Beginner Advice For Someone New To <strong style="color: black; background-color: #a0ffff;">Personal</strong> <strong style="color: black; background-color: #99ff99;">Finance</strong></span></a></p>
<p>Joe Manausa from Tallahassee Real Estate Blog presents <a href="http://www.manausa.com/blog/29/government-bank-bailout/"><span style="color: blue;">Bailing Out Banks? Actually Bailing Out America!</span></a>, and says, “While mainstream media refers to this as the “fat cat” bailout for Wall Street, you might be surprised who really needs this bailout to occur. What would happen to your job if the credit market stopped<br />
for even 1 week?”</p>
<p>Amanda from Value For Your Life presents <a title="Permanent Link to My 3 Biggest Personal Finance Successes" href="http://valueforyourlife.com/personal-finance/my-3-biggest-personal-finance-successes/"><span style="color: blue;">My 3 Biggest <strong style="color: black; background-color: #a0ffff;">Personal</strong> <strong style="color: black; background-color: #99ff99;">Finance</strong> Successes</span></a><br />
Jennifer from SAvingAdvice presents <a href="http://www.savingadvice.com/blog/2008/10/01/102889_pick-the-low-hanging-financial-fruit.html"><span style="color: blue;">Pick the Low Hanging Financial Fruit</span></a> and says “there are a lot of east things you can do to get yur finances in order. Here are some of them.”</p>
<p>Big Cajun Man from Canadian <strong style="color: black; background-color: #a0ffff;">Personal</strong> <strong style="color: black; background-color: #99ff99;">Finance</strong> Opinions presents <a href="http://www.canajunfinances.com/2008/09/18/stupidest-bill-ever/" target="_blank"><span style="color: blue;">Stupidest Bill Ever</span></a>, and says,<br />
“The Dumbest bill I receive every month…”</p>
<p>Hank from Own The Dollar presents <a href="http://ownthedollar.com/2008/10/forgotten-child-of-the-current-turmoil-oil-needs-to-regain-its-anchor-point/" target="_blank"><span style="color: blue;">The Forgotten Child of the Current Turmoil - Oil Needs to Regain Its Anchor Point</span></a>, and says, “A look at why the price of a barrel of oil is all over the place, up and down.”</p>
<p>Dividend Growth Investor from Dividend Growth Investor presents <a href="http://www.dividendgrowthinvestor.com/2008/09/which-bank-will-be-next-follow-dividend.html" target="_blank"><span style="color: blue;">Which Bank will be next? Follow the dividend cuts</span></a>, and says, “Most investors are afraid they will wake up next Monday morning with a worthless financial stock, whose deposits have been sold to another institution.</p>
<p>Bob Vineyard, CLU from InsureBlog presents <a href="http://insureblog.blogspot.com/2008/09/nothing-is-automatic.html" target="_blank"><span style="color: blue;">Nothing is Automatic</span></a> , and says, “Summary:<br />
So you buy a life insurance policy and pay the premiums, and then you die of a drug overdose.<br />
Suicide? Fallout from a previous addiction? InsureBlog’s Bob Vineyard explores the strange case of the Joker’s, er, Heath Ledger’s $10 million life insurance policy.”</p>
<p><strong>Budgeting</strong></p>
<p>Mighty Bargain Hunter presents <a href="http://www.mightybargainhunter.com/2008/10/05/back-to-basics-spend-less-than-you-earn/"><span style="color: blue;">Back to Basics: Spend less than you earn</span></a>, and says, “Very straightforward, but very difficult to follow!</p>
<p>Green Panda from Green Panda Treehouse presents<br />
<a href="http://www.greenpandatreehouse.com/2008/09/29/joint-accounts-how-we-budget-deposits-and-withdrawls/" target="_blank"><span style="color: blue;">Joint Accounts: How We Budget Deposits and </span></a><span style="text-decoration: underline;"><span style="color: #0000ee;">Withdrawals, and says, “Explaining why we use a proportional budget”</span></span></p>
<p><strong>Career</strong><br />
VH from Funny about Money presents <a href="http://funny-about-money.com/2008/10/04/on-the-trail-of-the-elusive-job/"><span style="color: blue;">On the Trail of the Elusive Jo</span></a></p>
<p>FMF from Free Money <strong style="color: black; background-color: #99ff99;">Finance</strong> presents <a href="http://www.freemoneyfinance.com/2008/10/help-a-reader-m.html" target="_blank"><span style="color: blue;">Help a Reader: Menial Job</span></a>, and says, “How you can succeed at even a menial job!”</p>
<p>MoneyNing from <strong style="color: black; background-color: #a0ffff;">Personal</strong> <strong style="color: black; background-color: #99ff99;">Finance</strong> Blog by MoneyNing presents <a href="http://moneyning.com/career/are-you-worried-about-your-job/"><span style="color: blue;">Are You Worried About Your Job?</span></a>,<br />
and says, “In this economy, are you worried? Check to find out what others think!”</p>
<p><strong>Frugality</strong><br />
HIB from Happiness is Better presents <a href="http://happinessisbetter.com/2008/09/22/i-conquered-the-iphone/" target="_blank"><span style="color: blue;">I Conquered THE iPHONE</span></a></p>
<p>MC from Messy Christian presents <a href="http://messychristian.com/?p=512" target="_blank"><span style="color: blue;">Books and DVDs got me in debt</span></a>, and says,<br />
“Although my financial situation has improved since I was heavily in debt nearly three years ago,<br />
my addiction to books and DVDs keep pulling me back to debt.”</p>
