As Seen On MSNBC, Fox News DC, The Wall Street Journal, and Good Morning America
Thursday, March 18th, 2010

Repost: Smart Women Marry for Money, and Here’s Why

Totally provocative and tongue in cheek, but you get the underlying message. Choose your partners wisely.

I am not suggesting that women marry solely for money, I am after all a believer in love and commitment as a solid foundation for marriage. However, I am suggesting that women  marry partners that are financially savvy. I will detail the benefits of choosing a partner that has a solid financial plan in place and uses money as a tool and not a crutch.

Financially Savvy
Women who choose financially savvy partners fare better than their counterparts who don’t. Why? These women know that in order to have a marriage built to last that finances play a huge role in the viability of the marriage. I know it sounds like we’re discussing a corporate merger but there are elements of marriage that resemble a business.  Think about it, how many people can’t afford to separate because they can’t afford it?  We want financial freedom, well we have to choose a partner who knows what that means.

Personal finance issues are the leading cause of divorce and in order to live happily ever after, you must be on the same page as far as your finances are concerned. No, if, ands or buts about it.

So what makes these women smarter?

Aligned Financial Values
When smart women meet a partner, while wooed by good looks and the smooth talk, they are interested in how their potential partners spend money. Does he have an emergency fund? Is he current on their monthly bills such as the car payment and rent/mortgage? Does he spend more than he earns? They’re listening keenly to understand how their potential mates relate to money. Is it a tool? Is it a crutch? They know the difference and conduct business accordingly. Should the potential mate fall into the category of the above mentioned then it’s time to say good-bye or work out a plan to get him financially fit. After all, who wants a man who isn’t interested in learning how to manage his money effectively? They are in it for the long haul, not a few cheap dates.

Motivated by Money to Create the Life They Want
Smart women are up to date on the latest issues in personal finance. They understand rate chasing, investing for the long haul and understand that while they may have substantial savings, practice and embrace frugality. They look for similar if not the same qualities in their potential mates. Smart women want to be able to relate not only on a romantic level, but also on issues regarding personal finance.

A Man with a Plan
Who wants a man with no financial plan in place? I certainly don’t. Where does he see himself in 2 years? 5 years? 10 years? Is he thinking long or short term? That answer will determine the course of the relationship. Ideally he should be able to think past next month’s car payment and have a financial plan for the current year. This an expectation for smart women, not a hope or a dream, but something they demand and require in a potential mate.

Take a few minutes to let it all sink in. Gone are the days when gold diggers were secretly envied because they were able to go for the gusto and stifle high pitched screams during musty sex with a shriveled up oil tycoon. Smart women can marry for money, and guess what!?  It’s ok!  Move over and make way for women who are in control of their financial destinies and not afraid to say it. They are armed with a positive net worth and not afraid to flaunt it.  They are breaking financial ceilings one stiletto at a time!

Are you a smart woman?

About the Author

Girls Just Wanna Have Funds is for the woman that wants to take charge of her personal finances. We value budgeting, investing, frugality and remain mindful of our spending habits. Move over and make way for women who are in control of their financial destinies and not afraid to say it. We're armed with a positive net worth and not afraid to flaunt it while breaking financial ceilings one stiletto at a time!

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  1. Desmond says:

    Reading these comments depresses me to the highest degree, and makes me lose faith in what I believe is the most important aspect to humanity. You weak individuals who value security over love have no place in this world.

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