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Welcome to the 173rd edition of Carnival of Personal Finance. The Carnival of Personal Finance is a traveling blog carnival selection of the best articles about personal finance.
SVB from The Smarter Wallet presents
Ways To Save on Seasonal Purchases: Time To Shop For Halloween!
LAL from LivingAlmostLarge presents Walking away from foreclosures, and says,
“Not everyone walking away from foreclosures
do so because they can’t afford it. Some people do it because they want to.
Scott from The Passive Dad presents Free Creative Ideas to Help Friends Facing Foreclosure or
Orange from Orange Dealing with Money presents Women and Retirement, and says,
“Importance of saving for retirement for women”
NCN from No Credit Needed presents Savings Account Allocation Breakdown
Laura from Dollars and Dreams presents Bailing Ourselves Out, Part 1: Savings
Terence Gillespie from Your Optimal presents Your Optimal Bailout Plan, and says,
“As congress is drafting their bailout plan perhaps we should be drafting our own.
Here is a 5-step plan that will put you and your family out of harms way during the hyperinflationary
depression that is now inevitable.”
Money from Moneymonk presents Different Money Values
Shelley Elmblad from About.com Financial Software Blog presents Shopping In Your Personal Finance Software?, and says, “Have you ever been working in your personal finance software, only to have the sudden desire to go shopping? This article explains Quicken Picks and tells you how to turn the feature off if you want to.”
Madison from My Dollar Plan presents 7 Moves You Haven’t Made in Your 401k
Luke from Money & Fitness Blog presents The rich may be poorer than you think
R from Retired At 47 presents Selling on eBay: the Hidden Benefit
Junger from Online Savings Blog presents Bank of America Giving Away Hybrid for Paperless Banking
Tisha from American Consumer News presents Bad Economy Brings Phishing to the Forefront
Debbie Dragon from Destroy Debt presents Free College Education Exists
RC from Think Your Way To Wealth presents Teaching Kids the True Value of Money
Squawkfox from Squawkfox presents Printable Moving Checklist and Planner, and says,
“Use this definitive 4-page moving checklist and planning guide to save big bucks the next time you move! (Reduce some stress too!)
PT from Prime Time Money presents Six Ways to Get Intense About Your Money and Finances,
and says, “How to get motivated and passionate about your money and finances”
Super Saver from My Wealth Builder presents Weapons of Wealth Destruction
SC from See My Money presents I Support The Bailout
FFB from Free From Broke presents New Economic Stimulus Package – The $700 Billion Bailout, and says,
“Remember the economic stimulus package? Well the new one has a different name!”
SoCal Savvy from SoCal Savvy presents I am young, and I’m buying stocks on sale
Dave from Money Under 30 presents Four Lessons from the 2008 Financial Crisis
Andrea from Fools and Sages presents Why Did Gas Prices Drop?, and says, “This post covers a partial input regarding the recent drop in oil prices. ” Mr. ToughMoneyLove from Tough Money Love presents How to Get a Free Education in Economics, and says, “Everyone can and should be educated in economics and you can do it for free.”
Ben from Money Smart Life presents FNBO Direct Online Savings Bank – Safe, Secure, & FDIC Insured
and says, “With banks failing left and right, people are looking for a safe place to put their money that earns a decent interest rate. Rajive Johri, president of the First National Bank of Omaha, talks about what makes First National Bank and FNBO Direct different than other banks in these bad economic times.”
JS from Smart Money Daily presents Media to Blame for Our Tough Economic Times? and says, “Okay,
this is an easy one, right? Of course the media is somewhat to blame for our tough economic
times. At least a decent portion of the economy is based on consumer confidence. And what
is biggest factor that contributes to consumer confidence (or lack thereof)… the
Curt from PennyJobs.com presents Why We Should Put Our Hope Back In Capitalism, Not Socialism
or Government Intervention
BTG from Bridging The Gap presents BTG Explains: What Is The Credit Crisis? / What Is The Credit Crunch? – Part 1, and
says, “I could never find a very good, complete account of the how, the who, the
where, the what and the why of the current credit crisis/credit crunch, so I
gathered all the high quality sources I could find and MADE one!
Glblguy from Gather Little by Little presents Government Bail out fails – That’s a good thin
Joe Manausa from Tallahassee Real Estate Blog presents Bailing Out Banks? Actually Bailing Out America!, and says, “While mainstream media refers to this as the “fat cat” bailout for Wall Street, you might be surprised who really needs this bailout to occur. What would happen to your job if the credit market stopped for even 1 week?”
Todd from Harvesting Dollars presents Beginner Advice For Someone New To Personal Finance
Joe Manausa from Tallahassee Real Estate Blog presents Bailing Out Banks? Actually Bailing Out America!, and says, “While mainstream media refers to this as the “fat cat” bailout for Wall Street, you might be surprised who really needs this bailout to occur. What would happen to your job if the credit market stopped
for even 1 week?”
Amanda from Value For Your Life presents My 3 Biggest Personal Finance Successes
Jennifer from SAvingAdvice presents Pick the Low Hanging Financial Fruit and says “there are a lot of east things you can do to get yur finances in order. Here are some of them.”