<p>FruGal from FruGal presents <a href="http://www.totallymoney.com/frugal/?p=377" target="_blank"><span style="color: blue;">Frugal lovin’ tips – bringing frugal sexy back</span></a></p>
<p>Miss Thrifty from Miss Thrifty presents <a href="http://www.miss-thrifty.co.uk/2008/09/30/make-do-and-mend-vogue-for-the-credit-crunch-bunch/"><span style="color: blue;">Make Do And Mend: ‘Vogue’ for the Credit Crunch Bunch</span></a></p>
<p>Randy from Fiscal Zen presents <a href="http://www.fiscalzen.com/content/20-smart-money-saving-tips-shoppers"><span style="color: blue;">20</span></a> <a href="http://www.fiscalzen.com/content/20-smart-money-saving-tips-shoppers"><span style="color: blue;">Smart, Money Saving Tips for Shoppers</span></a></p>
<p>Lisa from Greener Pastures presents <a href="http://greenerpastures.responsiblepersonalfinance.com/2008/10/01/the-psychology-of-money-neuropsychologists-study-spending-patterns-at-auctions/"><span style="color: blue;">The</span></a> <a href="http://greenerpastures.responsiblepersonalfinance.com/2008/10/01/the-psychology-of-money-neuropsychologists-study-spending-patterns-at-auctions/"><span style="color: blue;">Psychology of Money - Neuropsychologists Study Spending Patterns at Auctions</span></a>, and says, “Have you ever been caught up in the excitement of an auction, then overbid on an item?”</p>
<p><strong>Credit</strong><br />
Mr Credit Card from Ask Mr Credit Card presents <a href="http://www.askmrcreditcard.com/creditcardblog/how-to-dispute-an-item-on-your-credit-report/"><span style="color: blue;">How To Dispute An Item On Your Credit Report</span></a></p>
<p><strong>Real Estate</strong><br />
Andy from saving to invest presents <a href="http://www.savingtoinvest.com/2008/09/foreclosure-rescue-scams-warning-signs.html" target="_blank"><span style="color: blue;">Foreclosure Rescue Scams - Coming to your Neighborhood</span></a>,<br />
and says, “Now with the housing slump and resultant spike in foreclosures around the country, foreclosure rescue scams have come to the fore. Distressed homeowners desperate to find a way to keep a roof over their head are particularly susceptible to such scams which range from the simple to very complex.”</p>
<p><strong>Taxes</strong></p>
<p>Start-Up from <strong style="color: black; background-color: #a0ffff;">Personal</strong> <strong style="color: black; background-color: #99ff99;">Finance</strong> Start-Up Blog presents<a href="http://pfstartupblog.wordpress.com/2008/09/22/adjusting-cost-basis-to-reduce-taxes/" target="_blank"><span style="color: blue;"> Adjusting Cost Basis to Reduce Taxes</span></a></p>
<p><strong>Debt</strong><br />
natedavidscott from natedavidscott.com presents <a href="http://natedavidscott.wordpress.com/2008/10/04/our-progress-month-9/"><span style="color: blue;">Our Progress: Month 9</span></a>, and says, “We’re Debt Free!”<br />
Ron from The Wisdom Journal presents <a href="http://www.thewisdomjournal.com/Blog/10-excuses-for-going-into-debt/" target="_blank"><span style="color: blue;">10 Excuses for Going Into Debt</span></a></p>
<p><strong>Investing</strong><br />
Dorian Wales from The <strong style="color: black; background-color: #a0ffff;">Personal</strong> Financier presents <a href="http://www.thepersonalfinancier.com/2008/10/roller-coaster-ride-in-manic-depressive.html"><span style="color: blue;">Roller</span></a><a href="http://www.thepersonalfinancier.com/2008/10/roller-coaster-ride-in-manic-depressive.html"><span style="color: blue;">Coaster Ride in a Manic Depressive Stock Market: Researching the Option to Make a</span></a><a href="http://www.thepersonalfinancier.com/2008/10/roller-coaster-ride-in-manic-depressive.html"><span style="color: blue;"> Quick Profit</span></a>, and says, “I’ve decided on objectively researching the possibility of making a quick profit off the recent ups and downs. Here are the results “</p>
<p>Ye from Value Investing and Entrepreneurship by Qovax presents <a href="http://blog.qovax.com/2008/10/05/value-investing-5-key-principals/"><span style="color: blue;">Value</span></a><br />
<a href="http://blog.qovax.com/2008/10/05/value-investing-5-key-principals/"><span style="color: blue;">Investing - 5 Key Principals</span></a>, and says, “There are many who count themselves value investors. In fact, they are really what Seth Klarman calls “value pretenders”. It is easy to be a value pretender. I was one. Following Pabrai blindly into buying Delta Financial cost me a lot of play money. Importantly, I learned the differences between a value investor and a value pretender.</p>
<p>FIRE <strong style="color: black; background-color: #99ff99;">Finance</strong> from FIRE <strong style="color: black; background-color: #99ff99;">Finance</strong> presents <a href="http://firefinance.blogspot.com/2008/09/how-to-protect-finances-from-crisis.html" target="_blank"><span style="color: blue;">How To Protect Our Finances From A Market Crisis?</span></a></p>
<p>ABC from ABCs of Investing presents <a href="http://www.abcsofinvesting.net/what-is-investing/" target="_blank"><span style="color: blue;">What is investing?</span></a></p>
<p>Dividends4Life from Dividends4Life presents <a href="http://www.dividends4life.com/2008/09/never-look-gift-dividend-in-mouth.html" target="_blank"><span style="color: blue;">Never Look a Gift Dividend in the Mouth</span></a> , and says, “<br />
Sometimes a cash rich company will declare a special one-time dividend to eliminate surplus cash.<br />
