Repost: Smart Women Marry for Money, and Here’s Why
Totally provocative and tongue in cheek, but you get the underlying message. Choose your partners wisely.
I am not suggesting that women marry solely for money, I am after all a believer in love and commitment as a solid foundation for marriage. However, I am suggesting that women marry partners that are financially savvy. I will detail the benefits of choosing a partner that has a solid financial plan in place and uses money as a tool and not a crutch.
Financially Savvy
Women who choose financially savvy partners fare better than their counterparts who don’t. Why? These women know that in order to have a marriage built to last that finances play a huge role in the viability of the marriage. I know it sounds like we’re discussing a corporate merger but there are elements of marriage that resemble a business. Think about it, how many people can’t afford to separate because they can’t afford it? We want financial freedom, well we have to choose a partner who knows what that means.
Personal finance issues are the leading cause of divorce and in order to live happily ever after, you must be on the same page as far as your finances are concerned. No, if, ands or buts about it.
So what makes these women smarter?
Aligned Financial Values
When smart women meet a partner, while wooed by good looks and the smooth talk, they are interested in how their potential partners spend money. Does he have an emergency fund? Is he current on their monthly bills such as the car payment and rent/mortgage? Does he spend more than he earns? They’re listening keenly to understand how their potential mates relate to money. Is it a tool? Is it a crutch? They know the difference and conduct business accordingly. Should the potential mate fall into the category of the above mentioned then it’s time to say good-bye or work out a plan to get him financially fit. After all, who wants a man who isn’t interested in learning how to manage his money effectively? They are in it for the long haul, not a few cheap dates.
Motivated by Money to Create the Life They Want
Smart women are up to date on the latest issues in personal finance. They understand rate chasing, investing for the long haul and understand that while they may have substantial savings, practice and embrace frugality. They look for similar if not the same qualities in their potential mates. Smart women want to be able to relate not only on a romantic level, but also on issues regarding personal finance.
A Man with a Plan
Who wants a man with no financial plan in place? I certainly don’t. Where does he see himself in 2 years? 5 years? 10 years? Is he thinking long or short term? That answer will determine the course of the relationship. Ideally he should be able to think past next month’s car payment and have a financial plan for the current year. This an expectation for smart women, not a hope or a dream, but something they demand and require in a potential mate.
Take a few minutes to let it all sink in. Gone are the days when gold diggers were secretly envied because they were able to go for the gusto and stifle high pitched screams during musty sex with a shriveled up oil tycoon. Smart women can marry for money, and guess what!? It’s ok! Move over and make way for women who are in control of their financial destinies and not afraid to say it. They are armed with a positive net worth and not afraid to flaunt it. They are breaking financial ceilings one stiletto at a time!
Are you a smart woman?
And as long as they bring to the table the same things they request and require in a man, then God bless 'em!
Smart women make their own money first.
I want my partner to be financially safe, but I care more about ambition. These seem to go hand in hand, but that's not always true – for instance, if you date an entrepreneur.
I think that having money values and spending priorities in alignment is especially important in marriage. Like spiritual compatibility and similar priorities, financial compatibility can make a big difference.
Excellent point and wasn't marriage original as a way to increase the family wealth, that is until the church and government decided to stick their nose in it.
Either way, marriage should be conducted like a business.
Dead-on advice. I know a woman who married a man — and then found out he'd filed for bankruptcy several years before. The bloom on that rose fell off a long time ago.
And you just cannot be happily married when you go online to check your checking account balance, only to find that your husband hit the ATM for some little trinket he had to have.
It's imperative to marry an individual who lives within his/her means. Romance never thrives on bad financial soil.
Marrying a broke man is miserable
Tell me about it….especially when they start wanting to bring KIDS into the world to live like that, too! I mean, here I have one year of Law School and I'd have wound up depending on AFDC!!! Not what I started law school (and had to drop out when I lost my job after "9-11" for, too) for!!
darling,
smart women run either their own business or make joint ventures with smart women. what the hustle with a rich man, sex excuses and many other humiliating sideeffects if he´s the one who thinks he leads (because he´s got the money). that´s chicken games. dependency is not smart – i´t´s stupid. selling yourself just for the $$ – donna summer sang one time: she works hard for the money – rely on yourself. youse your femininity if neccessary, but never sell you body. sincerely, VH
You are all money grubbing gold diggers and gigolos
I am amazed at how candid you all are… I was raised not to judge people by their bank accounts, but as human beings. Many rich people I know are ugly both inside and out. The only people uglier are those who make decisions in this short human life following the base and greed-oriented path your recommending on this website.
