Girls Just Wanna Have Funds Women's Personal Finance Blog

Forex tends to be a financial topic that seems appealing but out of reach for many.  Why?  Unless you travel in certain financial circles, then you don’t really hear much about it or about the experiences of many people who actually utilize it successfully to make money.  But it seems so interesting and an easy way to make money!  I’d love to one day fancy myself as a Forex trader but there’s so much to learn amidst concerns around the sputtering US economy.  For some traders, these concerns may cause them to stay on the sidelines until economic conditions improve. ... Read More »

The significant other of an acquaintance passed away and while I sent my condolences I couldn’t help but wonder how she would move through financially this year.  I kept thinking did he have life insurance?  Were they a two income household?  Did she depend on him to help her with paying the bills?  Of course these things run trough MY mind right?  I am praying that in this economy that she will be OK. I turned to hubby and asked about our life insurance and I feel we should have more.  We don’t have children or any significant responsibilities so ... Read More »

When you get married, a lot of things from both your life and your partner’s life get thrown together, including finances, households, families and a host other things that you cannot really predict. But one thing you can take care of is dealing with your life insurance policies. There are a few things new couples can do to either enhance their life insurance coverage or reduce the amount they pay in premiums. Here are a few things to keep in mind when thinking about what happens to your life insurance policies when you get married. Combining Policies One popular option ... Read More »

Buying a life insurance policy is no fun.  Not only are you adding another expense to the monthly budget, you’re also forced to discuss things you’d rather not think about.  No one wants to contemplate the death of their spouse or their self, but life insurance is a must.  We’ve all learned in various situations that “it’s better to have it and not need it than it is to need it and not have it”; this is most critically true when it comes to life insurance.  But how much is enough?  Further, how much is too much? Basic Formula Careers ... Read More »

Have you ever wanted to dip into the vast ocean of investing, but you didn’t know where to start? With the stock market, commodities, CFDs, indices and more, there are plenty of options to grow your savings. 1.  Educate Yourself 2.  Get Licensed 3.  Register as a Forex Broker 4.  Start Trading 5.  Keep Learning       Are you ready to become a broker?  Check out www.cmcmarkets.co.uk This post was provided by UFXMarkets, an online broker for the Forex Industry which also specializes in trading commodities, CFDs and indices. Read More »

A few months ago I began writing for Improvementcenter.com.  Since I know that so many of you are either new homeowners or always looking for answers around financing questions check out a few of my articles.  Click on the links for more tips in each article!  Enjoy! Finding Extra Money To Pay Down The Mortgage Rent Your House; Move Into A Cheaper Apartment:  This is becoming a common way for distressed homeowners to stay afloat while paying down the mortgage; you have someone paying your rent to cover your mortgage payments while you save money living somewhere less costly. 4 ... Read More »

I rarely post about relationship stuff here since that isn’t my lane but I just had to post this picture to give some you food for thought.  Hey!  Give me a pass!  It’s loosely related to personal finance right? I’m not preaching.  Just wanted to remind you to take care of yourselves.  You are worth much more than a casual relationship.  As the caption reads:  You are not a credit card with an introductory interest free period. Tis all! Read More »

A holiday in the UK doesn’t have to send you into a swirling vortex of debt. It can be an expensive undertaking if you aren’t careful but it doesn’t need to be, you just need to know some tricks. Holiday fun in England doesn’t have to cost very much, it can cost absolutely nothing in fact! There is a whole wealth of free activities to keep you entertained while holidaying in the UK, which lets you save enough pennies to splurge on a fancy dinner or souvenir. Museums In 2001, admission charges to national museums in the UK were scrapped, ... Read More »

Staying young or at least looking like it can be a touchy subject for many women.  After all, no one wants to look like the cat woman who just had 50 too many surgeries.  But we want to keep that youthful look we crave for in our twenties.  This of course means venturing into the real of anti aging skin products.  If you’re on your 30s, 40s or 50s then take a look at Frownies and try it out for yourself! Frownies created a system to reduce wrinkles and creases that develop with age.  From y understanding, the system trains ... Read More »

Couponing has increased in both interest and practice over the last few years due to many families falling on  hard times.  For example, Thanksgiving forces many families to consider how to feed at least 5-25 people on a budget.  Yikes!  That’s alotta moolah! We tell you how to do just that in today’s article. Using Thanksgiving as an example, here are some tips and tricks to get the most bang for your buck when cooking for a large group or just basic tips getting started with extreme couponing which helps you save money on groceries. Thanksgiving Tips/ Deals: If you ... Read More »

If you happened to follow my Twitter or FB stream this weekend then you know we had a bit of a frenzy going on!  And with good reason!  I am writing this post because I was overwhelmed with the response and figured it was best to put all of the details here. So yes it’s true, if you do want your PayPal account to look like this then read everything here.  I will close the comments to this post as I won’t be able to respond to every comment so it’s best to email me and we can chat about ... Read More »

  If you’re wondering about what the new healthcare changes means for women, check out the following infographic.  I think you’ll be pleasantly surprised regardless of where you stand on the debate.  (Click to enlarge)   Thoughts?  Are you happy about the new changes?  Does this improve your access to healthcare?  Does it limit you in any way?  We’d love to hear about it below! Read More »

For many people, there is often more month left at the end of the money. Sound familiar?  It seems that we just about get caught up on bills when another one arrives – leaving us without that financial cushion until the next pay check arrives. There’s a fix for that!  No matter how in the red you may be, there are numerous ways to find extra money when you need it – and it may not be as difficult as you might think. In fact, one thing that most personal finance consultants pride themselves on is being able to find ... Read More »

****This offer expires August 31, 2012!**** Who wants extra money?  *raises hand*  I may not like coupons but I will always tell you how to make extra money and this is indeed one of those times! American Express, my favorite prepaid card retailer, has a new promotion for the month of August!  When you order an American Express Prepaid Card and load $200 or more at the time of the order, you receive a complimentary $25 gift card! How sweet is that? And, if you’re wondering about what the American Express Prepaid card entails, here’s the rundown: no credit check ... Read More »