These special dividends are generally ignored when evaluating a company’s dividend growth performance. The situation is more complicated when a company distributes the excess cash via its regular dividend.”</p>
<p>Tom Strumpski from THE STRUMP - Financial Blog presents Diversification - <a href="http://www.thestrump.com/diversification-how-much" target="_blank"><span style="color: blue;">How Much is Enough?</span></a>, and says, “In these turbulent times, diversification has become so important in managing risk and dealing with the constant ups and downs of the stock market. But the question then becomes, how many stocks or mutual funds should we own? How much diversification do we really need?”</p>
<p>Aryn from Sound Money Matters presents <a href="http://www.soundmoneymatters.com/financial-crisis-401k" target="_blank"><span style="color: blue;">401K and IRA Strategies During the Financial Crisis</span></a>, and says,<br />
“Recent reports say that people are draining their accounts. BAD idea!”</p>
<p>Bryce from Save and Conquer presents <a href="http://www.saveandconquer.com/?p=526" target="_blank"><span style="color: blue;">Loose Tooth</span></a>, and says, “Our son had a loose tooth and wouldn’t stop playing with it. That got me to thinking about how many investors’ portfolios have gotten pretty wiggly in the past few months. And like a kid with a loose tooth, it is difficult to leave it alone.</p>
<p><strong>Reviews</strong><br />
fwp from the Financial Wellness Project presents <a href="http://www.financialwellnessproject.org/2008/10/05/book-review-the-automatic-millionaire/"><span style="color: blue;">Book</span></a> <a href="http://www.financialwellnessproject.org/2008/10/05/book-review-the-automatic-millionaire/"><span style="color: blue;">Review: The Automatic Millionaire</span></a>, and says, “david bach tells us how to become a millionaire through automating your financial life.”</p>
<p><strong>Other</strong><br />
Beyond Paycheck to Paycheck from Beyond Paycheck to Paycheck presents No good financial education?, and says, “<a href="http://totalcandor.com/blog/?p=252"><span style="color: blue;">Does anybody really believe that financial education is harmful?</span></a> <a href="http://totalcandor.com/blog/?p=252"><span style="color: blue;">Apparently</span></a>.”</p>
<p>The One Caveman from One Caveman’s Financial Journey presents<br />
<a href="http://www.thatonecaveman.com/2008/10/9-cheap-and-easy-ways-to-prepare-your-home-for-winter.html" target="_blank"><span style="color: blue;">9 Cheap and Easy Ways To Prepare Your Home For Winter</span></a>, and says, “As fall is just starting, it’s the perfect time to prepare your home for winter. Here are some cheap and easy ways to save on energy costs.”</p>
<p>J. Money from Budgets are Sexy presents <a href="http://www.budgetsaresexy.com/2008/09/after-4-months-we-still-dont-have-our.html" target="_blank"><span style="color: blue;">After 4 months, we STILL don’t have our wedding pictures.</span></a>, and says, “A fun little rant on something we’ve pre-paid over a year ago!”</p>
<p>Mr. B from Interesting Money presents <a href="http://www.interestingmoney.com/2008/09/22/7-free-and-simple-ways-to-protect-your-privacy-online/" target="_blank"><span style="color: blue;">7 Free and Simple Ways to Protect Your Privacy Online</span></a>, and says,<br />
“Seven easy ways to protect your privacy online - none of it will cost you a penny!”<br />
<h3>Most Popular Posts</h3>
<ul class="related_post">
<li><a href="http://www.girlsjustwannahavefunds.com/2008/09/grocery-bill-doubled-in-9-months-we-have-a-problem/" title="Grocery Bill Doubled In 9 Months: We Have A Problem">Grocery Bill Doubled In 9 Months: We Have A Problem</a></li>
<li><a href="http://www.girlsjustwannahavefunds.com/2008/11/aldi-cheap-thrills-and-even-cheaper-groceries/" title="Aldi:  Cheap Thrills And Even Cheaper Groceries">Aldi:  Cheap Thrills And Even Cheaper Groceries</a></li>
<li><a href="http://www.girlsjustwannahavefunds.com/2008/11/4-ways-i-hacked-1300-from-our-budget/" title="4 Ways I Hacked $1300 From Our Budget">4 Ways I Hacked $1300 From Our Budget</a></li>
<li><a href="http://www.girlsjustwannahavefunds.com/2008/11/7-savvy-ways-to-be-a-financial-asset-in-your-relationship/" title="7 Savvy Ways To Be  A Financial Asset In Your Relationship">7 Savvy Ways To Be  A Financial Asset In Your Relationship</a></li>
</ul>
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		<title>Carnival of Debt Reduction 142nd Edition:  Sex And The City Style!</title>
		<link>http://www.girlsjustwannahavefunds.com/2008/06/carnival-of-debt-reduction-142nd-edition-sex-and-the-city-style/</link>
		<comments>http://www.girlsjustwannahavefunds.com/2008/06/carnival-of-debt-reduction-142nd-edition-sex-and-the-city-style/#comments</comments>
		<pubDate>Mon, 02 Jun 2008 15:30:39 +0000</pubDate>
		<dc:creator>Ginger</dc:creator>
		
		<category><![CDATA[Carnivals]]></category>

		<category><![CDATA[blog carnival]]></category>

		<category><![CDATA[carnival of debt reduction]]></category>

		<guid isPermaLink="false">http://www.girlsjustwannahavefunds.com/2008/06/carnival-of-debt-reduction-142nd-edition-sex-and-the-city-style/</guid>
		<description><![CDATA[
Welcome to the 142nd edition of Carnival of Debt Reduction: Sex And The City Style.  The Carnival of Debt Reduction is a selection of the best articles about debt reduction.   This week&#8217;s theme centers around Sex and the City since it was released this weekend.
Manolos, check.
Jimmy Choos, check.
Enjoy!
