Comments on: Lessons in Value, Neccessity, Price and Convenience All Wrapped up in a $3k a Month Apartment http://www.girlsjustwannahavefunds.com/2008/03/lessons-in-value-neccessity-price-and-convenience-all-wrapped-up-in-a-3k-a-month-apartment/ Breaking Financial Ceilings One Stiletto At A Time! Tue, 06 Jan 2009 08:05:22 +0000 http://wordpress.org/?v=2.6 By: Sara http://www.girlsjustwannahavefunds.com/2008/03/lessons-in-value-neccessity-price-and-convenience-all-wrapped-up-in-a-3k-a-month-apartment/#comment-546 Sara Fri, 11 Apr 2008 04:01:45 +0000 http://www.girlsjustwannahavefunds.com/2008/03/lessons-in-value-neccessity-price-and-convenience-all-wrapped-up-in-a-3k-a-month-apartment/#comment-546 And I thought I was bad for getting a $1600 apt in Houston...I don't know how much you cook, but it would drive me up the wall and back in a TINY kitchen like that. Good luck with the decision. And I thought I was bad for getting a $1600 apt in Houston…I don’t know how much you cook, but it would drive me up the wall and back in a TINY kitchen like that. Good luck with the decision.

]]> By: Welcome The Simple Dollar and MSN Smart Spending Readers! | Girls Just Wanna Have Funds http://www.girlsjustwannahavefunds.com/2008/03/lessons-in-value-neccessity-price-and-convenience-all-wrapped-up-in-a-3k-a-month-apartment/#comment-524 Welcome The Simple Dollar and MSN Smart Spending Readers! | Girls Just Wanna Have Funds Wed, 09 Apr 2008 23:10:33 +0000 http://www.girlsjustwannahavefunds.com/2008/03/lessons-in-value-neccessity-price-and-convenience-all-wrapped-up-in-a-3k-a-month-apartment/#comment-524 [...] everything when in fact we don’t. This is coming from someone who just recently lusted over a $3,000/month apartment with all the bells and [...] [...] everything when in fact we don’t. This is coming from someone who just recently lusted over a $3,000/month apartment with all the bells and [...]

]]> By: Ninja Kitty http://www.girlsjustwannahavefunds.com/2008/03/lessons-in-value-neccessity-price-and-convenience-all-wrapped-up-in-a-3k-a-month-apartment/#comment-494 Ninja Kitty Fri, 04 Apr 2008 18:15:16 +0000 http://www.girlsjustwannahavefunds.com/2008/03/lessons-in-value-neccessity-price-and-convenience-all-wrapped-up-in-a-3k-a-month-apartment/#comment-494 My husband and I just downsized from our 100 sq ft loft apartment to a 750 sq ft apartment on the first floor of the apartment complex. Our aim was to save $$ ($600 a month), but once we started the move, we realized just how much "crap" we had accumulated since moving from NYC. More space = more money in more ways than you realize. Now, we are not just saving on rent, but I have cut back my shopping for clothes, furniture, and little odds and ends simply because we need to be smarter about our space and what we put in it. We are not clutter bugs, so this is helping to shave some unnecessary financial burdens. My husband and I just downsized from our 100 sq ft loft apartment to a 750 sq ft apartment on the first floor of the apartment complex. Our aim was to save $$ ($600 a month), but once we started the move, we realized just how much “crap” we had accumulated since moving from NYC. More space = more money in more ways than you realize. Now, we are not just saving on rent, but I have cut back my shopping for clothes, furniture, and little odds and ends simply because we need to be smarter about our space and what we put in it. We are not clutter bugs, so this is helping to shave some unnecessary financial burdens.

]]> By: Barb Ryan @ Pasadena Financial Planner http://www.girlsjustwannahavefunds.com/2008/03/lessons-in-value-neccessity-price-and-convenience-all-wrapped-up-in-a-3k-a-month-apartment/#comment-484 Barb Ryan @ Pasadena Financial Planner Thu, 03 Apr 2008 04:39:10 +0000 http://www.girlsjustwannahavefunds.com/2008/03/lessons-in-value-neccessity-price-and-convenience-all-wrapped-up-in-a-3k-a-month-apartment/#comment-484 Personally, I would want to get away from renting as soon as possible or at least in a few years. I would take the cheaper apartment and bank the difference. Build your downpayment. Crazy house prices have been knocked down partially so far. There has been so much overbuilding that prices are likely to fall further as this bubble unwinds. Once a person has a child, then priorities change. Where to live gets driven by school quality and other factors. The strategy of investing the rental difference would give lead to many more options in the future. Personally, I would want to get away from renting as soon as possible or at least in a few years. I would take the cheaper apartment and bank the difference. Build your downpayment. Crazy house prices have been knocked down partially so far. There has been so much overbuilding that prices are likely to fall further as this bubble unwinds.

Once a person has a child, then priorities change. Where to live gets driven by school quality and other factors. The strategy of investing the rental difference would give lead to many more options in the future.

