Comments on: Save Yourself Movement: 5 Smart Money Moves

By: rama

rama — Tue, 30 Mar 2010 22:32:03 +0000

My smart money move is using a debit card and ditching my credit cards! It was my debt elimination strategy as well when I was trying to get my self out of a financial mess.

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Mon, 08 Jun 2009 18:36:46 +0000

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By: Savings-Account-Rate

Savings-Account-Rate — Thu, 28 May 2009 00:04:17 +0000

I especially like the "live on half" advice. I keep telling my significant – that but he isn't much of a frugal person and doesn't think too much about it.

By: Kristy @ MYC

Kristy @ MYC — Thu, 07 May 2009 00:26:33 +0000

This is a good post! I love Suze Orman, so I like to read anything that has her name attached! It's funny, though. For a long time I actually disagreed with her on her viewpoint that you should pay down your debt before building the efund. She's since changed her stance on that given the recession, but it's always made sense to me to have at least 3-6 months in an emergency fund in case you lose your income. It's great to pay down debt, but if you lose your job, that debt is going right back up and it's all lain to waste. It simply makes more sense to have an emergency fund established before trying to tackle a pile of debt. However, I'm not a big proponent of overdoing the emergency fund either. I say, in a recession, 6-8 months in the emergency fund and then start tackling the debt. The long you wait to start really paying it down, the more you'll owe. The flip side to that is that an emergency fund should be completely liquid, which means low low interest rates right now. Having more then is necessary in an emergency fund deprives your earning potential in that respect. So, I differ a little from Suze, but we're along the same lines.

By: Kim

Kim — Wed, 29 Apr 2009 13:36:38 +0000

I think that is an awesome way of doing things. I am learning how to budget now and make due with what I have now. That way, when I do make more money, I will still live on what I am currently making. Great post.

By: Imee

Imee — Wed, 29 Apr 2009 11:13:23 +0000

I really enjoyed this article. My favorite from Ms. Orman would be to stash your cash, but tips like allowing the ARRA/stimulus package to help out are pretty good as well. People can be so unaware that there's help–they just have to know where to look.

By: Hannah

Hannah — Tue, 28 Apr 2009 21:22:57 +0000

I really like Suze Orman more and more as I learn more about her. Tip #5 is my favorite… and I'm going to have to look very hard at #1 to see if it's even possible.