Carrie&#8217;s Picks

Paidtwice presents Don’t Let [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://socialitelife.celebuzz.com/images/2008/04/sexandthecity-promo-photos-040408-08-thumb.jpg" /></p>
<p>Welcome to the 142nd edition of Carnival of Debt Reduction:<strong> Sex And The City Style</strong>.  The Carnival of Debt Reduction is a selection of the best articles about debt reduction.   This week&#8217;s theme centers around Sex and the City since it was released this weekend.</p>
<p>Manolos, check.</p>
<p>Jimmy Choos, check.</p>
<p>Enjoy!</p>
<p><strong>Carrie&#8217;s Picks</strong></p>
<p><img src="http://www.girlsjustwannahavefunds.com/wp-content/uploads/2008/06/carrie-bradshaw-hibiscus.jpg" /></p>
<p><strong>Paidtwice</strong> presents <a href="http://www.paidtwice.com/2008/05/28/dont-let-the-reality-of-future-debt-discourage-present-progress/">Don’t Let the Reality of Future Debt Discourage Present Progress</a> posted at <a href="http://www.paidtwice.com">I&#8217;ve Paid For This Twice Already&#8230;</a>, saying, &#8220;Debt does not define me.  Action does!&#8221;</p>
<p><strong>Stephanie</strong> presents <a href="http://poorerthanyou.com/2008/05/29/graduating-plan-your-attack-on-federal-student-loans/">Graduating? Plan Your Attack on Federal Student Loans</a> posted at <a href="http://poorerthanyou.com">Poorer Than You</a>, saying, &#8220;Advice for fresh college grads on understanding their student loans and repayment options, and a few tips on ways to cut down on the interest they&#8217;ll have to pay.&#8221;</p>
<p><strong>Christopher Johnson</strong> presents <a href="http://christopheraaronjohnson.net/Blog/surviving-student-loans/">Surviving Student Loans</a> posted at <a href="http://christopheraaronjohnson.net/Blog">christopheraaronjohnson.net</a>.</p>
<p><strong>Debbie</strong> presents <a href="http://www.destroydebt.com/blogs/p/224-looking-for-extra-money-to-pay-off-debts-here-are-10-things-you-can-do-today-to-free-up-money.html">Looking for Extra Money to Pay off Debts? Here Are 10 Things You Can Do Today to Free Up Money:</a> posted at <a href="http://www.destroydebt.com/">Destroy Debt</a>.</p>
<p><strong>NtJS</strong> presents <a href="http://www.notthejetset.net/2008/05/credit-cards-arent-evil.html">Credit Cards Aren&#8217;t Evil</a> posted at <a href="http://www.notthejetset.net/">not the jet set</a>, saying, &#8220;Are credit cards evil? We&#8217;ve made the case for why these little pieces of plastic are not evil, but for where the real evil lies in those transactions. All the ways credit card companies are working their butts off to keep you in debt.&#8221;</p>
<p><strong>Honorable mention</strong>: <strong>Livingalmostlarge</strong> presents <a href="http://www.livingalmostlarge.com/2008/05/24/sex-and-the-city-financial-reality-check/">Sex and the City - Financial Reality Check</a> posted at <a href="http://www.livingalmostlarge.com">LivingAlmostLarge</a>, saying, &#8220;Does sex and the city give people the wrong impression about finances? Or is there more to the show than an unrealistic view of NY?&#8221;</p>
<p><strong><br />
</strong></p>
<p><strong> Samantha&#8217;s Picks</strong></p>
<p><img src="http://www.newchatter.com/wp-content/uploads/2007/11/kim_cattrall.jpg" /></p>
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<p><strong>FIRE Getters</strong> presents <a href="http://firefinance.blogspot.com/2008/03/three-quick-ways-to-get-out-of-debt.html">Three Quick Steps To Get Out of Debt!</a> posted at <a href="http://firefinance.blogspot.com/">FIRE Finance</a>.</p>
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<p><strong>Lisa Spinelli</strong> presents <a href="http://greenerpastures.responsiblepersonalfinance.com/2008/04/29/running-the-gauntlet-on-debt-a-debt-reduction-plan/">Running the Gauntlet on Debt:  A Debt Reduction Plan</a> posted at <a href="http://greenerpastures.responsiblepersonalfinance.com">Greener Pastures: Personal Finance</a>.</p>
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<p><strong>Hanna Kassis</strong> presents <a href="http://www.collegefinance101.com/?p=43">Take interest in interest - it can make you or break you.</a> posted at <a href="http://www.collegefinance101.com">College Finance 101</a>.</p>
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<p><strong>Supermom_in_ny</strong> presents <a href="http://www.getting-out-of-debt.info/2008/05/snapbomb-make-money-blogging-to-get-out.html">SnapBomb: Make Money Blogging to Get Out of Debt</a> posted at <a href="http://www.getting-out-of-debt.info/">Getting Out of Debt</a>, saying, &#8220;Every dollar that is earned through online opportunites can be used as a &#8220;snowflake&#8221; payment towards debt annihilation!&#8221;</p>
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<p><strong>Amanda (Me vs Debt)</strong> presents <a href="http://mevsdebt.blogspot.com/2008/05/time-to-fess-up.html">Time to Fess Up</a> posted at <a href="http://mevsdebt.blogspot.com/">Me Vs. Debt</a>.</p>
<p><strong>Charlotte&#8217;s Picks</strong></p>
<p><img src="http://www.ecorazzi.com/wp-content/uploads/2008/03/kristin1.jpg" /></p>
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<p><strong>Heather Allen</strong> presents <a href="http://debtfreeplaybook.com/blog/big-fat-debt.html">Big, Fat Debt.</a> posted at <a href="http://debtfreeplaybook.com/blog">The DebtFree Playbook Blog</a>, saying, &#8220;Use the same techniques and disciplines to lose weight and your debt.&#8221;</p>
