Girls Just Wanna Have Funds Women's Personal Finance Blog

Consumerist called the Suze Orman Approved Card, “Cream of the Crap” and upon further investigation, that would be a compliment. I am thrilled that media outlets like Fox Business are calling foul and shining a light on not only Suze’s reaction to the backlash, but to the insane number of fees and the apparent lies being told about the benefits of the card:   Watch the latest video at video.foxbusiness.com Many who have been long time fans of Suze will probably remember that she even warned against using prepaid debit cards in her book, Young Fabulous and Broke: Yet, she ... Read More »

I think Avon is one of the best products, high quality.  I love everything about Avon.  I love that Avon transforms lives.  It brings you connections.  Carol started out as a customer many years ago, and even though she is still a customer, we are true friends.  I appreciate that Avon gave me this opportunity. Today’s Avon interview is with Linda Montavon, an Executive Unit Leader.  Linda has been with Avon for 14 years and started because she fell in love with the product.  She liked the products so much that she joined Avon as a sales representative and the ... Read More »

Now we’re cooking!  Everything that you’ve done so far  has prepared you for today’s post.  Creating a budget that works! Creating a budget is like pulling together all the right ingredients for the perfect recipe.  In this case, we’re cooking up financial freedom! Let’s recap: 21 Days To Rock Your Finances: Day 1- Create A 1 Year Financial Plan 21 Days To Rock Your Finances: Day 2- Identify Your Financial Weaknesses 21 Days To Rock Your Finances: Day 3- Track Every Penny Because Every Dollar Has A Job 21 Days To Rock Your Finances: Day 4-Automate Your Bills 21 Days ... Read More »

Suze Orman has really lost my respect with her latest stunt.  Now she’s come up with a pre-paid debit that seems to do more harm than good.  We’ve all seen the Rush card and maybe you know that the Kardashians came out with their “Kard” which eventually got run out of town.  For heaven’s sake, I even remember Suze telling them to do away with it. “KIM there is no reason for you to SKIM them kids- shame shame shame.  Come on gals, pul (sic) it off the market and put your name or image on something that is great.” ... Read More »

Since we’re on a mission to pay our own bills around here let’s get down to business!  Today’s mission is pretty simple.  Still, it’s painful for some because I really don’t think we realize how much we’re paying out in comparison to what we’re pulling in (salary, freelancing, side hustles etc).  Day 5 we looked at how much money you make, but how much are you paying out?  Simple math: Income – Expenses = Money left over We want to make sure that you’re in the black at the end of the month.  That is, you have money left over ... Read More »

Let’s recap 21 Days To Rock Your Finances: Day 1- Create A 1 Year Financial Plan 21 Days To Rock Your Finances: Day 2- Identify Your Financial Weaknesses 21 Days To Rock Your Finances: Day 3- Track Every Penny Because Every Dollar Has A Job 21 Days To Rock Your Finances: Day 4-Automate Your Bills 21 Days To Rock Your Finances: Week 1 Recap Today’s task involves reviewing your income streams or lack of it if you’re unemployed to see how and where you can make extra money.  This is important because this is the core of how you’ll achieve ... Read More »

Are you one of those people with several unused Groupon or Living Social vouchers in your account?  If so then pull up a seat, because this post is right on time for you.  Maybe you’re thinking that you save money with companies like Groupon, and maybe you’ve scored a few unbelievable deals. But the most expensive is the one you forgot to redeem. Groupon Purchases Are Impulse Driven Every morning you wake up with a new deal in your inbox.  And you probably think, “oooooh I could use that!”  Well the reality is that you don’t need it.  Unless this ... Read More »

Hopefully you’ve taken the weekend to unwind and review this week’s topics in our Rock Your Finances series.  If you’re just catching up here’s what we’ve covered so far: 21 Days To Rock Your Finances: Day 1- Create A 1 Year Financial Plan 21 Days To Rock Your Finances: Day 2- Identify Your Financial Weaknesses 21 Days To Rock Your Finances: Day 3- Track Every Penny Because Every Dollar Has A Job 21 Days To Rock Your Finances: Day 4-Automate Your Bills Here are a few tips to get you caught up: Day 1 If creating a 1 year financial ... Read More »

  We’re now on Day 4 of Rock Your Finances.  If you’ve missed the previous articles in this series, you can catch up here: Created A 1 Year Financial Plan Identified Your Financial Weaknesses Learned How To Track Every Penny  Today’s task is pretty short and sweet but results in a huge payoff in that you avoid late fees and service interruptions. The customary advice is to get a calendar, list your due dates and as you go throughout the month you then make arrangements to pay that bill.  I tend to think this method is outdated because with everything ... Read More »

We’re now on Day 3 of Rock Your Finances.  By now you should have Created A 1 Year Financial Plan Identified Your Financial Weaknesses Today we’ll be discussing how to track every penny that comes in and out of your account.  This is the only way that you’ll gain some insight on where your money has been and what it’s been up to.  What’s even better is that you’ll see how your spending habits have caused you to miss out on saving more or paying down debt. Track Every Penny.  Every Dollar Has A Job Yodlee or Mint My favorite ... Read More »

Today we continue our series: 21 Days To Rock Your Finances with identifying your financial weaknesses.  This is day 2 of our series – Did you create your financial plan?  If so, then let’s move on to identifying your financial weaknesses.  Think of creating your financial plan and identifying your financial weaknesses as laying the groundwork for the tasks later in this series.  You wouldn’t jump into the deep end of a pool before taking swim lessons right?  Same rule applies here. What prevents you from achieving your financial goals? Success doesn’t have to mean paying off all of your ... Read More »

It’s a new year and we all have resolutions!  If you’re reading this blog, the it’s safe to guess that you have a few financial resolutions that you’d like to tackle this year.  Well, how about we take a look at tackling them in 21 days?  In this series, we’ll be giving you tips on how to rock your finances in 21 days. These include saving more, spending less and reducing debt just to name a few of the topics we’ll be covering. The first 2 posts will address laying the groundwork for the rest of the tasks in this ... Read More »

I just signed the following petition addressed to: Wells Fargo. —————- Wells Fargo mailed out notices in December to their customers informing them of the intent to remove the right to become a party to any class-action lawsuit or even sue the bank themselves should they continue as a customer after February 15, 2012. Any and all disputes would be mediated through a binding arbitration process after February 15, 2012. This is possibly due to Wells Fargo facing multibillion dollar class action lawsuits by customers as a result of deceptive and fraudulent banking practices: http://www.examiner.com/libertarian-in-long-island/wells-fargo-faces-multibillion-dollar-class-action-lawsuit. This move by Wells Fargo ... Read More »

Every where you turn there’s a new mortgage program out there for people unable to afford their mortgage for a variety of reasons.  Homeowners are spread thin, often a mile wide and an inch deep when trying to cover all of the costs associated with paying a mortgage and owning a home.  These include: Mortgage Home owner’s Insurance Property Taxes Utilities HOA fees Maintenance fees Condo fees So what happens when after paying all of the above-mentioned fees the value of your home tanks to 50% of what you paid for it?  Should you continue paying into an investment that ... Read More »

The new year is around the corner and we’re all thinking about how to make better decisions so that we come out of top financially.  Take a look at the list below and incorporate a few, if not all into your daily financial life.  Commit to being a better steward of your finances and you will certainly reap the benefits. Create Your Financial Plan  and spend some time each week developing and reviewing your plan to make it happen.  With every financial transaction, top of mind should be “how does this fit in with my financial goals?”. Daily: Take 10 ... Read More »