Girls Just Wanna Have Funds Women's Personal Finance Blog

After my divorce, the importance of having a standard 9-5 diminished because with it came demands that no longer had space in my life.  While married I was able to throw myself into my work and deal with being on call, late night emails and text messages and it was OK back then. At this point in my life, my perspective has changed and I want to leave work at work.  I want to be able to attend Bible study on certain days, work out in the mornings and have the flexibility to attend to life issues as they come ... Read More »

Hands sweating, I felt like I was going to pass out standing in the four-person line.  The line inched up for twenty minutes until there I was, meeting face-to-face with a Senior Petroleum Engineer Advisor for a national Exploration and Production company that would ultimately become my future employer.  Ah, career fairs. Since I never want anyone to pass out at a career fair like I almost did, below are three fun tips for making the most of your fair!  If you work it right, you can find a great job instead of needing a payday loan in 1 hour. ... Read More »

In today’s technologically advanced society, it’s really easy to start a business once you know exactly what you want to do.  After you’ve sat down and teased out your ideas and formulated a savvy business plan, it’s now time to consider how you’ll market the baby you just birthed. What’s that I hear?  If I build it they will come?  That’s the first fatal mistake many business owners make.   Let’s check out 3 ways you can promote your new business. Social Media Twitter Facebook Pinterest What do they all have in common?  They are the largest and most popular ... Read More »

The phone rings and it’s a job offer on the line!  You’re so excited that someone is interested in hiring you that all you think of is yes, yes, yes – YES!  Then you get off the phone and review your mental notes.  Suddenly you realize that you’ve been low balled on the salary offered. Crap!  How do you wiggle your way out of a low ball offer? Nothing sucks more than being deliberately paid less than what you know that you’re worth.  However, you don’t get what you work for — you get what you negotiate for.  Remember that.  ... Read More »

Even with the women power chatter about the feminist movement in the quest to be equal, women are still making less than men!  You’ve heard it before, we still make about .77 cents for every $1.00 that a ma makes. “Women still earn just 70 cents for every dollar a man earns.  It’s worse for African American women and Latinas.” — President Obama, Remarks on Equal Pay for Equal Work, June 4, 2011  (The White House later corrected the president’s statement to 77 cents.)  “Women earn only 77 cents for every dollar men earn, with women of color at an ... Read More »

I’ve spent the last 6 weeks on “vacation” since I’ve had some time off in between leaving my last job and my new job which will get started in a few days.  Besides giving me some major time off to relax, travel and work on personal projects, I’ve been spending time at neighborhood mixers talking to my neighbor’s kids about the job search.  Most are recent graduates in need of advice so I gave them the following unconventional advice.  Why unconventional?  Because sending out 2-3 resumes a day just doesn’t work anymore.  Nor does having a degree guarantee you a ... Read More »

[note_box]  A supervisor has complete control over your most basic human needs.  Your ability to put food on the table and a roof over your head. These are powerful motivating factors that allow a difficult supervisor to control people out of fear of losing these basic needs. We may not be able to always correct their behavior, but we should never have to live in fear and let our difficult boss control our lives. Tristan Loo [/note_box] If you’re reading this then I know you understand what it’s like to have a toxic boss and work in an equally uninspiring ... Read More »

It’s an exciting feeling when you and your partner finally decide that it’s time to start a family!  Or perhaps you fall into the “surprise!” category and it’s, “ready or not, here we go!”  As exciting as it is, it can be scary as well.  Tons of different emotions and thoughts go through your head, just like anytime you step into The Great Unknown.  The notion of pregnancy itself is daunting enough, but what about your career?  Will you be able to afford a baby?  Take a deep breath; the bottom line is you will make it work one way ... Read More »

How to Develop a Winning Business Plan Presentation The American Dream:  the idea that if you work hard enough, you can achieve your own personal success and prosperity in this country.  While some would argue that the American Dream isn’t what it used to be, people are still creating successful businesses every day.  It certainly isn’t easy though, and hard work is only a part of it.  Being a business owner also requires patience, persistence, commitment, creativity, flexibility and organization.  However, with any great risk comes the potential for great reward, both internally and financially.  Here is a basic guideline ... Read More »

  We’ve all been there, right?  The first day jitters about starting a new job hearkens back to those feelings you had about the first day of school.  In theory, they are no different.  New people to meet and a boss (professor/teacher) you’re dying to please.  If you can connect with those feelings, hopefully the following tips get you through the first day and beyond.   Find a mentor, someone who has been where you are and able to “pull you up” when you’re feeling down.  My boss is this for me as she put me in the position to ... Read More »

This post is first in a series discussing the many ways in which you can work from home while spending more time with children and family while pursuing other interests. Please submit your stories if you are currently working from home or have a telecommuting arrangement with your place of employment. This article from Squidoo, Legitimate Work From Home Jobs is full of great information about opting out of the rat race and doing so as long as you have an internet connection. Check out the following companies hiring work at home agents: Freedom Telework Freedom Telework has a reverse ... Read More »

  I consider myself to be a student of life, however there comes a time when you realize that maybe going back to school may be the best thing for your career.  A great education is priceless but for our purposes, let’s discuss a few things you should look at when deciding to take the plunge and enter graduate school. Cost This one is obvious.  How much will it cost you to return to school for the total time in school?  Will you take out loans or have you saved to cover all costs associated with returning to graduate school.  ... Read More »

(image: momlogic) Is there a perceived loss of equity and partnership because a stay at home wife/mom isn’t “pulling her financial weight”?  Given the feminist fight for equality, should women make the choice to stay at home?  Will our daughters revolt when all is said and done? Let’s rehash this debate shall we? Historically on this blog, and I’m sure many other sites-the stay at home mom vs stay at home wife vs working mom/wife debate has been heated and at times unbearable to watch or read.  It’s one of those debates that stirs the ire of many women who ... Read More »

Or you can watch this video for a little motivation: Read More »

In today’s economy, we’re tempted to build our expected salary based upon our own needs, wants, bills, expenses and then sometimes based on our skills and experience.  However, the reality is that your personal lifestyle choices and needs are not at the responsibility of your employer and I’ll tell you why. Your Choices.  Figure Out How To Fund Them. During interviews, a frequent discussion is the cost of transportation, student loan bills and any other expense that may come up.  I’m here to tell you never to bring those up during the course of an interview as that is the ... Read More »