Girls Just Wanna Have Funds Women's Personal Finance Blog

It’s that time of the month again!  Fresh paycheck and bills need to be paid!  But let’s be honest, no one wants to sit around spending 1-2 hours paying bills every month. This can mean spending 1-2 hours sorting through bank transactions, writing checks or calling up customer service, waiting on hold just to make a payment that takes no more than 5 minutes. The process can be exhausting, but paying our bills on time is a necessary function of becoming a responsible adult.  Whether you have several monthly obligations or just a few, automating your budget frees you from ... Read More »

I’ve find it remarkable that we have to plan our retirement decades ahead of time. With so much information about women, money, and investing, where should you even start? I decided I would think through the experiences I’ve had with women and investing. And three different women stood out to me because their concerns and questions were innocent, and, yet, they were eager to learn. A woman in her mid-thirties who felt investing was like gambling. A young lady in her twenties who felt she didn’t need to think about retirement, yet. A woman who asks “what’s a brokerage account?” ... Read More »

We’ve all lost the odd pound or two through a hole in our jeans. But for more serious money mishaps, it’s a good idea to get home insurance cover for accidental loss of money or credit cards when you’re out and about. Although it’s additional to most home insurance policies, this type of cover could help give you the peace of mind you need when you’re shopping, commuting to work or simply taking the kids to school. When you’re carrying cash around, it pays to be prepared. Purses and wallets are among the things most likely to be stolen. Adding ... Read More »

Disclaimer:  I was not paid for this review nor have I received any incentives to review Hello Wallet again.  I am simply what you’d call a hard core user of personal finance management tools.   I’ve reviewed Rudder, Mint and Yodlee in the past (and use quite a few more that you don’t read about here) often stacking each PFM tool against each other to give readers my perspective on how these systems might meet their needs.  Hopefully, this review will give you a fresh perspective on Hello Wallet.  Why another review?   I love when personal financial management (PFM) systems ... Read More »

I’ve spent the last 6 weeks on “vacation” since I’ve had some time off in between leaving my last job and my new job which will get started in a few days.  Besides giving me some major time off to relax, travel and work on personal projects, I’ve been spending time at neighborhood mixers talking to my neighbor’s kids about the job search.  Most are recent graduates in need of advice so I gave them the following unconventional advice.  Why unconventional?  Because sending out 2-3 resumes a day just doesn’t work anymore.  Nor does having a degree guarantee you a ... Read More »

Before you read and comment, catch up on previous episodes here: Full Episode 1 Full Episode 2 Full Episode 3 I rarely discuss the drama that surrounds reality TV shows here but since the internet is a buzz with the latest Love and Hip Hop episodes, I can’t help but chime in with the obvious lessons in love and money for women.  I caught up on the full episodes after reading Luvvie’s post on Stevie J and his Groupon peen.  I just had to see what this was all about since I decided not to watch after seeing the trailer. ... Read More »

In today’s tough economy, saving money is a top priority for many individuals and families. Enacting money-saving measures can help families get through tough times today and prepare for a brighter future. Cutting back on a family budget can be difficult but is certainly not impossible. There are many simple cost-cutting measures that anyone can use to save money. The following ten tips provide easy ways to save money on a day-to-day basis. Make the most of produce sales. Buying fresh fruits and vegetables can bolster the health of anyone’s family. Unfortunately, these items are often among the most expensive ... Read More »

If you have student loans or are planning to go back to school any  time soon then pull up a chair.  While one of the changes look good on the surface, the others have far reaching financial consequences for millions of borrowers. Long gone are the days when we could decide to go back to school on a whim and borrow money from the government to do so without concern for the repayment period, interest rates and/or repayment incentives.  Times are rough and Uncle Sam wants his money now.  Not 6 months after graduating – now. In a nutshell, these ... Read More »