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<p><strong>FMF</strong> presents <a href="http://www.freemoneyfinance.com/2008/05/are-these-peopl.html">Are These People Crazy?</a> posted at <a href="http://www.freemoneyfinance.com/">Free Money Finance</a>, saying, &#8220;Borrowing money for a wedding is a BAD idea.&#8221;</p>
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<p><strong>Debt Freedom Fighter</strong> presents <a href="http://www.discoverdebtfreedom.com/2008/05/29/debt-tracking-take-control-of-your-finances/">Debt Tracking: Take Control Of Your Finances</a> posted at <a href="http://www.discoverdebtfreedom.com">Discover Debt Freedom!</a>.</p>
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<p><strong>Matt Hutter</strong> presents <a href="http://matthutter.com/2008/05/30/debt-consolidation-is-a-terrible-idea/">Debt Consolidation Is A Terrible Idea</a> posted at <a href="http://matthutter.com">MattHutter.com</a>, saying, &#8220;In my recent post I explain why debt consolidation does NOT work.  You need to make the lifestyle change to break any bad habit including overspending on credit cards.&#8221;</p>
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<p><strong>PT</strong> presents <a href="http://ptmoney.com/2008/05/27/debt-reduction-target-update-may-2008/">Debt Target Update: May 2008</a> posted at <a href="http://ptmoney.com">Prime Time Money</a>m</p>
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<p><strong>Raymond</strong> presents <a href="http://www.moneybluebook.com/use-low-interest-lifetime-balance-transfers-to-pay-off-credit-card-debt/">Debt Reduction With Low Interest Balance Transfers</a> posted at <a href="http://www.moneybluebook.com">Money Blue Book</a>.</p>
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<p><strong>Michael.</strong> presents <a href="http://michaelemilio.com/bankruptcy-untouchables-debts-that-remain-after-a-chapter-7/">Bankruptcy Untouchables: Debts That Remain After a Chapter 7</a> posted at <a href="http://michaelemilio.com">Michael Emilio</a>.</p>
<p><strong>Miranda&#8217;s Picks </strong></p>
<p><img src="http://www.cynthia-nixon.com/images/cynthia-nixon.jpg" /></p>
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<p><strong>Silicon Valley Blogger</strong> presents <a href="http://www.thedigeratilife.com/blog/index.php/2008/04/28/saving-money-is-in-the-recession-diet-and-the-shift-to-frugal-living/">Saving Money Is In! The Recession Diet and The Shift To Frugal Living</a> posted at <a href="http://www.thedigeratilife.com/blog">The Digerati Life</a>, saying, &#8220;Control your consumer debt by going on a recession diet!&#8221;</p>
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<p><strong>The Happy Rock</strong> presents <a href="http://www.thehappyrock.com/2008/05/28/debt-reduction-is-about-changing-your-behavior-not-switching-money-around/">Debt Reduction Is About Changing Your Behavior Not Switching Money Around</a> posted at <a href="http://www.thehappyrock.com">The Happy Rock</a>.</p>
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<p><strong>Weight Ladder / Rich Leverage</strong> presents <a href="http://www.richcreditdebtloan.com/using-credit-cards-to-make-more-money/">Using Credit Cards to Make More Money</a> posted at <a href="http://www.richcreditdebtloan.com">Rich Leverage</a>, discusses using credit cards to leverage debt and credit card arbitrage.&#8221;</p>
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<p>That concludes this week&#8217;s edition, thanks to everyone that participated!  Submit your blog article to the next edition of <strong>Carnival of Debt Reduction</strong> using our <a href="http://blogcarnival.com/bc/submit_100.html" target="_blank" title="Submit an entry to “carnival of debt reduction”">carnival submission form</a>. Next week&#8217;s carnival will be hosted by <a href="http://www.moolanomy.com/">Moolanomy</a>.</p>
<p><em>[image: <a href="http://socialitelife.celebuzz.com/images/2008/04/sexandthecity-promo-photos-040408-08-thumb.jpg">celebuzz</a>] </em><br />
<h3>Most Popular Posts</h3>
<ul class="related_post">
<li><a href="http://www.girlsjustwannahavefunds.com/2008/09/grocery-bill-doubled-in-9-months-we-have-a-problem/" title="Grocery Bill Doubled In 9 Months: We Have A Problem">Grocery Bill Doubled In 9 Months: We Have A Problem</a></li>
<li><a href="http://www.girlsjustwannahavefunds.com/2008/11/aldi-cheap-thrills-and-even-cheaper-groceries/" title="Aldi:  Cheap Thrills And Even Cheaper Groceries">Aldi:  Cheap Thrills And Even Cheaper Groceries</a></li>
<li><a href="http://www.girlsjustwannahavefunds.com/2008/11/4-ways-i-hacked-1300-from-our-budget/" title="4 Ways I Hacked $1300 From Our Budget">4 Ways I Hacked $1300 From Our Budget</a></li>
<li><a href="http://www.girlsjustwannahavefunds.com/2008/11/7-savvy-ways-to-be-a-financial-asset-in-your-relationship/" title="7 Savvy Ways To Be  A Financial Asset In Your Relationship">7 Savvy Ways To Be  A Financial Asset In Your Relationship</a></li>
</ul>
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		<title>Carnival of Personal Finance up at Gather Little By Little</title>
		<link>http://www.girlsjustwannahavefunds.com/2008/04/carnival-of-personal-finance-up-at-gather-little-by-little/</link>
		<comments>http://www.girlsjustwannahavefunds.com/2008/04/carnival-of-personal-finance-up-at-gather-little-by-little/#comments</comments>
		<pubDate>Mon, 14 Apr 2008 13:57:15 +0000</pubDate>
		<dc:creator>Ginger</dc:creator>
		
		<category><![CDATA[Carnivals]]></category>

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 photo credit: joiseyshowaa
The Carnival of Personal Finance is up at Gather Little by Little.  I made the editor&#8217;s pick with this submission:  Beneath the Iceberg: The Psychology of the Recession (and a silver lining).