]]> By: DallasHoney http://www.girlsjustwannahavefunds.com/2008/03/lessons-in-value-neccessity-price-and-convenience-all-wrapped-up-in-a-3k-a-month-apartment/#comment-480 DallasHoney Wed, 02 Apr 2008 21:39:05 +0000 http://www.girlsjustwannahavefunds.com/2008/03/lessons-in-value-neccessity-price-and-convenience-all-wrapped-up-in-a-3k-a-month-apartment/#comment-480 Ginger I have a similiar dilemma. Should I buy something in the suburbs or rent in the city? I am single with no children. Rent in the city is at least $1600 per month and a mortgage in the suburbs is around $1200 (not including maintentance because I don't mow lawns!) Quality of life is important to me too. And I think that makes a big difference in your happiness. Sometimes the right thing to do is what makes you happy at the end of the day! Ginger I have a similiar dilemma. Should I buy something in the suburbs or rent in the city? I am single with no children. Rent in the city is at least $1600 per month and a mortgage in the suburbs is around $1200 (not including maintentance because I don’t mow lawns!) Quality of life is important to me too. And I think that makes a big difference in your happiness. Sometimes the right thing to do is what makes you happy at the end of the day!

]]> By: CreoleInDC http://www.girlsjustwannahavefunds.com/2008/03/lessons-in-value-neccessity-price-and-convenience-all-wrapped-up-in-a-3k-a-month-apartment/#comment-455 CreoleInDC Sun, 30 Mar 2008 23:00:49 +0000 http://www.girlsjustwannahavefunds.com/2008/03/lessons-in-value-neccessity-price-and-convenience-all-wrapped-up-in-a-3k-a-month-apartment/#comment-455 The apartment sounds FABULOUS but I wouldn't do it unless we were moving to another state and couldn't sell our current home. The area you live in is not bad for a couple without children and you really don't need to worry too much until your children are of school age I would think. Hopefully by then the market will have turned and you'll be able to sell your home. The lesson here is one I swear by. Never, EVER buy if there is not a Whole Foods within 10 miles unless you're in a big sprawling area like down South some where and then I'd give it MAYBE 20 miles. The apartment sounds FABULOUS but I wouldn’t do it unless we were moving to another state and couldn’t sell our current home. The area you live in is not bad for a couple without children and you really don’t need to worry too much until your children are of school age I would think. Hopefully by then the market will have turned and you’ll be able to sell your home.

The lesson here is one I swear by. Never, EVER buy if there is not a Whole Foods within 10 miles unless you’re in a big sprawling area like down South some where and then I’d give it MAYBE 20 miles.

]]> By: Rachel @ Master Your Card http://www.girlsjustwannahavefunds.com/2008/03/lessons-in-value-neccessity-price-and-convenience-all-wrapped-up-in-a-3k-a-month-apartment/#comment-441 Rachel @ Master Your Card Fri, 28 Mar 2008 11:42:08 +0000 http://www.girlsjustwannahavefunds.com/2008/03/lessons-in-value-neccessity-price-and-convenience-all-wrapped-up-in-a-3k-a-month-apartment/#comment-441 I gues syou need to do an old fashioned pros and cons list. Imagine if you had a cheaper place what youwoudl do with the money that you saved on rent. Would you be wise and invest it and if so where woudl that get you/ Would you quality of life be much better in the more expensive place. Only you know the answers..... I gues syou need to do an old fashioned pros and cons list. Imagine if you had a cheaper place what youwoudl do with the money that you saved on rent. Would you be wise and invest it and if so where woudl that get you/ Would you quality of life be much better in the more expensive place. Only you know the answers…..

]]> By: Wellheeled http://www.girlsjustwannahavefunds.com/2008/03/lessons-in-value-neccessity-price-and-convenience-all-wrapped-up-in-a-3k-a-month-apartment/#comment-440 Wellheeled Fri, 28 Mar 2008 06:37:45 +0000 http://www.girlsjustwannahavefunds.com/2008/03/lessons-in-value-neccessity-price-and-convenience-all-wrapped-up-in-a-3k-a-month-apartment/#comment-440 I really, really love the floor plan. Especially the curving french doors out to the balcony. WOW. I really, really love the floor plan. Especially the curving french doors out to the balcony. WOW.

]]> By: Yakini http://www.girlsjustwannahavefunds.com/2008/03/lessons-in-value-neccessity-price-and-convenience-all-wrapped-up-in-a-3k-a-month-apartment/#comment-436 Yakini Thu, 27 Mar 2008 20:33:29 +0000 http://www.girlsjustwannahavefunds.com/2008/03/lessons-in-value-neccessity-price-and-convenience-all-wrapped-up-in-a-3k-a-month-apartment/#comment-436 That apartment does sound heavenly! My fingers are crossed that you land that job!!! Emotions aside, I say base your final decision on that, as well as if you are able to rent out the house at a reasonable price. That apartment does sound heavenly! My fingers are crossed that you land that job!!! Emotions aside, I say base your final decision on that, as well as if you are able to rent out the house at a reasonable price.

]]> By: Ginger http://www.girlsjustwannahavefunds.com/2008/03/lessons-in-value-neccessity-price-and-convenience-all-wrapped-up-in-a-3k-a-month-apartment/#comment-434 Ginger Thu, 27 Mar 2008 17:54:05 +0000 http://www.girlsjustwannahavefunds.com/2008/03/lessons-in-value-neccessity-price-and-convenience-all-wrapped-up-in-a-3k-a-month-apartment/#comment-434 You are supposed to be scolding me for thinking such a thing ladies! You are supposed to be scolding me for thinking such a thing ladies!

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