Big Cajun Man from Canadian Personal Finance Opinions presents Stupidest Bill Ever, and says,
“The Dumbest bill I receive every month…”
Hank from Own The Dollar presents The Forgotten Child of the Current Turmoil – Oil Needs to Regain Its Anchor Point, and says, “A look at why the price of a barrel of oil is all over the place, up and down.”
Dividend Growth Investor from Dividend Growth Investor presents Which Bank will be next? Follow the dividend cuts, and says, “Most investors are afraid they will wake up next Monday morning with a worthless financial stock, whose deposits have been sold to another institution.
Bob Vineyard, CLU from InsureBlog presents Nothing is Automatic , and says, “Summary:
So you buy a life insurance policy and pay the premiums, and then you die of a drug overdose.
Suicide? Fallout from a previous addiction? InsureBlog’s Bob Vineyard explores the strange case of the Joker’s, er, Heath Ledger’s $10 million life insurance policy.”
Mighty Bargain Hunter presents Back to Basics: Spend less than you earn, and says, “Very straightforward, but very difficult to follow!
Green Panda from Green Panda Treehouse presents
Joint Accounts: How We Budget Deposits and Withdrawals, and says, “Explaining why we use a proportional budget”
VH from Funny about Money presents On the Trail of the Elusive Jo
FMF from Free Money Finance presents Help a Reader: Menial Job, and says, “How you can succeed at even a menial job!”
MoneyNing from Personal Finance Blog by MoneyNing presents Are You Worried About Your Job?,
and says, “In this economy, are you worried? Check to find out what others think!”
HIB from Happiness is Better presents I Conquered THE iPHONE
MC from Messy Christian presents Books and DVDs got me in debt, and says,
“Although my financial situation has improved since I was heavily in debt nearly three years ago,
my addiction to books and DVDs keep pulling me back to debt.”
FruGal from FruGal presents Frugal lovin’ tips – bringing frugal sexy back
Miss Thrifty from Miss Thrifty presents Make Do And Mend: ‘Vogue’ for the Credit Crunch Bunch
Lisa from Greener Pastures presents The Psychology of Money – Neuropsychologists Study Spending Patterns at Auctions, and says, “Have you ever been caught up in the excitement of an auction, then overbid on an item?”
Mr Credit Card from Ask Mr Credit Card presents How To Dispute An Item On Your Credit Report
Andy from saving to invest presents Foreclosure Rescue Scams – Coming to your Neighborhood,
and says, “Now with the housing slump and resultant spike in foreclosures around the country, foreclosure rescue scams have come to the fore. Distressed homeowners desperate to find a way to keep a roof over their head are particularly susceptible to such scams which range from the simple to very complex.”
Start-Up from Personal Finance Start-Up Blog presents Adjusting Cost Basis to Reduce Taxes
Dorian Wales from The Personal Financier presents RollerCoaster Ride in a Manic Depressive Stock Market: Researching the Option to Make a Quick Profit, and says, “I’ve decided on objectively researching the possibility of making a quick profit off the recent ups and downs. Here are the results “
Ye from Value Investing and Entrepreneurship by Qovax presents Value
Investing – 5 Key Principals, and says, “There are many who count themselves value investors. In fact, they are really what Seth Klarman calls “value pretenders”. It is easy to be a value pretender. I was one. Following Pabrai blindly into buying Delta Financial cost me a lot of play money. Importantly, I learned the differences between a value investor and a value pretender.
FIRE Finance from FIRE Finance presents How To Protect Our Finances From A Market Crisis?
ABC from ABCs of Investing presents What is investing?
Dividends4Life from Dividends4Life presents Never Look a Gift Dividend in the Mouth , and says, “
Sometimes a cash rich company will declare a special one-time dividend to eliminate surplus cash.
These special dividends are generally ignored when evaluating a company’s dividend growth performance. The situation is more complicated when a company distributes the excess cash via its regular dividend.”
Tom Strumpski from THE STRUMP – Financial Blog presents Diversification – How Much is Enough?, and says, “In these turbulent times, diversification has become so important in managing risk and dealing with the constant ups and downs of the stock market. But the question then becomes, how many stocks or mutual funds should we own? How much diversification do we really need?”
Aryn from Sound Money Matters presents 401K and IRA Strategies During the Financial Crisis, and says,
“Recent reports say that people are draining their accounts. BAD idea!”
Bryce from Save and Conquer presents Loose Tooth, and says, “Our son had a loose tooth and wouldn’t stop playing with it. That got me to thinking about how many investors’ portfolios have gotten pretty wiggly in the past few months. And like a kid with a loose tooth, it is difficult to leave it alone.
Beyond Paycheck to Paycheck from Beyond Paycheck to Paycheck presents No good financial education?, and says, “Does anybody really believe that financial education is harmful? Apparently.”
The One Caveman from One Caveman’s Financial Journey presents
9 Cheap and Easy Ways To Prepare Your Home For Winter, and says, “As fall is just starting, it’s the perfect time to prepare your home for winter. Here are some cheap and easy ways to save on energy costs.”
J. Money from Budgets are Sexy presents After 4 months, we STILL don’t have our wedding pictures., and says, “A fun little rant on something we’ve pre-paid over a year ago!”
Mr. B from Interesting Money presents 7 Free and Simple Ways to Protect Your Privacy Online, and says,
“Seven easy ways to protect your privacy online – none of it will cost you a penny!”