Check out my favorites from this edition:


Pinching Copper presents Riding a bicycle to work - Seb shares all the [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.flickr.com/photos/30201239@N00/1469984189/" target="_blank"><img src="http://farm2.static.flickr.com/1359/1469984189_27b763701e_m.jpg" border="0" /></a><br />
<small><a href="http://www.photodropper.com/creative-commons/" title="creative commons" target="_blank"><img src="http://www.girlsjustwannahavefunds.com/wp-content/plugins/photo_dropper//images/cc.png" alt="Creative Commons License" align="absmiddle" border="0" height="16" width="16" /></a> <a href="http://www.photodropper.com/photos/" target="_blank">photo</a> credit: <a href="http://www.flickr.com/people/joiseyshowaa/" title="joiseyshowaa" target="_blank">joiseyshowaa</a></small></p>
<p>The Carnival of Personal Finance is up at <a href="http://www.gatherlittlebylittle.com/2008/04/14/148th-edition-of-the-carnival-of-personal-finance/">Gather Little by Little</a>.  I made the editor&#8217;s pick with this submission:  <a href="http://www.girlsjustwannahavefunds.com/2008/04/beneath-the-iceberg-the-psychology-of-the-recession-and-a-silver-lining/">Beneath the Iceberg: The Psychology of the Recession (and a silver lining)</a>.</p>
<p>Check out my favorites from this edition:</p>
<blockquote>
<ul>
<li><em><strong>Pinching Copper</strong></em> presents <a href="http://www.pinchingcopper.com/working/riding-a-bicycle-to-work">Riding a bicycle to work</a> - <em>Seb shares all the great reasons you should consider riding your bike to work. Assuming you live close enough that is.</em></li>
</ul>
<ul>
<li><strong><em>The Simple Dollar</em></strong> presents <a href="http://www.thesimpledollar.com/2008/04/08/how-big-should-my-car-down-payment-be/">How Big Should My Car Down Payment Be?</a> - Trent provides a <strong>very</strong> comprehensive answer on how much of a down payment you should have when buying a car. There are a number of things you need to consider.</li>
</ul>
<ul>
<li><strong><em>The Digerati Life</em></strong> presents <a href="http://www.thedigeratilife.com/blog/index.php/2008/03/27/how-money-challenges-prevent-you-from-building-the-life-you-love/">How Money Challenges Prevent You From Building The Life You Love</a> - <em>You canâ€™t buy love, but â€œFocusing on wealth creation for the sake of our families will help us create just the life weâ€™re looking for, for ourselves and for those we loveâ€. Good stuff.</em></li>
</ul>
<ul>
<li><strong><em>Master Your Card</em></strong> presents <a href="http://masteryourcard.com/blog/2008/04/10/why-america-needs-a-recession/">Why America NEEDS a Recession</a> - <em>Jonathon asks Does America need a recession? That is the argument Jonathan makes and I think he might actually be onto something.</em></li>
</ul>
<ul>
<li><strong><em>Finance Viewpoint</em></strong> presents <a href="http://www.financeviewpoint.com/2008/04/investing-101-selling-shares.html">Investing 101 - Knowing when to sell a stock</a> - <em>Andy shares tips to help you know when the time is right to sell a stock. This is a really easy to understand but thorough article.</em></li>
</ul>
<ul>
<li><strong><em>My Two Dollars</em></strong> presents <a href="http://www.mytwodollars.com/2008/04/08/survive-after-leaving-a-corporate-job/">How We Managed To Survive Financially After I Left My Corporate Job.</a> - <em>David talks about how he left his corporate job, after he felt like it was killing his spirit. Now he survives just fine and states â€œthe last 17 months of all those years has been the most rewarding and interesting, and I hope I donâ€™t have to ever trade it in to go back!â€</em></li>
</ul>
<ul>
<li><strong><em>The Financial Blogger</em></strong> presents <em><a href="http://www.thefinancialblogger.com/couples-with-different-levels-of-income/">Couples With Different Levels of Income </a>- Money is difficult to manage when youâ€™re on your own, but when you combine two incomes together along with a relationship, things become a bit more complicated.</em></li>
</ul>
<ul>
<li><strong><em>Can I Get Rich On A Salary</em></strong> presents <a href="http://www.canigetrichonasalary.com/2008/04/9-or-so-paths-to-getting-richand-my.html">The 9 Or So Paths To Getting Richâ€”And My Purported Analysis Of Them (Part 1)</a> - <em>G Blogger looks at the various ways people get rich.</em></li>
</ul>
<ul>
<li><strong><em>Master Your Card</em></strong> presents <a href="http://masteryourcard.com/blog/2008/04/10/why-america-needs-a-recession/">Why America NEEDS a Recession</a> - <em>Jonathon asks Does America need a recession? That is the argument Jonathan makes and I think he might actually be onto something.</em></li>
</ul>
</blockquote>
<p>Enjoy!<br />
<h3>Most Popular Posts</h3>
<ul class="related_post">
<li><a href="http://www.girlsjustwannahavefunds.com/2008/09/grocery-bill-doubled-in-9-months-we-have-a-problem/" title="Grocery Bill Doubled In 9 Months: We Have A Problem">Grocery Bill Doubled In 9 Months: We Have A Problem</a></li>
<li><a href="http://www.girlsjustwannahavefunds.com/2008/11/aldi-cheap-thrills-and-even-cheaper-groceries/" title="Aldi:  Cheap Thrills And Even Cheaper Groceries">Aldi:  Cheap Thrills And Even Cheaper Groceries</a></li>
<li><a href="http://www.girlsjustwannahavefunds.com/2008/11/4-ways-i-hacked-1300-from-our-budget/" title="4 Ways I Hacked $1300 From Our Budget">4 Ways I Hacked $1300 From Our Budget</a></li>
<li><a href="http://www.girlsjustwannahavefunds.com/2008/11/7-savvy-ways-to-be-a-financial-asset-in-your-relationship/" title="7 Savvy Ways To Be  A Financial Asset In Your Relationship">7 Savvy Ways To Be  A Financial Asset In Your Relationship</a></li>
</ul>
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		<title>Carnival of Women&#8217;s Personal Finance # 1</title>