And Moneymonk, welcome to the plight of man for human history….Supporting broke women sucks too, and many men suck it up day after day without complaint. Grow up.
Men are supposed to support women, not the other way around.
To the poster "disgusted," did you actually read the article or just the headline? I'm a man and it seems perfectly reasonable to me. It's not talking about marrying rich old men hoping to inherit their fortune, it's just saying that financial responsibility is something to look for in a man. That *is* part of judging someone as a human being – does the man have the self-control to live within his means, what are his goals, is he someone that thinks about and plans for the future? Those things will be important if you are going to have a life together. I would (and do) look for the same things in a woman. The other person should be a partner in your goals and dreams, including financial ones; if instead they are an obstacle to them, the marriage is going to have problems.
[...] Then the money issues. I came across this article and then linking to follow up articles led me to girlsjustwannahavefunds. [...]
I do believe that Disgusted is probably disgusted with all the sacrifices he has had to make because he's probably with a significant other that brings no fish to the table…But he continues to suck it up because he believes that to be his lot. Things and times have changed, no longer do we live off the land or use kersene lamps for light..illumination, no pun intended, comes with a higher price..such as getting your head out of your a** and acknowledging that choosing a partner has to be more than just a desire to be mated with the right chemistry flow…all areas have to be put under the microscope and searched for compatibility…And finances is one of them. Welcome to life, aka, the 21st entury.
So, to run a marriage like a business, how about a woman with limited income due to working on a graduate degree and loads of student loan debt, but good credit and wise spending marrying a man who is considerably older with many more assets and adult children. How does one pre-nup that situation?
The student loan debt would make the credit BAD not good. And any decent guy wouldn't want the woman to not have any right to half his assets in case of divorce anyway. You don't marry any guy who purposely does not want to help you out financially. That misses the point of marriage altogether.
I appreciate that you can tell you female readers like it is. I've given the same advice, but it probably sounds a little funny coming from a man. Let me know what you think…http://bit.ly/3ThzCr
Great name for this blog by the way, I love creative things like that!
Rob
Hip Hop's Financial Advisor
Love doesn't pay the bills, keep a roof over your head, keep you off Food Stamps, keep you from having to volunteer your butt off at the Food Bank just for two bags' worth of free food every week, etc. I need someone who can SUPPORT me next time, not someone who's barely making minimum-wage part-time himself in places where I can't get a job at all because I'm Native American and that's all she wrote when they see me at the job interview. Being job-market forced to be a homemaker while your guy can't support you anyway, that's no way to live. I didn't get my Bachelor's degree and attempt one year at Law School to live like this. No, I'd rather have someone who knew damn well I was into him for his money especially if there was something he was getting out of it too. (Like Canadian citizenship). As long as both partners KNOW that love has nothing to do with it, then it's just fine. And there's no law against it, girls just wanna have funds, after all.
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I used to be a romantic about this issue, but now, when it comes to marriage – there's no way I'd marry a woman who was in debt or a spendthrift. I've saved too hard for what I have, so there's no way I'm going to just let it piss away. Money's supposed to stay in the family, for the family. And the way I've seen my female friends choose their spouses & their ensuing marriages, the poorer couples are generally less happier. After the honeymoon phase is over, real life sets in. And a lot of real life has to do with money: paying bills, raising kids, etc.
Personally, I think more women should use fiscal responsibility as a screening criteria. If a guy hasn't been taking care of himself financially for the past 10 years he's been in the workforce, he probably won't be able to take care of you, either, much less a family.
As far as judging people goes, we're talking about marriage here, not friendship. It's alright to be best friends with a slacker – I just don't think you should marry one. Or go into business with one.
I really liked your blog! I have added you to my google news feeder.
Thanks brother this is a good post,keep it up!
I won’t marry a woman unless she has her good job somewhere close to me, I’am not attracted to women who aren’t smart, or are broke. I like women who can support them selves, it makes them sexy.