Comments on: Jingle Mail Revisted: Possible Bank Recourse And Borrower Consequences

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By: nina

nina — Wed, 18 Nov 2009 09:07:39 +0000

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By: Christine Hynes

Christine Hynes — Tue, 03 Nov 2009 22:37:14 +0000

A loan modification may or may not have a negative impact to your credit report. You definitely will have a negative impact to your credit if you enter into a trial loan modification, as you will be paying less then what you owe on your original mortgage. Not all loan modifications put you as the homeowner directly into a trial loan modification. Also, your credit report would reflect that you are in a trial loan modification.

By: Private Label Rights

Private Label Rights — Wed, 02 Sep 2009 00:51:01 +0000

Never really looked at the information like that before. Thanks!

By: Betty

Betty — Mon, 31 Aug 2009 20:21:11 +0000

Thanks for this high quality and very interesting post. So many things now look clearer to me.

By: Stan

Stan — Fri, 28 Aug 2009 04:35:13 +0000

I have to agree with mailing the keys back. I personally think it’s great. I know that the banks can only do so much but I think they should reach out to the slow payers and try to work with them before they give up. I’m sure the “Jingle Mail” senders did not just do this out of the blue. Generally people on the downward spiral start to pay bills slower and slower.

By: donovan winters

donovan winters — Thu, 16 Jul 2009 01:23:02 +0000

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By: micheal Khuiness

micheal Khuiness — Wed, 08 Jul 2009 20:06:50 +0000

Some more tips would be great as foreclosure laws do change. Any more information and experiences are appreciated.