		<link>http://www.girlsjustwannahavefunds.com/2008/02/carnival-of-womens-personal-finance-1/</link>
		<comments>http://www.girlsjustwannahavefunds.com/2008/02/carnival-of-womens-personal-finance-1/#comments</comments>
		<pubDate>Mon, 04 Feb 2008 10:00:55 +0000</pubDate>
		<dc:creator>Ginger</dc:creator>
		
		<category><![CDATA[Carnivals]]></category>

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[ Editor's Note: Welcome to the February 4, 2008 edition of carnival of women's personal finance. I had to sort through the posts that I felt were really targeted towards the personal finance as it relates to women. I did not include posts which did not fit this requirement as the [...]]]></description>
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<h1></h1>
<p>[ <strong><em>Editor's Note</em></strong>: <em>Welcome to the February 4, 2008 edition of carnival of women's personal finance. I had to sort through the posts that I felt were really targeted towards the personal finance as it relates to women. I did not include posts which did not fit this requirement as the goal is to feature posts from other personal finance bloggers that are geared to towards women. If you were not included in this round, please feel free to submit a post following the guidelines on the next round</em>.]</p>
<p><strong>Mr Credit Card</strong> presents <a href="http://www.askmrcreditcard.com/theknotcreditcard.html">The Knot Credit Card Review</a> posted at <a href="http://www.askmrcreditcard.com/">Ask Mr Credit Card</a>.</p>
<p><!-- Carnival Submission -->   <!-- Carnival Submission --> <strong>Stephanie Ann</strong> presents <a href="http://cheapdiva.typepad.com/the_cheap_diva/2008/01/understanding-t.html">Understanding the True Cost of Things</a> posted at <a href="http://cheapdiva.typepad.com/the_cheap_diva/">The Cheap Diva</a>, saying, &#8220;There is more to look at than the price tag when figuring out how much something is really going to cost.&#8221;</p>
<p><!-- Carnival Submission --> <strong>Nadege</strong> presents <a href="http://fabulousfinances.blogspot.com/2008/01/how-to-curb-impulse-buying.html">How to curb impulse buying</a> posted at <a href="http://fabulousfinances.blogspot.com/">fabulous finances</a>.</p>
<p><!-- Carnival Submission --> <strong>Mitch McDonald</strong> presents <a href="http://www.fyiabout.com/home-and-family/home/the-ideal-appliance-for-cleaning-dishwasher.htm">Save on purchasing major appliances</a> posted at <a href="http://www.fyiabout.com/">FYI About.com</a>.</p>
<h2>Career and Income</h2>
<p><!-- Carnival Submission --> <strong>Sarah</strong> presents <a href="http://sarahspy.blogspot.com/2008/01/girls-guide-to-kicking-your-career-into.html">The Girl&#8217;s Guide to Kicking Your Career into Gear</a> posted at <a href="http://sarahspy.blogspot.com/">SARAHSPY</a>.</p>
<p><!-- Carnival Submission --> <strong>David</strong> presents <a href="http://ww-success.com/blog/index.php/2008/01/18/millionaire-secrets/">Millionaire Secrets</a> posted at <a href="http://ww-success.com/blog">Worldwide Success</a>.</p>
<p><!-- Carnival Submission --><!-- Carnival Submission --> <strong>Stephanie Ann</strong> presents <a href="http://cheapdiva.typepad.com/the_cheap_diva/2008/01/ebay-university.html">eBay University Offers Lessons in Commerce</a> posted at <a href="http://cheapdiva.typepad.com/the_cheap_diva/">The Cheap Diva</a>, saying, &#8220;A lot of women may be confused or intimidated about making money on eBay that they either don&#8217;t do it or they spend money on books and eBay classes when they can get useful information for free.&#8221;</p>
<p><!-- Carnival Submission --> <strong>Christine</strong> presents <a href="http://memykidandlife.com/moving-abroad.html">Is Moving to Abroad Right for You?</a> posted at <a href="http://memykidandlife.com/">Me, My Kid and Life: An American Single Mom Living in France</a>.</p>
<h2>Financial Planning</h2>
<p><!-- Carnival Submission --> <strong>GWN Lifestyle</strong> presents <a href="http://girlswhonetwork.com/lifestyle/prince-charming-coming">Prince Charming Isn&#8217;t Coming!</a> posted at <a href="http://girlswhonetwork.com/lifestyle">GWN Lifestyle</a>, saying, &#8220;Women cannot rely on a man to sweep them off their feet, they must create the life of their dreams on their own.&#8221;</p>
<p><!-- Carnival Submission --><!-- Carnival Submission --> <strong>Stephanie Ann</strong> presents <a href="http://cheapdiva.typepad.com/the_cheap_diva/2008/01/the-benefits-of.html">The Benefits of Multiple Credit Cards</a> posted at <a href="http://cheapdiva.typepad.com/the_cheap_diva/">The Cheap Diva</a>, saying, &#8220;Having multiple credit cards is a great way to keep track of expenses.&#8221;</p>
<p><!-- Carnival Submission -->   <!-- Carnival Submission -->   <!-- Carnival Submission --> <strong>Carole G. McKay</strong> presents <a href="http://blog.carolemckay.com/2008/01/30/money-talks.aspx">Money Talks</a> posted at <a href="http://blog.carolemckay.com/">McKay Today</a>, saying, &#8220;As things start to get a little tricky, take a deep breath and a higher perspective.&#8221;</p>
<p><!-- Carnival Submission --> <strong>squawkfox</strong> presents <a href="http://www.squawkfox.com/2008/01/31/top-ten-reasons-women-should-embrace-personal-finance/">Top Ten Reasons Women Should Embrace Personal Finance</a> posted at <a href="http://www.squawkfox.com/">squawkfox</a>, saying, &#8220;Why do so few women seemingly take their personal finances into account? I passionately believe women should embrace personal finance, here are ten reasons why!&#8221;</p>
