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Author Archive for: ‘Ginger’


Confession: I Buy Clothes Off Season At Target

How many times have you agonized about updating your wardrobe but hesitant to do so because it might get too expensive?  I know I have and on many occasions Ive just opted not to do so.  Well you’ll be happy to know that something that I’ve started doing is shopping off season at Target. My day job requires that I …

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Lemon Law Car

4 Ways To Avoid Buying A Lemon While Saving Your Sanity

The problem with most states’ lemon laws is that people who find out they are stuck with a lemon realize it after the time limit prescribed by law has passed. They end up dumping the car in the used car market. I don’t mean to rain on your parade but the way most states have configured their anti-lemon laws, such …

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Save More Money

5 Ways To Make Money By This Evening

If you have rent due tomorrow or you need to pay somebody by tomorrow, it is too easy to think that the only way to get out of the financial pickle you’re in is to take out a loan. I don’t blame you. Most people think this way because it definitely takes care of the problem. Sadly, it is too …

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Falling In Love With Your Money One Transaction At A Time

Usually, when it comes to personal finance issues, the words ‘saving’ and ‘fun’ or ‘love’ aren’t mentioned in the same sentence. In many cases, they are spaced very far apart. There’s a good reason for this: most people consider saving a chore. We tend to think saving money involves denying ourselves all the good stuff life has to offer – …

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Bad Credit Loans

How to Get Credit Card and Bank Fees Reversed

Never underestimate the power of a phone call. Seriously. That one person-to-person call can help you get out of all sorts of fees and penalties as far as your credit card companies and banks are concerned. If you have ever opened a bank or credit card statement only to be shocked at a fee you don’t recognize, here are the …

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Ginger Lori

Hacking Into Debt Free Living with Ginger, Lori and Cher!

Girls (and guys) just want to have FUNDS right? But does having FUNDS = No fun? Join me as I chat with Lori about hacking into a debt free financial future. Tonight we’ll encourage accountability, share wealth building/credit slashing strategies and take the shame out of having debt! Join us TONIGHT to get inspired, learn some of her strategies and …

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Bankrupt Woman

If You Want to go Bankrupt Do This First

Hate it or love it, it is indisputable that President Obama’s Affordable Care Act was fueled by good intentions. Regardless of your politics, chances are you would agree with the conclusion that not having health insurance can be disastrous-not just for your medical health but for you financial one as well. That’s part of the driving force behind the Affordable …

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15 Ways To Make Money On Fiverr.com

Fiverr.com has exploded as the premier source of micro outsourced services on the Internet. Thanks to a multi-million dollar advertising campaign, it is increasingly very hard to find people who haven’t at least heard of Fiverr. Not surprisingly, more and more businesses, both online and offline, are using the services offered on Fiverr. As Fiverr’s ability to draw clients continues …

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3 Ways To Save Money And Visit Palm Beach Aruba

Vacations relieve stress and planned wisely, they can be  fun and economical ways to travel.  Read: cheap.   Palm Beach in Aruba is an extremely popular holiday destination. Why is this the case and what are some of the money-saving benefits that this pristine location has to offer?  All About the Exchange…We first need to briefly consider finances. As the currency in Aruba is considered …

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Money Wedding

Wedding Planning 101: Save Cash While Saving the Date

After the initial bliss of getting engaged wears off and reality sets in, the first thought about your upcoming nuptials may be “How are we going to afford the wedding?” If you can’t afford to spend thousands on a wedding, that’s perfectly fine. There are many options that can help you enjoy your special day without accumulating debt. And, there …

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11 I Need Money 2006

3 Strategies to Generate Wealth (Not to Be Confused With Income)

We all want to make more money – that’s why you’re reading this article. Yet while many of us went to college or started successful businesses, we still struggle with figuring out how to move past living paycheck to paycheck or generating enough income to move into being “wealthy.” After all, if you need to “work” to meet your financial …

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Student Loan Debt 2

Funding Your Education: 8 Student Loan Alternatives

Going to college has never been considered cheap or easy but with college tuition on the rise with no relief in sight, it’s becoming nearly impossible to graduate from college without being sunk in debt from the get-go. With more than 60% of students having to take out student loans, than means than more than half of college grads are …

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First Time Home Buyer Tax Credit House

3 Mortgage Programs You Haven’t Considered – Yet

If you’re buying your first home, the mortgage application process can be a bit overwhelming. From shopping for mortgage rates to choosing a notary, you may not know where to begin. Thankfully there are several mortgage programs out there for homeowners in any financial situation. Find the mortgage program for you: Lock in the interest rate for the long term. …

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Home Improvement

6 Crucial Mistakes You’re Making When Applying For A Mortgage

Buying a home is a big decision; that’s why it’s a smart move to have as much information with you as possible when you go to the bank and apply for a mortgage. Having your entire financial life flashed right before your eyes can be an overwhelming experience, especially if you’re not prepared for it. Buying a home is a …

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Woman Money

How I’m Finally Slaying My Financial Demons

Really, this post should be titled how I got my financial life together after ignoring it for 2 years.  But we’ll go with slaying financial demons since I discuss the critters in depth below. After my divorce I gave up financially.  While my bills were paid, my focus wasn’t on paying down credit card debt, student loan debt or planning …

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