<p><!-- Carnival Submission --> <strong>the simple nickle</strong> presents <a href="http://simplenickle.blogspot.com/2008/01/what-does-it-mean-to-be-financially.html">What does it mean to be financially secure?</a> posted at <a href="http://simplenickle.blogspot.com/">the simple nickle</a>, saying, &#8220;Rather than a specific quantity of money, I believe that financial security is living by certain principles.&#8221;</p>
<h2>Frugality</h2>
<p><!-- Carnival Submission --> <strong>Dollar Frugal</strong> presents <a href="http://dollarfrugal.com/blog1/2008/01/some_more_ways_to_save_money.html">Some More Ways to Save Money</a> posted at <a href="http://dollarfrugal.com/">Dollar Frugal</a>, saying, &#8220;Brooke talks about ten non-traditional ways to save money.&#8221;</p>
<p><!-- Carnival Submission --> <strong>Dollar Frugal</strong> presents <a href="http://dollarfrugal.com/blog1/2008/01/yet_more_ways_to_save_money.html">Yet More Ways to Save Money</a> posted at <a href="http://dollarfrugal.com/">Dollar Frugal</a>.</p>
<p><!-- Carnival Submission --> <strong>Meg</strong> presents <a href="http://fashion.thebargainqueen.com/2007/12/get-organized-with-a-makeup-binder/">Organize your makeup at a nice price</a> posted at <a href="http://fashion.thebargainqueen.com/">The Bargain Queen on Fashion and Beauty</a>.</p>
<p><!-- Carnival Submission --> <strong>Meg</strong> presents <a href="http://fashion.thebargainqueen.com/2008/01/a-cheap-alternative-to-overpriced-makeup-brush-holders/">A cheap alternative to overpriced makeup brush holders</a> posted at <a href="http://fashion.thebargainqueen.com/">The Bargain Queen on Fashion and Beauty</a>.</p>
<p><!-- Carnival Submission --> <strong>Meg</strong> presents <a href="http://www.allaboutappearances.info/spending-to-save-or-why-im-a-bit-kitchen-obsessed-right-now/">Spending to save, or why Iâ€™m a bit kitchen obsessed right now | All About Appearances</a> posted at <a href="http://www.allaboutappearances.info/">All About Appearances</a>.</p>
<p><!-- Carnival Submission --> <strong>Meg</strong> presents <a href="http://fashion.thebargainqueen.com/2008/01/how-to-save-on-beauty-products/">How to save on beauty products</a> posted at <a href="http://fashion.thebargainqueen.com/">The Bargain Queen on Fashion and Beauty</a>.</p>
<p><!-- Carnival Submission --> <strong>Donna Freedman</strong> presents <a href="http://blogs.moneycentral.msn.com/smartspending/archive/2007/10/15/because-i-m-worth-it.aspx">When is it OK to spend on ourselves?</a> posted at <a href="http://blogs.moneycentral.msn.com/smartspending/default.aspx">Smart Spending</a>, saying, &#8220;Why frugality can hurt, and how to pick your spots.&#8221;</p>
<p><!-- Carnival Submission -->   <!-- Carnival Submission --> <strong>julie edgell</strong> presents <a href="http://howtosurvivemotherhood.blogspot.com/2008/01/broke-in-january-again.html">Broke in January again!</a> posted at <a href="http://howtosurvivemotherhood.blogspot.com/">How to survive motherhood</a>, saying, &#8220;the pains of parenthood especially financial ones!&#8221;</p>
<p><!-- Carnival Submission -->   <!-- Carnival Submission --> <strong>the simple nickle</strong> presents <a href="http://simplenickle.blogspot.com/2008/02/cheap-eats-recipes-for-around-1-per.html">Cheap Eats: Recipes for Around $1 Per Serving</a> posted at <a href="http://simplenickle.blogspot.com/">the simple nickle</a>, saying, &#8220;The perfect dish for breakfast or brunch, this decadent baked french toast is made the night before.&#8221;</p>
<h2>Investing</h2>
<p><!-- Carnival Submission --><!-- Carnival Submission --> <strong>Michael Bass</strong> presents <a href="http://debtprison.net/wordpress/?p=66">Dave Ramsey, Peter Schiff, and decline of U.S. Economy.</a> posted at <a href="http://debtprison.net/wordpress">Debt Prison</a>, saying, &#8220;There are two distinct differences in their perspectives concerning our U.S. Economy and monetary policy that I find puzzling.&#8221;</p>
<!-- Carnival Submission -->   <!-- Carnival Submission -->   <!-- Carnival Submission -->
<p><!-- EDIT THIS: the conclusion begins with this paragraph: -->That concludes this edition.  Submit your blog article to the next edition of <strong>carnival of women&#8217;s personal finance</strong> using our <a href="http://blogcarnival.com/bc/submit_3341.html" target="_blank" title="Submit an entry to â€œcarnival of women's personal financeâ€">carnival submission form</a>. Past posts and future hosts can be found on our <a href="http://blogcarnival.com/bc/cprof_3341.html" target="_blank" title="Blog Carnival index for â€œcarnival of women's personal financeâ€"> blog carnival index page</a>.</p>
<p>Technorati tags:  <!-- add your technorati tags here! --> <a href="http://technorati.com/tag/carnival+of+women%27s+personal+finance" rel="tag">carnival of women&#8217;s personal finance</a>, <a href="http://technorati.com/tag/blog+carnival" rel="tag">blog carnival</a>.<br />
<h3>Most Popular Posts</h3>
<ul class="related_post">
<li><a href="http://www.girlsjustwannahavefunds.com/2008/09/grocery-bill-doubled-in-9-months-we-have-a-problem/" title="Grocery Bill Doubled In 9 Months: We Have A Problem">Grocery Bill Doubled In 9 Months: We Have A Problem</a></li>
<li><a href="http://www.girlsjustwannahavefunds.com/2008/11/aldi-cheap-thrills-and-even-cheaper-groceries/" title="Aldi:  Cheap Thrills And Even Cheaper Groceries">Aldi:  Cheap Thrills And Even Cheaper Groceries</a></li>
<li><a href="http://www.girlsjustwannahavefunds.com/2008/11/4-ways-i-hacked-1300-from-our-budget/" title="4 Ways I Hacked $1300 From Our Budget">4 Ways I Hacked $1300 From Our Budget</a></li>
<li><a href="http://www.girlsjustwannahavefunds.com/2008/11/7-savvy-ways-to-be-a-financial-asset-in-your-relationship/" title="7 Savvy Ways To Be  A Financial Asset In Your Relationship">7 Savvy Ways To Be  A Financial Asset In Your Relationship</a></li>
</ul>
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